Is it legal to rent out a house to pay the mortgage?
As others have mentioned here, it depends when the house becomes a rental. If you buy a house strictly to rent it out, then you MUST inform the mortgage lender, and they will charge you a higher rate. Also, they may not take the proposed rental income as qualifying income if you have been a landlord for less than 2 years.Now, if you buy a house and live in it as your primary residence for a while, and then decided to rent it out, it's a bit easier. You should inform your mortgage lender and they may charge you a fee but probably won't raise your rate or deny you.One small wrinkle. If you are still living in the house but decide to rent out a room or two while you are still living there, this is OK (though you should get some extra landlord's insurance), but should you wish to refi the mortgage you cannot use rental income from your primary home to qualify. You can use the rental income to pay the mortgage, but it can't be counted as qualifying income for a new loan on that house.
In North Carolina, if you invite someone to stay at your house without any written contract, is it legal to kick them out at will?
Well, that depends on a number of factors. I don't know specifically about North Carolina's landlord tenant law, and you should talk with a licensed attorney about the specifics. This is based on general property law. If they have been there for a short period of time, most likely the answer will be yes. In most states, you are perfectly legally free to have visitors for reasonable periods of time without adding them to the lease, though states will vary as to what a reasonable period of time is. For the most part, if the person is staying longer than one rent period (usually a month on a residential lease,) then they will probably have to be added to the lease. That would mean to evict the tenant, the landlord would have to go through formal proceedings. If the person has not been added to the lease, then the person has a revocable license to be there with your permission. You can take that back at any time. If they refuse to leave, you can bring a trespass action against that person. There are things that may prevent you from doing so, however. One is estoppel. The person would have to show in court that (1) you promised them a place to stay, (2) that promise was reasonable and they relied reasonably on it, (3) they have substantially changed position (4) to their detriment, like having given up their own apartment, and (5) the only way to avoid injustice would be to enforce the promise you made. It's a pretty uphill battle for them, in other words. Once again, this is based on the majority view of general landlord-tenant law. For specifics, please contact a local bar-certified attorney in North Carolina.Edit: I misread the question a bit. This would apply if you are renting the property you are on. If you are the owner of the property, it would also depend on if you have accepted rent from the person or if they have done something in exchange for living there. Most courts will impose a month-to-month tenancy absent a specific contract to the contrary under those circumstances. If you have not, then you are most likely within your rights to simply have them removed as a trespasser.
What are some slang terms used among police officers?
The most derogatory terms for the bad guys and citizens who are just pains in the rectum:A.H. = Adam Henry (A-dam H-enry) If you don’t get it…..sometimes you will hear it as “Jack Hole”…..now what starts with an “A” that ends with HOLE ?RICHARD CRANIUM= What starts with a “D” and is a nickname for Richard ? What is the non-medical layman’s term for the Cranium ? Do these clues HEAD you in the right direction ?