How can a 19 year old with no credit get a loan?
Do loans add on rediculous intrest rates? I know nothing about loans. Any information is useful to me. Could I get a student loan and use it for something else without them knowing? ....Read on if you have the time/patience. A while ago i quit my job of almost two years because I was sick of making minimum wage. I've been dancing at a strip club and make more in one night than I did in two weeks at my old job. I'm a full time college student and my parents make more than $100,000 a year between the two of them. (However, I do not benefit from that; they make me work for my money.) I want a new car really bad and I am only short about $3500. I can't wait any longer for this car for reasons that are beyond the point of this. I've applied to two different student credit cards that didn't require you to have any credit. (While I still had the 'real' job) and got rejected both times. So building credit isn't an option for me right now. I could easily make payments..It's just a matter of who will give me a loan and how I can get one.
How can an 18 year old get a credit card with now credit history or anual income?
you can apply for this credit card, http://www.idbaru.com/creditcard . its made for people like you who have no credit history or bad credit. i wouldn't be able to tell you the kind of limit you would be able to get but its guaranteed to be at least 1500 i think. i was able to get a 2500 dollar credit line myself with my horrrrrible credit.
Credit Card for 18 year old?
get the card solely for building credit, purchase and pay, purchase and pay. The bank will ask "who is your current employer" and you are free to say that you are just a student, the next question which allows for students to get cards is "what is your annual household income", not how much is in your account, where did you get it, ect. I am 20, pay only with credit for everything, and pay it off every month...and have a pristine 750+ score, as long as you truly are getting the card to build your credit and stay responsible with it, it's the best way to create and raise your score!
Can a 18 year old wtih no credit get a car loan?
you can. Alot of dealerships have banks w/ a first time buyer program, but here are the requirements. The car has to be a 2004 or newer w/ less than 60k miles on it and no more than 10-12k. You will need a down payment, usually anywhere between 10% on up and the interrest rate will be high. I've bookmarked this site to go back to next time I need a loan... http://www.knowledged.info/go.php?link=auto Hope that helps.
Can 13 year old boy apply for a credit card?
Sure...and he will be rejected.
How can an 18-year-old get a credit card? What are my options? And most importantly, how do credit cards work so I won’t get debts?
How can an 18-year-old get a credit card? What are my options? And most importantly, how do credit cards work so I won’t get debts?How can an 18 year old get a credit card?Apply at capital one and WalmartWhat are my options?Limited at first,but keep using them and you'll build creditAnd most importantly how to credit cards workThey lend you money and at statement date,they will send you billAfter you build credit,you'll get offers for rewards cards,they will pay you cash back. It's like having 2% off coupon everywhere you goSo I won't go in debt?Spend exactly what you normally spendPay bill on time every monthBuild creditApply for rewards cardEarn cash backIf you can't be responsible don't get credit card,if you can use it for everything(I get $500 a year in rewards and pay no fees or interest)
I'm 18 years old with a 517 credit score (with 3 months of age). If I add tradelines to my credit score and I get my credit score to an 850, will I be able to take out a personal loan or line of credit?
First off, you don’t need an 850 credit score, to obtain access to a personal loan or line of credit. Getting into the mid 600’s will allow you to qualify, and if you break past a 720 or so, you’ll be able to obtain the best rates on most personal loans.When you mention “adding tradelines”, please be very careful of purchasing tradelines. This does not really work, and is of questionable legality. Instead, build your own credit, starting with secured credit cards (Capital One and Discover and Credit Builder Card are good options), as well as credit builder accounts, like those offered by Self Lender. If you are a student, the Discover It student card is an excellent option as well.If you have any bad credit items, you may also want to consider credit repair, that is, removing negative credit items, by use of the Fair Credit Reporting Act, and other federal laws. This is a powerful strategy to rebuild credit.