A neighbor didn't get her Social Security Disability direct deposit today (on 1/3/2014). Is this a problem with her account, or are all direct deposits being delayed this month?
Question: A neighbor didn't get her Social Security Disability direct deposit today (on 1/3/2014). Is this a problem with her account, or are all direct deposits being delayed this month?Note: This question refers to the date of 2014, I have included updated 2017 information.If this is not her first payment, your neighbor needs to contact Social Security at 1-800-772–1213 or (TTY 1-800-325-0778) immediately, or go to her local Social Security Office and report the issue. Be sure she has her account information and related paperwork on hand. She can have her benefits automatically deposited into your Direct Express® Debit MasterCard® account or her checking or savings account at her bank. If she did not provide her banking information her benefits will automatically be applied to her Direct Express account. She should have received her debit card if that is the case.If this is her first check it may come on a different day or may not yet be in the system. It took me some time to establish direct deposits after being awarded disability. She can call to find out the status if her check is not there after the 10th of the month. I got my first payment on the 9th of the month and the rest were then deposited normally.People receiving Social Security (Retirement, Survivors, and Disability) benefits can use the United States Social Security Administration website to start or update direct deposit information.
What are the US social security benefits at retirement?
There is no minimum monthly Social Security retirement benefit, but for administrative reasons, the SSA will not pay a benefit of less than $1. The maximum retirement benefit depends on the age at which you choose to retire. In 2014, if you retire at age 66, the maximum amount you will receive is $2,642. You qualify for Social Security benefits by earning Social Security credits when you work in a job and pay Social Security taxes. The number of work credits you need to get retirement benefits depends on your date of birth. If you were born in 1929 or later, you need 40 credits (10 years of work). How much you get depends on how much you paid in and how old you are when you retire and that you have at least 40 credits. In 2014, you receive one credit for each $1,200 of earnings, up to the maximum of four credits per year. Each year the amount of earnings needed for credits goes up slightly as average earnings levels increase. The credits you earn remain on your Social Security record even if you change jobs or have no earnings for a while. For more information and to find copies of Social Security Administration publications, visit their website at The United States Social Security Administration or call toll-free, 1-800-772-1213 (for the deaf or hard of hearing, call our TTY number, 1-800-325-0778). They treat all calls confidentially. They can answer specific questions from 7 a.m. to 7 p.m., Monday through Friday. Generally, you’ll have a shorter wait time if you call during the week after Tuesday. They can provide information by automated phone service 24 hours a day. They also want to make sure you receive accurate and courteous service. That is why they have a second Social Security representative monitor some telephone calls.
What is it like to be on social security disability for depression?
I am unemployed and receiving Social Security Disability benefits due to severe chronic Major Depressive Disorder. I've been out of work since mid-January 2015 because of my illness, but I only started receiving benefits in September (I was initially rejected, as most people are, and if it weren't for my parents' willingness to pay for an appeals lawyer I simply would have been sunk). I receive $1,100 per month, which may sound like a good deal, but housing in my state is unusually expensive (I'm in New Jersey in the U.S.A.) and my portion of the rent for the tiny apartment I share with my partner and his son comes out to approximately $500 a month. I had to get rid of my car because I can't pay for gas or insurance. My parents (once again) are having to pay for health insurance for me, because I don't qualify for Medicare and obviously can't afford a health plan on my own. I can *just* manage to cover the rest of my expenses in an average month (and I'm living as frugally as I can). So it's a struggle, and I'm sure that people who don't have a support system like mine end up on the street. It's not something I tend to complain about because I'm one of the lucky ones, but still, every time I have to ask someone not to get me anything for Xmas this year because I do not have the ability to participate in the holiday, it's mortifying; It feels like I'm announcing that I have failed so profoundly at life that I am no longer able to take part in society. I don't mean to make this a pity-party; I just wanted to make the point that being on Disability for Depression not only guarantees that you will live on the verge of poverty (If you're lucky), but it can actually make Depressive symptoms worse, because life seems to confirm every negative thought you may have had about yourself -- I'm a failure, I can't handle anything on my own, I'm a burden...etc.TL;DR Being on SSD for Depression gives one a pretty solid excuse for being Depressed.
Getting social security retirement benefit at 62 years of age?
If everything checks out fine, you will get your first check within two weeks of your birthday. If calls or mail or email about things then expect a short delay. My application went fine and the check was automatically deposited on time.
When will my EBT card be refilled if its a holiday?
Typically, the last digit of your case number is the day at which you EBT benefits will be transferred to your account. It's automated and so it does not matter if a weekend or holiday corresponds on the numeric date at which your benefits are supposed to be deposited! A little bit of education to those who believe that EBT benefits are for people "who milk the system." The government currently spends over 50% of it's annual budget on Military related expenses and efforts(12% on Department of Defense and 45% on The "War on Terror") . It spends less than 1% of its budget on education (0.6% to be exact), which by the way is being cut in millions by the day! Welfare benefits make up 4.2% of the annual budget (social security, TANF, Foodstamps, etc), which is nothing compared to the millions of dollars being spent everyday on other "more important" efforts. Many people blame "welfare recipients" for the budget's deficit, but look at the facts. Welfare recipients don't seem to be the problem.... Specifics on welfare benefits. They system is set up in a way that EBT benefits supplement income for those who are mostly from "low-income" families. With the exception of medicare, and Social Security, welfare benefits are temporary (5 years max, according to a Bill Passed in the late 1990s by the Clinton Administration). So people (except for a small percentage of white-collar criminals)DON'T ACTUALLY live off of the system and don't milk the government.
Does Social Security count the pay date or work period?
For the SSI the money is counted when received. You are required now to provide proof of your earnings on a monthly basis for SSI - something you don't need to do for the SSDI. Social Security is supposed to count the money when earned but that's not what actually happens. Once you have worked for nine months in the trial work period they are supposed to do a work review on the Social Security; unfortunately they have enormous backlogs so they probably won't get around to it for years. So what they do for social security is send a form to your employer for a monthly breakdown of wages; the employer shows what they've paid you and when those payments were made. About the trial work period - any month you work and earn $750 is a month in the trial work period. At the end of that time they are supposed to evaluate your work activity. If you've been working and earning $1040 a month or more then you would not be entitled to any checks after the end of the first year of working. If you earn less than $1040 you have nothing to worry about. But if you find yourself earning $1040 a month or more just realize that January, 2014 is when your entitlement to social security disability might end and an overpayment begins. When people are overpaid due to work activity it is assumed that the overpayment is their fault even if they report they've been working and social security doesn't stop benefits until three years later. The concept of the trial work period does not apply to SSI because half of any earnings over $85 a month will reduce the amount of your SSI benefit.
I was born in 1960 when is the earliest I can draw my US Social Security retirement and when how old would I need to be to get my retirement in full.
You may start drawing a partial social security benefits (75%) at aged 62 (2022) or full benefits at aged 67.Source: Social Security: Retirement Benefits
I was born in 1964. When will I be able to start collecting my Social Security benefits?
.When will I receive full retirement benefits?Retirement age varies by year of birth; if you were born in 1964, your full retirement age for maximum benefits is 67Full Retirement Age: If You Were Born Between 1943 And 1954Your full retirement age is 66The earliest a person can start receiving Social Security retirement benefits remain age 62 you will get 75% of the monthly benefitage 65, you will get 93.3%Full Retirement Age: If You Were Born Between 1943 And 1954 - ...Retirement Planner: Benefits By Year Of Birth, 1955 and latermay start receiving benefits as early as age 62 or as late as age 70Your full retirement age is (year of birth)(1955) 66 years & 2 months(1956) 66 years & 4 months(1957) 66 years & 6 months(1958) 66 years & 8 months(1959) 66 years & 10 months(1960 or later) 67 yearsage 62, you will get 70% of theage 65, you will get 86.7% of the monthly benefitRetirement Planner: Benefits By Year Of BirthImageSource: ssaBenefits Planner: Your Future BenefitsSSA Calculators
Why didn't I get my SSI check?
Are you going to get your first social security retirement benefit in January? Because if you are perhaps the benefit amount will make you ineligible for SSI benefits starting January. If not give them a call tomorrow, Jan 2nd and find out what the problem is regarding the receipt of your SSI benefit which should have been paid yesterday, Dec 31st. If your normal SSI benefit was $710 ($721 in 2014) then a retirement benefit of $730 ($741 in 2014) will make you ineligible for SSI. If your normal SSI benefit was $465 ($480.67 in 2014) because you live in the household of another then a retirement benefit of $485 ($500 in 2014) or more would make you ineligible for SSI. Because SSI is the federal welfare benefit you are required to file for any other benefits you can get from any source to cut down on the cost of the SSI program.