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Acrual On Ee Us Savings Bonds

I have a US Savings Bond. It is a $1000.00 Bond from 1967, Is it worth anything or just a souveneir?

Depending on what type (I, E, EE) it will be worth $1000 - $6000. Go here: http://wwws.publicdebt.treas.gov/BC/SBCP...

I'm guessing its an E bond which would make it worth more than $5000.

You can check the value there. US savings bonds generally only accrue interest for 30 years, so it has reached its maximum value. Go turn it in and get some cash!

If u got a 50$ savings bond in 2000 in 2014 how much would it be worth ? bst answr WILL b chosen.?

Hello Nikki D, I'm the Savings Bond Guru from SavingsBonds.com - I hope I can help you with your question.

First, you'll need to know that your $50 EE Bond starts earning interest at 1/2 its face value. So, it started earning money at $25.

To properly value your bond you'll need to know the Month and Year it was issued. I did a sample Saving Bond Performance Report for you with our SavingsBonds.com Bond Guru service and found the following:

A $50 EE bond purchased in Jan 2000 is worth $34.52 growing at 4.10%.

If it was purchased later in the year, it is currently worth $32.94 growing at 4.08%.

Unfortunately the bond's value in the future is unknown because the % rate on the bond changes as the financial market changes. Projecting the value of a bond beyond 6 months from now is nearly impossible because of the way the market has changed over the last 10 years.

To find the value of YOUR savings bonds you can go to SavingsBonds.com and use the Bond Guru service to check up on your bonds for free. Use the link below for more information.

Good Luck,
-The Savings Bond Guru

What are my savings bonds worth?

You can go check yourself on http://www.treasurydirect.gov/BC/SBCPric... the next time you want to figure out the value yourself.



Sorry, I would have written this in a table form, but it would not let me. Anyway before the first comma is your first bond (2000), after second comma is the second bond (2001), and after the third comma is your third bond (2002).

Calculator Results for Redemption Date 01/2012

Series: EE, EE, EE
Denom- $100, $100, $100
Denom Issue Date- 04/2000, 04/2001, 04/2002
Next Accrual- 02/2012, 02/2012, 02/2012
Final Maturity- 04/2030, 04/2031, 04/2032
Issue Price- $50, $50, $50
Interest- $24.80, $20.84, $17.36
Interest Rate-1.77%, 1.77%, 1.77%
Value (Issue Price + Interest)- $74.80, $70.84, $67.36

TOTALS FOR ALL 3 BONDS:
Total Price-$150.00
(YTD Interest-$0.32)
Total Interest-$63.00
Total Value-$213.00

So if you cashed them today, you'll get a total of $213.00. ($150 total price + $63.00 total interest= $213.00).

How do savings bonds work?

There are two types of bonds, EE-Bonds and I-Bonds.EE-Bonds have a fixed interest rate and are guaranteed to double in face value over 20-years.I-Bonds have a fixed and variable component that make up the interest rate. The fixed rate is set at the time of purchase. The variable rate is changed every 6 months based on inflation. The overall rate cannot be less than zero.You can buy a bond for at minimum $25. You can buy at maximum $10,000 per type of bond per year for electronic securities. You can buy at maximum $5,000 per year in paper I-bonds. Bonds can be purchased in the following amounts: $25, $50, $75, $100, $200, $500, $1,000, and $5,000.You must hold a bond for at least 6 months before you can potentially sell it. If you sell it before holding it for 5 years, you must forfeit the last three months of interest accrued.Interest is allowed to accrue for up to 30 years.

Redeeming U.S. Savings Bonds abroad?

I'm a U.S. citizen living in Germany, and I'm looking to redeem some of my EE savings bonds. The relevant page at treasurydirect.gov states:

"If you’re a U.S. Citizen, you may be able to redeem bonds in a foreign country at a bank that’s incorporated in the United States..."

(and then goes on about what to do should one not be able to find such a bank i.e. getting it notarized at the consulate and sending it to the States, which takes lots of time, money, and heartache).

My question is, does anyone (preferably with experience in this department), know what banks here do this.

Savings bond help?

It depends on what kind of bonds they are.

You can get a full description of each type here if they're US Treasury bonds:

http://www.treasurydirect.gov/indiv/products/products.htm

Note that there are four categories of bonds:

treasury bonds
treasury notes
treasury bills
TIPS (inflation protected)

The only difference is the length of time except for the last one. The answer immediately below mine describes bond "types", not categories, so you're getting it from both directions.

Your bond will say on the face which "type" it is, and you can tell from the maturity date which category you have. If you cash in before maturity, though, you could lose all your interest and get some tiny amount that isn't worth the trouble.

If someone got a $50 savings bond in 1991 what would it be worth in 2009? Is it worth the same amount?

Go to www.treasurydirect.gov/BC/SBCPrice.
Enter the required information into the "Savings Bond Calculator" and click on calculate.

A $50.00 EE Bond issued 01/1991 is worth $64.46.
A $50.00 EE Bond issued 12/1991 is worth $61.96.

Value will depend on exact issue date.

Savings bond questions (cashing them in?)?

I'm finally going to cash in my savings bonds that I've been getting since I was 6 or 7 years old (they're all officially double what they were purchased for!). I'm going to use about 25% of the money on stuff I need now, and I want to start a savings account with the other 75%.

My question is, can I cash these bonds in at my local (or any) bank. All of the bonds are addressed to me, and most of them even have my ss# on them (the others have my grandma's). However, I've never done this before, so I don't know if you have to go through some special state or federal reserve place to do this, and I'd like to get the answer to this here, so I don't have to waste my time driving to the bank just to be told that I can't redeem them there.

And as a sub-question, does the bank have to give you the correct amount that the bonds are worth (going by the official treasury.gov bond calculator), or will the bank screw me and give me less? Will they tax me or take a percentage? Thanks!

How long does it take a us treasury savings bond to mature?

I do not think it will accrue interest after the maturity date. I am sure there is a web site or 800 number for savings bonds. I would say when it matures you could cash it in or roll it into another bond.

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