Is there a legit loan company online for bad credit?
Hello,i Mrs queen Young from California US,I think you should check this lender out I am sure he can help you with the loan you are looking for because I got loan from him a month ago the process is very easy no credit check no cosigner,no collateral,with just 2%interest rate, here is the email,musa_loanfirm@yahoo.com
With a credit score of 420, where can I get a secure loan to improve my credit?
I can tell you how I get a secured loan with a low credit score, and where I find secured loans for bad credit that are the best deal for my situation. I have to use loans for bad credit because my fico score is 530 and I can't get financing anywhere else. I visit a loan review site that lists all the lenders who are providing the cheapest financing for people like me. They update often with all the best no credit check loans, so that you don't have to spend hours searching yourself and you can just apply with a lender and know that you're getting a good deal. I have had short term loans, and long term loans with no credit check all with lenders I found there and I saved a lot of money compared with the expensive APRs I used to get from some random lender I had used in the past. What I really like is that the lenders are all clearly reviewed and they stick to their promises;no credit checking; no fees; guaranteed approval etc. I like how I get to see loans I'm pre-approved for before I choose the right one for me. It's much easier than trying to find an honest lender on my own. Now I can see them all on one page! You will save money and stress by using this portal if you want secured loans for bad credit.
If my bank mistakenly deposits $1,000,000 into my account, am I legally allowed to spend it before they realize their mistake?
Once a bank deposited mistakenly 150,000 in my account, I took it all and when bank sent me a notice, I refused to pay. The bank then collected the money from my other bank account which was with same bank. The bank informed me that how mistake was done. It was due to same debit card number on diffrent accounts. I went to a lawyer and sued the bank 1. Mishandling accounts2. Intention to create negetive credit report (before this incident I tried to apply for a loan and bank refused it since I had bad credit score)3. Agnoy caused. 4. Mental harrasment. The case was judged in my favor and bank needed to pay me another 250,000 as damages. Court also ordered bank to pay 150,000 to the person who lost money and damages of 100,000 Soon after this the bank manager was changed and bank forced closed my accounts giving reason a really bad credit report and as a negetive customer. I again filed a case against them since no bank can deny your account on basis of credit report. Since now this time it was in media, bank settled the case outside the court giving me 500,000 and 250,000 to my lawyer. Later after a year I applied for a loan under certain special conditions and bank approved it without going for in depth investigation. I was unable to pay installment on time so they sent a recovery agent to me who tried to force money illegally, since I have CCTV installed, I had all proofs that it was bank's agent trying to harras me. I sent it all to my same lawyer again and before any case could be filed, a settlement was made in which bank closed my loan and offered me a million dollar as damages. I again applied for loan bank approved it and even I don't pay my installments on time bank never calls me or sends a reminder. You see you need to have presence of mind and a good lawyer.
I'm buying a house/condo in Chicago in 7 months, What should I be doing now?
In addition to what Hariharan Vijay suggested, which I think are all great suggestions, I also recommend asking yourself the following questions to help you identify the best mortgage for your needs:1. How much down payment can you comfortably afford? Keep in mind that most conventional loan programs require you to put at least 5% down. One of the things you'll definitely want to start doing is saving money for your down payment and the closing costs, which could range from 3% to 5% of the loan amount. If you don't have enough money saved up yet, I would create a savings plan to get there in the 7 months you have. There are also several first time homebuyer assistance programs you could look into. Do a quick Google search for Chicago/Illinois first time homebuyer programs and you'll get more information on these to see if you would qualify.2. What is the maximum monthly payment with which you feel comfortable? In my experience, people usually have a very good idea of how much they can afford, so it's always good to start with that gut feeling assessment.3. How long do you expect to stay in this home and how certain are you about that time period? For example, if you are very certain that you will be in this property for no more than 3 years, then maybe a 5/1 Adjustable Rate Mortgage, which offers a fixed interest rate for 5 years, is right for you since you will most likely not be in that mortgage after the 5-year fixed period. The benefit here is that a 5/1 ARM offers you a lower interest rate than a 30-year fixed. There are also 3/1 ARMs (i.e., fixed interest rate for 3 years) out there, but in this example, I would add that extra 2-year cushion and go with the 5/1 ARM (just in case you stay in the property over 3 years).Best of luck and let us know if we can be of any service to you (www.hippoteq.com).
My boyfriend wants me to buy a car in my name since I have better credit & he will use the car & pay me monthly. What are the cons to this?
What are the PROs to this? If you want to make a joint commitment to each other, pool your resources and share responsibilities, it’s called MARRIAGE. You know this guy better than I do, but we both know he has lousy credit. How come he does and you don’t? Obviously we are looking at two different senses of responsibility. Can YOU make the payments on the months when he “forgets” to give you the money? For how long? And if you’re paying for a car, wouldn’t you like to drive it? Or at least know exactly where it is when you’re not?He wants you to commit your credit to a loan, buy a car and hand him the keys. He will then use or abuse the car as he sees fit. There are people in prison as you read this that are there simply because they let someone use their car. That friend went out and committed a felony. In many states you do not have to be present at a crime to be convicted of aiding and abetting or as an accessory to a crime. This means you get the same punishment. Your friend kills someone, you may be looking at life. IT HAS HAPPENED. IF IT’S IN YOUR NAME IT’S YOUR CAR!Less severe example: your boyfriend uses your car to go score or worse, sell, some drugs. He gets caught. Ever hear of civil asset forfeiture? Your car was used in a criminal act. It’s not your car anymore! It’s next stop is the police auction. You have no rights. The police do not have to prove you knew about the crime; they don’t even have to charge you. YOU have to PROVE you knew nothing. It’s hard to do when the car is in your name.Lastly,and this is a big deal, this deal puts you in an unfavorable position relationship-wise. Let’s suppose the relationship sours, or worse, becomes abusive. You’d like to end it but now you have to get the car back. He sure as hell won’t be paying for it. With luck you can get the car without having to go to court, and he won’t trash the car out of spite. Or will you avoid conflict and stay in a bad relationship because the complications deter you from doing what you know you should?Not just no. HELL NO.
Can you have multiple personal loans?
You can go for multiple personal loans. If your CBIL score is good enough and you have all eligibility criteria then you can go for personal loan without worrying.For Personal loan you need to have following eligibility criteria.Personal Loan is mostly taken by borrower during emergencies or to meet certain needs and wants. It is up to the borrower to decide the type of loan that is required. However, it is essential to understand if all criteria id met for applying a loan. Personal loan money can be used for any purpose instead of the case of home loan, automobile loan, which are used for specific purpose. Irrespective of your occupation or profession, there is always a need to check eligibility before approaching banks and it is all available through online just few clicks away.Eligibility Criteria for Salaried ApplicantSalariedAge Criteria: Min 21 - 60 year old.Income : Min 50000 per monthEmployment: Full time with at least 2 years of experienceDocuments Required : Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)- provided the passport address is present address mentioned in application form / Existing Registered House Lease/ Government I-card with photoCIBIL: Required (750-900)Eligibility Criteria for Self-Employed ApplicantAge Criteria: Min 25 - 60 year old.Income : Min 50000 per monthEmployment: Atleast 5 years of earning turnoverDocument Required: Bank Account Statement/ Latest Electricity Bill/ Latest Telephone Bill/ Latest Credit Card Bill/ Employers letter certifying current mailing address/Passport(Valid)CIBIL: Required (750-900)