Dealer ship asking me to pay registration?
I bought a used car last month from a local small dealership. they gave me a temporary DMV registration my windshield and i was expecting to get new license plat and registration. instead DMV sent me a renewal notice with $280. I call the dealer they said i have to pay it. on the purchase contract they put $15 registration/transfer/Titling fees and $25 license fee. does this sound standard practice? am i scammed?
Written Notice for Collection...what if it's sent to an old address?
An old credit card debt has come back to haunt me! A "collector/lawyer" called me demanding I pay his "law office" 3,000.00 to clear this old debt. I read that the collection agency has 5 days to send me a written notice of the matter and then I have 30 days to dispute it. Well, I never received a written notice. When I spoke to the "lawyer" he became IRATE with me when I refused to give him my address. But I only hesitated because I'm afraid they're not legitimate. Apparently, they have a very old address on file. Now, he's threatening to sue me if I don't pay! I'd like to send the letter to verify that he is in fact who he says he is & that the debt amount is correct but I'm afraid he'll proceed with this lawsuit before I can even write the letter. Is it too late to send a validation letter? Should I request a written notice to my current address? And what if they sent a notice to an old address..have I missed out on the alloted time to dispute the debt?? Please help!
Do I as a landlord have to make minor fixes to home I am renting out to a tenant ?
Hello, I’m renting out a floor in NY to someone. I’m usually very fair and understanding, I was renting out a house about $400-600 below what other places charge. The tenant is not on a lease and is a month to month tenant. Last week I had informed them that starting in January I will be raising the rent up a $100. They obviously complained, but told them it’s still cheaper than almost everywhere else, they weren’t happy and said they usually fix all the minor problems but will call me from now on to fix them. They called yesterday and said that a bedroom door won’t close properly and the lock may be broken. I know i have to fix big issues like Heating, plumbing, etc. but am I required to fix minor issues? I dont mind fixing the door but I feel as if now they’ll call me for every minor flaw to the floor.
Can hospitals charge whatever medical fee they like without stating prices even when requested?
I received medical care in an emergency room for what turned out to be a sprained ankle and asked up front what the cost would be. They stated they weren't sure, but guessed that if it was a sprain and not a break it would be around $400 or less. So, I agreed to services and received a bill for over $800 from the hospital and one for over $200 from the emergency physicians supposidly for the three minutes of "care" I received from the doctor. I feel after reveiwing the itemized bill that I have been overcharged. I decided to sue them for the charges I feel are overly priced. I will have to defend my position in court being that I cannot afford a lawyer. I was wondering what I could use with regard to the law to state my case. Unfortunately, at the time of the accident, I was three days before the initiation of my company insurance, so I am paying for all of this myself. Any legal advice would be appreciated.
I sometimes answer calls from unknown numbers but once I say "hello" they end the call. Am I being hacked?
Large telemarketing firms use computers that dial hundreds of numbers at a time. Most people don’t answer. However, on any call where they detect a human voice saying hello, they patch the call through to a waiting agent. If no agent is available in 5 to 10 seconds, they disconnect the call and put it on a list to try later. The game here is to employ as few agents as possible and keep them 100% utilized. If that means that people are disturbed by hangup calls, they don’t give a shit. They still make their money.This is why if you say “hello,” you will sometimes hear a delay of a few seconds before you hear the noise of the telemarketer “boiler room” and a startled agent (who did not call you or hear you say hello) launch into their script.If you want to amuse yourself, pick up the phone and DON’T say hello, and note how long the silence persists before the robodialer gives up.Or, better, say “hello” and then when the startled agent picks up after a few second pause, act like you called them. “How are you doing! I’m so glad you picked up! I’ve been calling for days and I can’t believe I finally got through!” Since they didn’t place the call, they will be very confused since it is POSSIBLE that someone called them, since that’s how they receive calls. Continue the insistent act like you called and they will assume there is a glitch in the system and chase you off the phone.
Why is it so hard to get a prescription refill from my doctor's office?
I did my primary care rotation in a small to medium sized practice which had five doctors and around 6000 patients. Repeat prescriptions could be requested over the phone or online, the receptionist would print them for the doctors to sign and then collect them to the front desk for patients to pick up - usually on the next day.There are no doctors sitting around waiting for your refill requests, these are done among clinical duties. You see the patients waiting in the waiting room first. You refer the patient you suspect having cancer first. You take that emergency phone call and do a home visit to assess a dying patient first. Then you go through the letters about your patients who have been hospital for treatment and tests. And then you deal with repeats (usually long after office hours have ended).Writing a repeat is not just a signature at the bottom of the page. Legally your doctor is responsible for ensuring that you still need the medication and that it is safe to do so and evaluating all your meds at least annually. I've heard patients getting refills on drugs month after month when they were only meant (and are safe) for short term use. Should the patient have realized this? Probably. Should the doctor have noticed it? Probably. Or a drug can knock of your kidneys and you are supposed have renal function tests done every month and the doctor fails to notice this and you end up with renal failure. Or a patient keeps taking a drug they clearly have no need for (eg. OCP after hysterectomy). When you have 100+ 'urgent' refills, most for people who aren't even your 'own' patients, on your desk waiting to be signed between patients mistakes happen. Mistakes in medicine happen easily and can have serious consequences.In short, you are not their only patient, renewing a prescription is not just signature on the dotted line, there is no person whose only job it is to sign your prescription and your refill request is less urgent than all those patients in the waiting room or acutely unwell and delays would cause them much more inconvenience than waiting a day at the comfort of your home would cause to you.
Do new potential employers have the right to call your present employer for reference?
As a manager, it's been a long time since I've been surprised by an employee leaving. Each and every person on my team knows that I care about their career and long term prospects, so I generally get notice when they expect a potential employer to be calling. Each and every one of my employees gets an honest, and generally glowing reference from me. Because of this, I'm rather accustomed to getting called by prospective employers. On the flip side of things, when I am hiring, I always ask for express permission to contact a current employer. If that express permission isn't given, I don't make the call. Honestly, even when it is given, it's pretty rare that I make the call (usually those references come in when I'm trying to decide between two candidates where I'd rather hire both but can only hire one.) Calling a current employer is a can of worms, there's not much I will ask because it opens up cans of worms. I have to be pretty close to deciding to hire someone before I'll call a current employer as a reference... To the meat of the question: Do they have the right? That will vary from state to state and country to country, but generally, if you give them the contact information to do so, they at the very least have the ability. Most applications have a box you can check for "please don't contact my current employer" and companies tend to respect that. If there isn't a box to check for contact preferences, and you're worried about it, you can comment in an interview that you would prefer that your present employer not be contacted because they are unaware of your search and most people will respect that.