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Fair Debt-collection Practices

Fair Debt-Collection Practices?

Bank of America hired Atlantic Resource Management, LLC, to collect a debt from Michael E. Engler. Atlantic called Engler's employer and asked his supervisor about the company's policy concerning the execution of warrants. It then told the supervisor that, to stop the process, Engler needed to call Atlantic about “Case Number 37291 NY0969” during the first three hours of his next shift. When Engler's supervisor told him about the call, Engler feared that he might be arrested, and he experienced discomfort, embarrassment, and emotional distress at work. Can Engler recover under the Fair Debt Collection Practices Act? Why or why not?

What are the do not contact states under the fair debt collection practice act?

Massachusetts and Pennsylvania

Fair Debt Collection Practices Act related to companies?

Does anybody know if the Fair Debt Collection Practices Act applies to debts incurred/alleged against a company ?

If not, is there a similar act which does apply to company debts ?

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