How does car insurance work? do u have to pay for it monthly?
" i know its better to have insurance before driving your car off the lot....", No you MUST have insurance before driving even one inch..... anywhere. You need to brush up on how insurance works. I suggest that visit an Insurance agent and ask him to explain. Insurance can be paid monthly but is is more expensive to pay that way and often you must pay for an entire year even if you want to cancel after a week or so. A six month or yearly policy is cheaper and can be canceled at anytime with the unused portion refunded to you.
Do you pay for car insurance monthly or yearly?
Mine is billed semi-annually, but I can make monthly payments. My company does not charge extra for monthly payments if I use automatic withdrawals, so I don't see a reason not to spread out the pain.
Car Insurance Monthly Payment is high. Is this normal?
One way to lower premium is to cut coverage. Unless your car is financed you might consider removing the comprehensive and collision coverage. You're paying the private party value of the car in insurance premiums every 6 months or so. Comprehensive and collision coverage costs are probably almost half of the premium. If you have even a small accident your costs to repair will easily be close to or over $1000 and most insurance companies will total the car for that amount, and will probably pay you around $1000 or so. If you save the difference in premium you'll soon have enough saved to repair the car should you have need.
How much do you pay for health insurance per month?
HMO is $300 a month for medical, dental and vision coverage, $25 copay for an office visit, and a $300 deductible for inpatient care. You can expect to pay $100 per month per person for full major medical coverage. I agree with you that $170 a month for just you is unreasonable. Cal a local BCBS agent and get a quote, if you are healthy and have no major health concerns, take no prescriptions, etc. you can do better with a private policy, but you should compare carefully, a cheaper policy could mean a larger deductible. Look at the deductibles and coinsurance on the group plan. If you are not healthy or have some major health concerns, you need to take the coverage on your job.
Monthly payment cost of a Honda Civic?
The payment will depend upon your interest rate and the term of the loan. The interest rate will depend upon your creditworthiness and ability to repay. Insurance will depend upon your age, sex, location, driving record, etc. In other words, nobody can give you a meaningful answer from the information that you provided.
How much do you pay for car insurance?
nothing