Would a credit union call me to...?
Just tell me I'm denied on a loan? I applied for a car loan, because I'm in dire need for one, and today I got a call from them but missed it, they left a voice message but all it said was "Call us back" pretty much. I have no credit, but I put my girlfriend as a cosigner, she has some credit. I just don't see them waisiting time calling me just to tell me I was denied, what do you guys think?
How can i get Macy's to give me more credit on my credit card?
Macy's (and Bloomies) give what are known as GLIs (Guideline Increases). Simply put, Macy's will approve an increase to your credit line every 90 days if you call and ask for it. Of course, the amount is based on history and usage. The more you spend, the more macy's will be willing to give you. If you have kept your card in good standing, the GLI is as good as automatic. All you have to do is call the number on the back of your card, and either ask the CSR, or ask to speak to a credit analyst, who can give you more. Make sure to ask for a "GLI" and not a "CLI". My understanding is that asking for a CLI can lead to a hard pull. GLI requests usually are only soft.
Someone used my credit card?
someone used my credit card to donate some game website so they can get some points, well what shouldi do? the card didnt get stolen, but they know my name,my address and my password.......what should i do .......because i dont want police to notice that, i dont want get big mess
If someone uses my credit card to call Uber, can Uber tell me the name of the person?
Immediately cancel the credit card, dispute the charge and put a fraud alert on your credit account at each of the 3 credit agencies. You don’t know how they got the information to do this. Visit the police station and fill out a police report. They may be willing to investigate and arrest the person if he’s a local guy. This is not an example of someone in a foreign country using your card. He has to be local to put his rump in that car. You might know him too.
How can I tell the difference between a scam call about my credit cards vs a real call about my credit cards?
This is just my experience. They usually send a letter. They do not send me a note on line or call on the phone. If I do get an email or phone call, I give nothing on line or on the phone. I then call Customer Service myself and ask if there is a problem. 100% of the time there is no problem and the notices have been fake.Example that I know is a Con right now! Microsoft Windows leaves a electric voice message on my ans. mach. that they are going to “take $298 out of my bank acct.” for some type of repair if I do not call them and talk to them. They then give me a phone number that you can bet ships me to something in the middle of India somewhere!!! Micro soft does not have the time to monitor everyone’s computer!! They do not have my back account number because I have no financial information online on my computer!!The first time I heard this, I called the Bank, just to check that nothing was going on with my account. That is all you can do, double check!!Remember ,if you call the Number that they give you, it could give your computer a “BUG”! Call the number you have for that card’s business office!
What should I do if I lose my Bank of America credit card?
You should call Bank of America and cancel the card and have it reissued immediately. The phone number to call depends on whether it is a credit card or debit/ATM card that you lost.Here are the current phone numbers:Lost or Stolen ATM or Check Card1.800.848.6090 (Domestic)1.315.724.4022 (International Collect)Lost or Stolen Credit Card 1.800.732.9194You can call those numbers 24/7 and you'll need to either know your card number or social security number. The process is easier and takes less time if you have your card number.
Why can credit card companies record my call but say that I can't record it?
That's hilarious! If you give THEM permission to record the call, they automatically KNOW the call is being recorded and you might have no legal obligation to inform them that you are ALSO recording the call. The laws were intended to prohibit third parties from snooping on the line without ANYONE knowing they were listening or recording. If you want to record their calls, there is nothing they can do to stop you, although your use of an illegally obtained recording would be problematic. There are only 12 US states in which you would need "consent" (or notification) from all parties to record a conversation in which you are a party.
Should I call my bank yearly to see if they'll raise my credit card limit?
If you are fiscally responsible (i.e. you don’t have a lot of debt, spend less than you earn etc), and are conscious about your credit rating, yes, getting a limit increase can help improve your credit rating over time.It’s important to know that if the bank performs a “hard check” to your credit bureau, it might actually hurt your credit in the short term. But after a few months, it’ll come back. The new extra credit availability will reflect in your utilization (i.e. your credit utilization will go down). This will should help your credit score, even if its just a little.Related read: 7 Important Things to Know about Your Credit Score and What You Can Do About it-Rick
How do you find your credit card number without your card?
I can think of a few waysCheck your credit card statement / billCheck any other official correspondence made from the bank / credit card issuer.If you have access to the account online, sign in and get the details from there. (I have a no-annual fee credit card which I use only for certain purposes and don’t carry around with me. I had to use this method to find the card number at times)Call the helpline number. Verify your identify and they might help you out or issue a duplicate/new card.Go to the bank directly and seek help, with necessary identification.
How do u unfreeze a credit report?
If you placed a security freeze on your credit report with all three bureaus - here are links to unfreeze it. http://www.transunion.com/personal-credit/credit-disputes/credit-freezes.page https://www.experian.com/freeze/center.html https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp# Hope that helps!