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Having An Hsa As A Dependent Complicated Situation

Non-eligible HSA contributions?

Technically, since your employer OFFERS coverage to you, you do NOT have coverage under your parent's plan, as of the date of your employment. It might take your parents insurance a while to figure it out, but when they do, they'll RETROACTIVELY take back all the payments they made on your behalf, even if it's YEARS later, due to the fraud on the part of your parent - keeping you on their plan fraudulently.


They might be making you THINK they are cutting you a break, but employment benefits like group health insurance are very highly regulated. Either you qualify, or you don't. Period. These plans get audited regularly. If they're committing insurance fraud also, it will be discovered on the next audit . . . and the IRS will get involved, as they have a huge part of regulating employee benefits due to the tax deductible status OF those benefits.


Your knowledge of the HSA "not having any other coverage" or "not being claimed as a dependent" is inaccurate at best, and flat out wrong in a lot of cases.

The HSA administrator, and the HDHP insurance company, will request a survey with employees, including SS numbers, and copies of payroll taxes to verify eligibility. Those quarterly 941's list ALL employees during each quarter, even if they didn't work the full quarter. It's not "only what's effective on 12-31".


If you aren't technically eligible for coverage, I promise, when that big claim comes, the insurance company will look into it, find the fraud, and you'll be SCREWED. Through your own fault, of course, for trying to "pass one over" on the insurance companies.

Do you agree that "denying health coverage to additional low-income Americans helps more people “live the American Dream”?

Wisconsin Gov. Scott Walker (R) on Friday suggested that denying health coverage to additional low-income Americans helps more people “live the American Dream”.
http://thinkprogress.org/health/2014/11/14/3592511/scott-walker-medicaid-expansion/

Because, as we all know, "The American Dream" is to lose everything you work or train for because of bankruptcy due to an uninsured illness for yourself or a member of your family.

HEALTH CARE FLEXIBLE SAVINGS ACCOUNT EITC?

You are correct that EIC is driven by the amount in box 1 of your W-2.

If you put money into an FSA, it's considered pretax so it's excluded from the income in box 1. Whether this increases or decreases your EIC benefit depends on where on the EIC curve you are.

If your income was $28K again with $4500 withheld for medical, then yes, a little bit more withheld under an FSA would increase the applicable EIC.

However, it could also reduce any additional child tax credit.

What is the success rate of landing a job through Germany job seeker visa?

The success rate totally depends firstly upon the field you are seeking a job. The reason to that is the students who study their MS in Germany spend almost two years of time and even with the German language struggle to seek a job due to the job market. Thus the field of interest for you is very important.Secondly, if you have a strong work experience and have a great academic background, it would not take so much of time for you to land into a job.Thirdly, most of the companies in Germany have their post in German which means a strong hold on the language is required. There are also jobs which are in English but then eventually the amount of people applying to that is a huge too.Thus it is totally dependent on what your work and academic background is. If it is sound, it could do wonders too!All the best.

Which is more complex: the earth or the sun?

There are many different metrics of complexity. Complexity can be seen as another way to measure information content, which is dependent on your representation.  There isn't a universal "shortest representation" of an object. That leads to paradoxes equivalent to the Berry paradox. What's the lowest number not definable in eight words? Whatever it is, it's now definable in 8 words: "the lowest number not definable in eight words".  You get the picture.So, complexity is a matter of what you want to measure. At the closest-up level, the sun and earth are each composed of thus-and-such many atoms, and if you wanted to talk about the position of each of them you'd need more for the sun than for the earth. The earth has more kinds of atoms, but each atom is at least potentially distinct, and the sun has far, far more of them. (Below the atomic level, and even at the atomic level under some circumstances, it can be hard to meaningfully say that two objects are actually different objects. That's quantum juju and more than I want to get into here.)When you move atoms on the Sun around, the question of whether the result is "the same" is largely up to you. The basic concept of "big ball of gas" is largely the same, even if the surface features are different in ways that you'd consider wildly different terrain on the earth. The sun, having more atoms, has far more possible states (again, they're mostly of the same type, but only by a couple of orders of magnitude while the Sun has 6 orders of magnitude more atoms than the earth.If what you're really interested in is complexity theory, you can start here:http://en.wikipedia.org/wiki/Kol... It's a pretty deep hole to jump into.

Why is Sharepoint so disliked?

Speaking as a person who has accidentally (different story) been working on SharePoint installations for most of my career, there are plenty of reasons for this.SharePoint was bought from another company and slowly integrated with the Office suite. the 2016 version is very good, but 2003 was a nightmare, and 2007 wasn’t much better.SharePoint is fucking complicated. To be an effective SharePoint Administrator you have to know Windows Server, IIS management, C# development practices, Active Directory, and the craziness that is the SharePoint platform.SharePoint is always breaking and can take days to fix. In a big installation, if for some reason the search index breaks, the easiest fix is to reset the index. A reindex could take dasys to complete. The User Profile Service is a bizarre hacked together piece of crap. There are so many dependent configurations and if it doesn’t work or mysteriously stops working you might have to reinstall the service, which could take forever.If you want to change the look and feel of SharePoint you’ll probably mess it up to the point that if you try to upgrade to the next version, you won’t be able to, just because you changed how SharePoint looks. Best bet is to ,buy a third party migration tool and copy over the data separately into a newly created taxonomy.Most of the installations I oversee happen because someone in management says: “I WANT SHAREPOINT!” because they read an article or heard about it from a colleague at a conference. I go in and ask what they want it for, they say they don’t care, they just want SharePoint. SharePoint can do A LOT for your company, but unless you know what you want it to do, and evangelize it, people won’t use it and you’ll have spent hundreds of thousands of dollars on a piece of crap.It was difficult to develop for and debug, but it’s getting better. Most of the developers don’t care enough to look into appropriate LUA practices and how to properly sandbox their code. Where your code is deployed is essential for SharePoint.I make it sound like it’s a terrible product, but it’s actually a lot of fun and a really useful tool if used properly.

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