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Average Cost Of Health Insurance

Average family health insurance cost?

If you’re looking for average costs nationwide, you can find that information online, but it sounds like you’re being asked to find out how much your father pays for your health insurance coverage. You mentioned that you’re on Blue Cross but each company has many different plans and prices can vary widely. As such, no one here can tell you precisely what your father pays for his coverage. So ask him.

If you’re really only looking for national average figures, the average cost of employer-based health insurance for a family in 2012 was $1,312 per month (according to the Kaiser Family Foundation). The average price of individually-purchased health insurance coverage for a family in 2012 was $412 per month (according to eHealth, Inc.).

What is the cost of health insurance in Germany?

What is the cost of health insurance in Germany?If you are a member at one of the “Gesetzliche Krankenkassen”, basically the universal health care system, like about 88% of the population you at the moment pay 7.3% of your income plus an additional fee between 0.3 and 1.7% depending on the “Krankenkasse” you are in.So at most you pay 9% of your income. Your children are also covered with that up to the age of 18 at least, if they are not working even 23 and if they are e.g. going to college even 25. If your wife or husband does not have an insurance of their own, they are also covered. People who do not have an income are nevertheless covered.The insurance covers most of the treatments, you however have to pay a little extra e.g. if you have to go to the hospital or for drugs, glasses, dentures and the like but all in all it’s really affordable.

How much does on average do people pay for health insurance?

It depends on whether you’re talking about employer-based health insurance or individually-purchased health insurance. The Kaiser Family Foundation puts out some good data on employer-based coverage. According to them, the average cost of employer-based health insurance for a single person in 2011 was $5,429 per year, of which the employee paid only $921 and the employer paid the rest. Divide that out by twelve if you want a monthly premium amount. You can find that information as well as average costs for employer-based family coverage here:

http://kff.org/insurance/index.cfm

When it comes to self-purchased health insurance, eHealthInsurance has some data. In our recent 2011 ‘Cost and Benefits’ report we found that the average monthly premium paid for individual coverage was $183 – more for families. You can find that information (as well as our methodology) here:

http://news.ehealthinsurance.com/pr/ehi/...

That said, it’s important to note that these are only averages and that the amount people pay for their coverage can vary widely, as can the levels of coverage they receive under their health insurance plans.

When it comes to individually-purchased coverage, the fact is that people with a higher Body Mass Index (in the overwight or obese categories) tend to pay more for their coverage than people with a BMI in the “normal” range. When applying for coverage on their own, people are generally required to state their height and weight. Those factors (as well as many others) are used to determine a final monthly premium. In fact, in most states, it’s possible to be declined coverage on your own for a high BMI.

On the employer-based side of things, it’s a little different. You can’t be declined employer health insurance due to a high BMI – and you won’t pay more than anyone else for your coverage. Those costs do get factored in, however and risks (and costs) are spread out over the employer group as a whole.

Whats the average cost of insurance for a 21 year old female?

What kind of insurance? Life? Health? Driving?

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