What happens when you overpay on your credit card bill?
Without more detail it’s hard to pinpoint exactly what you’re asking. My takeaway is that you overpaid your previous statement balance.If this is what happened, it’s really nothing to worry about. Overpaying a previous balance just pays down your entire outstanding balance - meaning your total balance including the last statement close + current transactions. It’s always recommended to stay at around 25% credit utilization as well, so sometimes overpaying can be strategic.For example:My credit line is $1000My last statement balance was $300Current balance is $900 (I added an additional $600 worth of purchases since the last statement closed)I’m currently at a 90% utilization ($900/$1000)Even though I only owe $300, I pay $700 ($400 more) as this would bring me down to a 20% credit utilization versus a 60% had I just paid the balance due.Hope this clarifies
How much money does it cost to develop a website like Flipkart or Snapdeal?
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