Why does a soldier have to pay for his replacement soldier when he is granted a leave while on deployment?
Did you not read the answer I just sent on “special missions in Syria?”F R E EWhat is more, please think a moment.How, I mean process wise, would someone go about paying for a replacement? Where would they get this person? Some sort of temp agency?“Oh yes, our secretary is going on maternity leave, and a soldier who was on special missions in Syria, and disclosed it to a civilian with no security clearance, needs some time as well. Can you send me the resume’s for a few candidates?”Any soldier on “special missions in Syria” who disclosed it to a civilian (no, it wouldn’t get past censors, and yes they would know about it) wouldn’t have to worry about finding a replacement. The military would do it for him. And he wouldn’t need to take leave or worry about transportation home….or at least the nearest base where they could hold a court martial.I have been in the military. Mr. Ashmore has been in the military. My son is a serving officer in the US Navy (and he won’t say where he is, like special missions in Syria). My grandson just enlisted in the United States Marine Corps.You are being scammed!!!!!And if you send money, not only will you not ever see the money again, you will not hear from him, but will, probably hear from other “soldiers” who are also stranded after special missions.Listen, it is admirable that you are willing to help a member of our Armed Forces who claims to be in need. And if I thought for a moment it was genuine, I would not only applaud you, but ask where I could send a check to help out. Current members of the military, or former members, we like to look after our own.But ma’am, you are being ripped off by someone who will stoop so low as to prey upon your love of country and care for the well being of those who defend her.This person, if it is a person and not an automailer, is the lowest form of creature to crawl the earth.Do not fall for it, because if you do, it will encourage him, or them, to keep doing it, and trying to take advantage of more patriots.Please, don’t. Cut off all contact, block him on all social media, and if you can, report him as a fraudster on whatever social media you use.
Does the Social Security Administration monitor your bank account if you have Social Security Disability Insurance Income?
SSDI - Not unless you owe the Federal Govt. money, such as taxes or student loans, also child support obligations.SSI - Yes. There is an agreement with the state, although you won’t find it even if you look, that if you receive Medicaid or Food Stamps, they can look into your bank accounts. This is besides the SSI, but can’t be garnished.You also have limits on SSI on your asset values, it varies by state, but most states the limit is $2,000 held in a bank account, especially if you use Medicaid or Food Stamps. SSDI = no limits.But don’t be fooled with SSI. States have something called “Medicaid Estate Recovery Program (MERP)”, please Google. This is essentially a state-run, full-time collection agency looking for you to abuse a state program. They can and do look at your bank accounts.I had Medicaid and Food Stamps. My DHS worker messed up my Food Stamp amount. 3 years later, I got called in to a DHS office, but it wasn’t them, it was the MERP jerks, threatening to have me arrested for over-payment of Food Stamps. It was DHS’s fault, but they do not care, at all. They are a bully collection agency approved by the govt. and they do whatever they want, inc. the ability to see your bank accounts.
My estranged father wants my social security number so that I can be a beneficiary of his retirement. What do I make of this?
At the risk of sounding like an estranged parent, or just a parent, maybe it’s time to sit down with DOD and seek accord? He would not be looking to name you as beneficiary if he were not trying to reach out in some way. My ex had my child’s SSN from the time she was born. It would not take much research for him to check records to find it.As someone who has been in insurance her entire adult life , your SSN is required for beneficiary forms. I just checked some forms quickly; they all require the SSN.While I like the suggestion that you fill out and return the form directly, if you have so little trust for your father, the fact of the matter is the policy is his and he will be able to access the information. Insurers do not like to be in the middle; they are far too often without having to go look for trouble.Back to the estrangement….life’s short, it’s a new year. Fences are not mended over night but won’t be at all if you don’t try. Have a wonderful year.Meet me at Linked In: http://linkedin.com/in/carynmont...Or at Twitter: Caryn Montague (@LTDclaims) | Twitter#
Is it possible to deposit a check addressed to someone else into a Bank of America account?
Yes, any bank actually, as long as it is endorsed in the back by the original recipient, anyone that it was transferred to, and finally you. Nowadays, that’s usually only two people but checks in the past, when there wasn’t an ATM on every corner, checks were commonly passed between owners much like cash. It was not uncommon for a check to be finally deposited with a string of seven, eight or more signatures.Two provisos: 1) If the check is “restrictively” endorsed, e.g. “For Deposit Only, Wells Fargo Acct. 1234567” that’s the only account where it can be deposited. 2) if the check is made out jointly, e.g. “Jane and John Doe” both have to endorse as well as the other endorsers.Most big banks will have no problem with third party checks if they are properly endorsed but they aren't legally required to take it. Some banks, generally smaller ones and credit unions, will not take them or will require both parties to show up when depositing it.There are some other arcane types of endorsements that nobody really uses any more that I dimly recall from business law class many years ago. I’ve never seen any of them in handling many checks in thirty years. If you want to be the sparkling center of conversation at your next soirée, you could probably Google it.
Will a reply to a suspicious email get my account hacked?
If you do reply to it it can get a lot more things done than just “hacking” your account. You can lose a lot of your personal information and everything that goes with that. Here are some useful tips on how to avoid that and how to recognize fraud emails.1. If you didn’t request it, don’t click it!This is the golden rule. If you didn’t request something from a person or company, there’s no reason for them to email you instructions or, worse, attached files. So unless you’ve specifically asked your bank for information, you shouldn’t expect a “bank manager” to be contacting you.2. Suspicious email? Look for the text on Google.Mails related to scams and malware tend to use the same texts, sometimes with tiny changes. Keep an eye out for:Nonsensical phrases, bad spelling and strange words stemming from automatic translations – like “With due respect to your person and much sincerity of purpose I make this contact mail with you”Badly-placed or low-quality images.No personal references: these emails don’t usually address you by name (Dear Beneficiary)A sense of urgency. These emails are always alarmist, appealing to your most basic sense – fear. The often mention terrible consequences, fines and charges.Copy and paste the email into a search engine and take a good look at the results. It will be clear if the words come from a well-known scam.For more tips and info on this topic go here - How to recognize suspicious emails
Did you open up a savings account for your baby?
We have a savings account for our son but no education plan. After researching the ones available here, I found that they were not the right fit for us. If he decided not to go to college or waited until after a certain age, the money would get taxed by almost 75%! I wasn't going to take that chance. I put money into the savings account on a regular basis plus any money from gifts. When he gets old enough, we'll let him decide what he wants to do with it. While I do want to be able to help my children out when it comes to paying for their education, I also feel that paying your own way makes you more responsible and makes you appreciate your education more. Kids don't realize the value of money until they have to start paying for themselves. I paid for all my post-secondary education myself (along with scholarships) and knew that I was taking things much more seriously than classmates whose parents were paying their way.
In a Pvt. Ltd. company of 3 directors with shares 34%,33% & 33%, if one of the director has invested less than the other two directors, will he have an equal claim over profits in the future along with the other two directors who have invested more? If so, what is the procedure to take shares from the one who is investing less?
First of all let me guide you through the concept of Company.Company is the separate legal entity distinct from its members and has a perpetual succession. Now a Company can be of 2 types:Private Limited Company - Company in which the shares can only be held by promoters, their friends & relatives but not public.Public Limited Company - Company in which public can be invited to hold the shares of company and therefore become the part owner of company.Now share holder in company means the person who has invested some amount in the total capital of company, thereby becoming the part owner (in other words, shareholder) of the company.It is quit clear from above that shareholder i.e member of company is different from director of company. The person who is director of company may be the shareholder or may not in the company.Now coming to your first question, you have mentioned that company has three directors and they are also the shareholders of company holding 34%, 33% & 33% of total share capital of company respectively.Here I would like to clarify that directors in their capacity are not entitled to the profits of company. They are only entitled to get the directorial/managerial remuneration from company.Further as quoted by you, they are also the shareholders of company then in the capacity of shareholders they get some reward for the money invested by them in capital of company, which they get on the basis of number of shares held by them. It is so because the company calculates the EPS (earning per share) and distributes the amount by multiplying EPS with number of shares held by each member.Heading towards another question,Company cannot arbitrarily take back any shares from it’s members. The Board of Directors of company has to follow the procedure as enshrined in the Companies Act for doing so.One of the best resort I can advise you taking into account the private limited company is that you can advise the Board for doing Buyback of shares, which means taking back shares from members against payment of fair value of shares to them. Again this need to be complied accordingly as provided in aforementioned Act.I hope this serves your purpose and if so, upvote the answer.If you have any more questions, I am here to answer.
Can an existing fixed deposit be transferred or gifted to another person prior to maturity in India? What taxes would the beneficiary to pay?
Three points are involved.Existing Fixed Deposit — Can be preclosed, subject to your loosing some portion of interest agreed upon till the date of maturity. Get the proceeds credited to your savings account. FD as it is cannot be transfered.Gifting to another Person - Use the proceeds credited to your account in any way your sweet will desires. It is your money, spend, gift, donate, do anything within legal framework.Taxability in the hands of beneficiary .. If it is a gift to a relative as specified in Gift Tax, the said relative has no tax burden on your gifts. http://www.incometaxindia.gov.in...)If you are gifting to a non relative it is taxable depending upon the amount. ( see the above link, which is self explanatory)