What is it like to be on social security disability for depression?
I am unemployed and receiving Social Security Disability benefits due to severe chronic Major Depressive Disorder. I've been out of work since mid-January 2015 because of my illness, but I only started receiving benefits in September (I was initially rejected, as most people are, and if it weren't for my parents' willingness to pay for an appeals lawyer I simply would have been sunk). I receive $1,100 per month, which may sound like a good deal, but housing in my state is unusually expensive (I'm in New Jersey in the U.S.A.) and my portion of the rent for the tiny apartment I share with my partner and his son comes out to approximately $500 a month. I had to get rid of my car because I can't pay for gas or insurance. My parents (once again) are having to pay for health insurance for me, because I don't qualify for Medicare and obviously can't afford a health plan on my own. I can *just* manage to cover the rest of my expenses in an average month (and I'm living as frugally as I can). So it's a struggle, and I'm sure that people who don't have a support system like mine end up on the street. It's not something I tend to complain about because I'm one of the lucky ones, but still, every time I have to ask someone not to get me anything for Xmas this year because I do not have the ability to participate in the holiday, it's mortifying; It feels like I'm announcing that I have failed so profoundly at life that I am no longer able to take part in society. I don't mean to make this a pity-party; I just wanted to make the point that being on Disability for Depression not only guarantees that you will live on the verge of poverty (If you're lucky), but it can actually make Depressive symptoms worse, because life seems to confirm every negative thought you may have had about yourself -- I'm a failure, I can't handle anything on my own, I'm a burden...etc.TL;DR Being on SSD for Depression gives one a pretty solid excuse for being Depressed.
Can you sue someone on social security disability and make them pay?
Social Security benefits are normally considered judgment proof. Which means they can not be garnished (taken) You can still sue them but if the person who owes you money only receives income from social security then you can not collect from them. The lawsuit will remain on record however and if social security benefits stop and/or there is another source of income. You can return to court and then request wage garnishment.
What is the difference between SSI and Social Security Disability?
SSA (Social Security Administration ) should have anticipated that people would be confused by SSI (Supplemental Security Income) and (SSDI) Social Security Disability Insurance and named them something else. SSI is INCOME provided to sustain people on a poverty level who are unable to work, who have never worked, or not worked enough to accumulate enough insurance credits. It is SOMETIMES supplemented by the state. People on SSI also get Medicaid. Everyone gets the same amount dependent upon their living situation. It is for the individual with a disability only. People on SSI can work, but anything over $85.00 reduces their financial benefit. SSDI is INSURANCE people have paid into when they have worked. The amount they are paid is contingent upon how much they paid in. Spouses and children sometimes get benefits also. People can work on SSDI, but over a certain amount which changes each year. People on SSDI get Medicare. People can get both SSI and SSDI if the benefit they receive from SSDI is below the poverty level.
Can a person live on SSI or Social Security disability?
SSI is extraordinarily difficult if you think you are going to live a life like everybody else. You have to make major compromises on the things you want. You have to share things most people don't have to share. It is really nearly impossible to live on if you live alone with no other support. SSDI is an entirely different story, What some people receive is substantial and others moderate - so they really have no trouble at all. Those that receive the SSI level - it is just as difficult.
Do postal workers get Social Security benefits,the same as anyone else.?
We get both. All workers pay into the social security system (and it is a big chunk out of my paycheck) We also have the opportunity to take up to 10% out of our paycheck and put it in a pension program, called TSP (Thrift Savings Plan). The government will match it, up to a certain point. I am covered in both directions (much like having a 401(k) plan)
Will my Social Security benefits from adoption be cut off if I get a job?
I’m adopted and I’m 16. I really want a job but my dad says if I get one we’ll lose my benefits. Which we use to buy things like food and to pay the phone bill and stuff. Is that true? Is there anyway around it?
Would i recieve 2 checks ? disability and ssi?
The hospital doesn't make the determination of disability, social security does and the fact that they set you up for an exam means that they didn't have enough evidence in the file to approve you. If denied, be sure to file appeals timely and get yourself an attorney after you've filed your request for a hearing. About 35% of claims are approved initially. If you were told that your monthly benefit will be about $1100 a month you will not be eligible for ongoing SSI benefits but will receive one SSI check for benefits due you before social security kicks in (social security doesn't pay benefits the first five full months of disability). SSI stands for Supplemental Security Income and is the federal welfare program for people who are blind, disabled or over age 64 with limited income and resources. Income over $718 a month would make someone ineligible for SSI. You will be eligible to receive Medicare after you've been entitled to social security disability benefits for 24 months; premiums will be deducted from your benefits. If someone who is entitled to social security says they are getting SSI or if someone who is entitled to SSI says that they are getting social security I think it is only because they don't know the difference - not because they want people to think that they are entitled to something they aren't. You will be entitled to social security - not SSI - on an ongoing basis.