Does job seekers allowance affect tax credits?
Yes it will Tax credits are based on total income,so JSA is an income and is taxable too You must inform HMRC when your income changes, if you don't they will catch up with you anyway through your JSA payments My husband was on JSA and it affected out tax credits
Has anyone been successful in receiving government grants?
I wish to apply for government grants for assistance with my disabled sister and legal expenses for her; however, I am not certain if it is a waste of time and energy. I have seen webpages, such as Govgrantsfast.com, which usually required you provide money first, prior to receiving information and assistance for grant applications. Therefore, I wish information on anyone's experience (first hand) with actually appling for these grants.
I have a comfortable job in India, should I move to Canada?
If you have a comfortable life in India then there is no need of migrating to CANADA.Problems you will face:7 - 8 months of winter with 3 months it is freezing and only 2 - 4 months mild summer with maximum temperature 30 degrees. Temperature varies between -40 degrees to 30 degrees. It is a cold country. People say you have to dress up in layers but I would say cold is cold, till the time you are inside you are OK but when you are outside people want to get in.You have to leave your parents and extended family members. Your parents will never be able to adjust there. You will be missing majority of family gatherings that you enjoy in India. Travelling is very costly, time consuming and leaves are also limited for working professionals.Rents are higher, most of your savings will go into your setup and incase you buy a house which everyone does after couple of years you are blocked for 20 years. This is a trap of most developed countries.Look for the job market and payment in your field because minimum wage rate in Canada is very less. I have couple of friends doing 2–3 jobs to paying for their mortgage. They are working 15–16 hours for 6 days a week just to pay the loan.Chances of Divorce are very high in Canada. As per reports 40% of immigrants get divorced in spending 10 years in CANADA. This lead to financial crash for most people. Society of most developed countries are individualistic and people bear their own expenses, in case one partner had a long term finance problem or disease they just quit the relationship. It’s not like India where even one person is earning and the whole family can enjoy on that.Due to extreme cold and lack of sunlight people start developing new diseases such as depression (SAD), deficiency of various vitamins which lead to other problems.Medical system in Canada is good till the time you have a basic problem like cold, cough, fever, basic infection which a normal MBBS can handle. However, when you need a specialist they will charge you 300 - 400$ per visit and waiting time could be 2 months to 8 months depending on doctor’s experience and demand. That’s why people go back to India for medical treatments. My friends mother developed Cancer as she was unable to adjust in the climate and then they came back for getting the treatment in INDIA.Unfortunately, life is not as flashy as it seems in pictures or university booklets. If you have a peaceful life in India do not even think of moving to CANADA.
Benefits? I have a job which pays less than £200 a month?
Im due to leave full time education in May 2011 and at the moment the only job i have pays £194 a month (8 hour contract). Im 19 years old. Does anyone know what benefits (if any) I would then be entitled to? I want to know this as I would like to apply for a part time course in business studies which would normally cost over £1000 but if you are on any kind of income support etc etc then you pay a reduced fee of £300 (which i would prefer!!) Ive emailed the college and they say you can get the reduced fee if you are on: Income support Working tax credits Job seekers allowance (I'd get paid more on this! ha!) Employment support allowance Housing benefit Council Tax benefit So, would a 19 year old on an 8 hour contract @ £6.00 living at home with parents get any of those? Any answers appreciated :)