Do you need Car insurance to rent a car?
My Parents don't have a car and I'm sure my other family not gonna let me drive their car so don't bother ask. I don't have a friend who got a car. Its small town where I'm at in Tuscaloosa,Alabama. I'm taking my written test next week, If i pass the written test, and then i want to take the road test. 1) Do i need a Car Insurance to rent a Car 2) Do they give me car for me to take a road test at DMV? 3) Can you buy a car without your Driver License? 4) How old do you have to rent a Car? ( I'm 19 Years old)
I lower my car insurance deductible a week ago, would the insurance company accept my claim today?
File the claim right away. Even if the accident happened 1 hour after you lowered your deductible, you should be covered. Didn't they take pictures of your car when you lowered it? I don't know if that's standard procedure or not...maybe they only do that when you buy a new insurance policy. Anyway, the worst thing to do is be dishonest. Tell the exact truth and you should be ok. Of course, this also depends on your insurance company. Hopefully they won't hassle you, but even if they do, they have no right to refuse your claim.
Is it true that driving less than 50 miles a day saves in car insurance?
As mentioned in some of the other answers, 50 miles per day is higher than average. The average number of miles per day in 2016 was 13,476.That works out to about 37 miles per day. Most people don’t commute 7 days a week, so weekday mileage is likely higher and weekend mileage lower.When I was writing insurance, 7,500 miles per year was the magic number, magical because it could make part of the premium disappear if your mileage was below that number.Additional savings were available if you utilized a smartphone app that monitored your diving habits as well as your mileage.Some people only drive a few thousand miles a year and, in those cases, the savings using the app could be significant.Using the smartphone app allowed the insurer to measure mileage use with finer granularity and discounts increased for low-mileage. The app made bigger discounts available. Without using the smartphone app, the low-mileage use discount was a simple toggle: the customer qualifies for a small (fixed) discount, or they don’t.While greater discounts are available by using’s the insurer’s smartphone app to monitor driving, many customers are uncomfortable with the idea of another corporation “spying” on them. Wireless providers, ISP’s, search engines, online advertisers, and government agencies know much more about us, but the point is still valid.Another concern for customers was that the app might result in higher rates due to their driving habits. The companies I worked with did not penalize less-than-perfect driving, but the discount would be reduced or removed for riskier driving patterns.Insurers offer this type of discount to remain competitive. Most major insurance companies have their own variants now. The data they collect through smartphone apps helps them to measure risk both individually and in aggregate. Arguably, this data helps the insurance company more than it helps consumers.In the real world, as opposed to the insurance marketing world, most customers didn’t save much.Cheers,Eric
I have a title loan, can my car still be repossed if I moved out of state?
they want to repossess just for a few days late? what is your definition of "a few days?" they can repossess across state lines, any time the debt violates the terms of the contract. your credit will be bust as well as trying to hide will only increase the recovery costs. you will be responsible for them too. they will eventually find you and the car, by contacting your friends, family and former employeers. do you want the world to know? once they obtain the car, they will give you a few days, thier definition, not yours, to collect your belongings and settle the debt. if you can not or will not pay, they will sell the car at auction. what little amount they get, minus fees will be deducted from the loan. the remainder, including recovery fees will still be owed by you. bankruptcy will cost you a lawyer and other fees, it will not release you from payment or allow you to keep your car. your best bet is to talk to them and offer as much payment as possible. do not go to a payday loan company.