How do I close my ING account?
Ok, I have I have five savings account and one checking account with them (six in all). I'm thinking of leaving two of the savings accounts open for now, but I want to close all the others. Part of the reason is that I have low balances in all but two and the other reason is that they were bought out by Capital One, which doesn't have the best reputation. I have read a financial blog that advised.to wait a year to do anything if it's about the fact that Capital One bought ING...however, I don't think I want to wait around and see what happens and I just think that Capital One is an unethical company and don't want to support them in anyway. Secondly, I have low balances in the other accounts and it may be simpler to just close them. This brings me to my question: If I want to close the accounts do I just withdraw the money completely or do I call them (or email?) and request that they close those other accounts for me? In in that case what happens? Do they write me a check or transfer my money? I'm willing to leave alone the two accounts with my high balances until I figure it all out. Any serious answers from any ING members (former or current) would be much appreciated, as well as any answers from people that are familiar with online banks would also be much appreciated. Thank you very much in advance!
Can you close a bank account online?
Option 1:Go to your branch hand them the letter. Give them a reason, do not get persuaded by the Bankers stick to your decision.Advantage :You will be able to open another account in that bank.Disadvantage:You will be charged money for closure of your account.Option 2:Take out all your money and forget about it. The bank will itself close the account within an year when the balance would be nil.Advantage:you will save account closing charges.Disadvantage :you will not be able to open an account in that bankagain without paying pending account closing charges + interest as your Cust Id is feeded in the system of that bank.
How do I close a bank account with SBI?
If you maintain a Savings Account with bank and interested to know how to it then following are the steps will have to follow:Step 1: Fill up the Account Closure Form of BankIn order to close your bank account, the first step is to fill up an Account Closure Form. You can download it from bank's website or alternatively, you can visit your home branch, get the account closure form and fill it up properly. After that you need to sign it and submit it to the branch manager/ officer-in-charge. Please note that if there is/ are any joint holder/s in your account, all need to sign the account closure form.Step 2: Attach your KYC (Know Your Customer) DocumentsAll the holders of the account need to attach a copy of KYC documents i.e. a copy of PAN, which also serves as your proof of identity and a proof of address to the account closure form. The account holders may also be asked to self attest these documents.Step 3: Surrender Balance Cheque Leaves, Debit Card and Passbook to your Bank BranchYou need to surrender your Balance Cheque Leaves, if any, Debit Card and the Passbook. Your account closure application is taken for processing only after you have surrendered all these items.Step 4: Withdraw the Balance Amount from your Savings AccountThe banker verifies the documents submitted by you and if he/ she finds all the things are correct then you are asked to withdraw the balance amount in your account. You may either take cash withdrawal or the bank issues a cheque/ DD in your favour or the amount can be transferred to another account.If you follow above steps, you would be able to close your bank account in a hassle free manner. Banks generally send an email or SMS on your registered email id and mobile after your account is closed.To know more about:Reasons to Close a Bank Savings AccountImportant Points on closing HDFC Bank Savings AccountYou may visit How to Close a Saving Account in State Bank Of India?
I want to close my icici bank account in india?
When there is a negative balance, it will be closed only after the due amount is paid. But why do you bother. Just leave that account and forget it. They cannot collect the negative balance from you as it is not a credit payment. The negative balance is due to insufficient minimum balances. Every quarter they charge Rs.750+ Service charges which comes to around Rs.850 for not maintaining minimum balance. This way the negative balance go up and up. Just forget the account. That is all. You need not close the account. One day they them self will close the account automatically. Do not reply for their notices if any.
What is a good reason to close my bank account?
You don't need to give a reason. Just tell them you want to close the account. If they ask why, tell them "because I want to."
How can one close a bank account online?
No “online” way, only “offline”. Most of the banks, however, closes the bank account themselves (recent example is SBI, closing 41 thousand accounts because of non maintenance of min balance), if you do not maintain the min balance for a long time after a lot of nagging to pay them the penalties (to see if you buzz to fund your account back).
How do I write a letter to the bank to close bank account?
A specimen letter for closing a bank account may be as follows -To,The Manager,…….. Bank,……….Branch,CitySub: Closure of Savings Bank Account No………………Sir/Madam,You are requested to please close my Savings Bank Account number ………….. as I am not in a position to operate the same due to unavoidable circumstances.My pass-book, cheque book containing unused cheques no. …….to ……., ATM-Debit Card No. …….. and Credit Card No………are returned herewith.You are requested to please return my balance amount through a demand draft or transfer the balance amount through NEFT to my other bank account no ………….. as per following details-Account No. ………….Name of Bank …………IFSC code………Yours Sincerely,YOUR SIGNATURE(Name of applicant)Date: …./…./…..Place: Address of applicantPhone number of applicant
How to close my rocketmail account?
Make sure you have signed out of any account you wish to keep and then click here: https://edit.yahoo.com/config/delete_use... Use the entire Rocketmail email address as the Yahoo ID when you sign in. You will not be able to access the account immediately but the actual delete will take 90 days. I recommend you read the following warnings from Yahoo: When you terminate your account you will lose access to your Yahoo! ID, Yahoo! Mail, and profile names. They will also delete your account data and settings across the Yahoo! network. This includes any contents in: ₪ Yahoo! Mail ₪ Yahoo! Address Book ₪ Flickr ₪ Yahoo! HotJobs ₪ GeoCities ₪ My Yahoo! ₪ Yahoo! Groups ₪ Finance Portfolio ₪ Yahoo! Answers - profile only - Q&A remain and any other area of Yahoo! that can only be accessed with your Yahoo! ID and password. ₪ ɦəlʞɹɐq ₪