I want to study abroad, but I do not have enough money. What can I do?
You can apply for a scholarship …I'm from india and I didn't have any money with me when decided to study abroad . After a long search for some scholarships I found so many chances all over the world . I didn't have money and time to prepare for IELTS or any other English proficiency exams. So I couldn't apply for a number of scholarships . But I found Turkey govt. Scholarship (Home - Türkiye Bursları )doesn't need that kind of exams and it's application system is very easy . So I applied for this scholarship . After one month they sent me a message that my application was successful and they invited me for an interview in Delhi. I went there alone after borrowing some money from friends (it's like 2000km away from my home). The interview was very easy for me . After one and half month that beautiful news came to my email .. I was just jumping and dancing when I see that… then I got visa and flight ticket for free ..and ..yup ..now I'm in Turkey… I'm getting a scholarship of 250$ every month besides the food ,accommodation and health insurance. I'm studying well…. Yea . Even poor can study wherever if he have academic caliber.. my dream is studying masters degree in Oxford or Cambridge university. I will study hard until I get a scholarship to study in the no. 1 unv. In the world..In nutshell, you can study anything anywhere if you really want to do it… good luckFind the best scholarship for you from this website https://goo.gl/MwNvxs
Repo car sold for more then whats owed on the loan?
Yes they owe you a refund, just as if the unit would have sold for 10,000 dollars, you would have owed them money. Do you have proof of what they sold it for? Not hearsay, but actual proof you can hand to an attorney? If you do then you need to hand it over and let the attorney do his thing. Now you realize that you owe them for the past payments due up to the point of recovery? You also owe them for the repo. and they might try to charge you for storage fee's but you can beat that one. I am surprised that it went to a dealer, because they usually send them to a dealers auction and then the dealers buy them for the lot. That makes me question your information sources and frankly at an auction it wouldn't have went for what you owe on it. It sounds like they are messing you around because they had a hard time reclaiming their unit. Go get your money from them. Good luck!
Did art school end up making art less enjoyable for you, and how did you overcome this?
There were definitely peaks and troughs through art school, and one really horrible year (3rd year) where I hated it so much I almost quit because my work hit a wall and kept getting worse and everything I tried to do to fix it made it even worse. I had to slog through it ever day under the most horrible cloud of failure, knowing my work was sucking. I hated listening to critique from teachers whose judgment I didn't respect and I hated the infighting and cliquishness. I handled it by pulling far back into my shell and drawing and painting my ass off. By the fourth year I was totally sick of it all and my mind was tied up in knots.However.There were also large stretches of peaceful, joyful searching in the work and angelic teachers who helped me a lot and there were occasional successes that blew me away and even blew others away. And there was Somewhere in that fourth year I broke through the wall and I found that I could artistically do pretty much whatever I wanted to do and I found my love for making art again. My head was just stuffed to bursting with the voices of all my teachers.It took about three years for the voices to subside and for me to discover subjects and techniques that were not theirs, but mine. The dust settled and all those voices turned more into a bedrock on which I could stand instead of buzzing in my ears.I'm very grateful for the four years of hard work I was able to do in art school, much as it sucked sometimes. And although it wasn’t always easy to tell, I was developing into an artist with a voice of my own.Art school is a pressure cooker. Hang tough, take what you need from it, and you can discard the rest.I wish you good fortune!PS — Reading some of the other answers here I agree that it is very hard if you want to do a traditional figurative education and you get stuck in a school that's only interested in abstract or expressionist work. This was a much bigger problem in the seventies and eighties however and there are lots of figurative ateliers out there now. Figuration is no longer taboo, thank God.
Is it too late to go back to college to study another bachelor's degree?
There are two aspects to your question;Are you very sure that you don’t want to pursue a career in engineering?Coz, typically you completed your engineering at 22, irrespective of your grades, you can get an engineering job which may pay less initially but you can take from there and make a successful career and easily catch up with the guys who got placed. There is absolutely no hope lost here.If your answer is 100% no for the above question, begs the second questionWhat is it that you want really really want to do?This is especially important as you still think of “pursuing culinary arts” a “weird idea”. Hope you used it just as an expression. Be very sure that this is what you want to do. Are you ready face the challenges that you will have to face once get that degree in culinary arts. I am sure it will not be a cake walk either. Its very important that you are ready for that struggle.Everything else is secondary.There is no such thing as late. The dilemma is your mind, and your social apprehension. It takes root because of our typical Indian engineering success and failure norms. Don’t be bogged down by it.It is never too late to choose something which you feel is right for you. 23 years of age is definitely not. I did it when i was 26 years old!Don’t know about you, but parental support in such decision is not always positive. Be prepared for that.Planning ahead. Education loans can be helpful, but use the salary from call center to financially secure your years of study.Its been done before. I have quite a few friends who have jumped ship after engineering. So you are not going to be first one. :)My background…I did my engineering and worked in a Call Centre. I worked there for 3 years (personal/financial reasons). Pursued MBA from a top B School in India. currently work as Product Manager. Engineering and MBA, cliched, I know. But it suited my end goal. I failed to see myself as an engineer, ended up hating my engineering years, i hated coding ( most easily and commonly available engg. job at the time ). Taking calls as a career was definitely not at all satisfactory. The dream is still a work in progress, but on the right track. Got absolutely no support from dad, had to endure his endless taunts but he let me stay in the house. Mom strongly supported my decision, her emotional support was more than enough for me.Hope the answer helps.
How can a teenager afford to buy their own car?
How would I go about this? I already have a part-time job at a retail store right now, and I make a little over 8.25 an hr. I only work 10-15 hrs a week at this job so I hardly make anything. i think I make about $300-$400 a month. Im a big spender though :p I dont pay bills yet but I go out a lot. I have been cutting down though so I can save up. I had 2,000 saved before I started working, and now I have 3,600. I want to get a second job in something like at a day care center or child care place because I want to be an elem. school teacher in the future. It would help me save for a car and also would give me more experience since it is in the field that I want to go into. I am starting at my local community college for my first year of college. In one year I will be transferring to a state university. It will be difficult to find a second job in this economy, but Im going to keep trying. Is it a bad idea to work two jobs as a first year college student? I plan to transfer so it is very important that I do well in school and that is my top priority. Will I be able to do well in school while working two jobs? I worked in high school junior year and senior year. Also I most likely will have to get a loan to pay off my car, and I dont have any credit cards. Whats the best way to start building credit?
What do you think of Wells Fargo Bank?
RSF, I used to work for Wells Fargo, in their El Monte call center. They are a horrible bank and I would never, ever bank there. They lie to get customers. One lady who had been a good customer for over 10 years (personal and business accounts) signed her kid up for a free College Checking Account. After 2 months, she noticed over $60 in fees (no overdrafts...there was no justification). Free Checking Accounts have about $15 fees per month. I made the mistake of signing up for an Employee account, which was supposed to give me interest on my free checking account, above rate interest on savings, etc. I left after a month of seeing $15 in fees. Lost Deposits Customers would constantly call in to find out why their deposits (either in the bank or via ATM, and there was one that was Direct Deposit) weren't credited to their accounts. Excessive Holds on Deposits Holds were placed on direct deposits or payroll checks and they were not supposed to be. No "Opt-Out" Legally, banks are NOT supposed to try and solicit business from you unless you ask for additional services. This is when you opt out. WF had a script for us to read to customers whose balances were over $25,000 to solicit them. I could go on and on. I bank with Washington Mutual. I am very satisfied with them, and while I was at Wells, I actually referred dissatisfied customers to them.