If my bank mistakenly deposits $1,000,000 into my account, am I legally allowed to spend it before they realize their mistake?
Once a bank deposited mistakenly 150,000 in my account, I took it all and when bank sent me a notice, I refused to pay. The bank then collected the money from my other bank account which was with same bank. The bank informed me that how mistake was done. It was due to same debit card number on diffrent accounts. I went to a lawyer and sued the bank 1. Mishandling accounts2. Intention to create negetive credit report (before this incident I tried to apply for a loan and bank refused it since I had bad credit score)3. Agnoy caused. 4. Mental harrasment. The case was judged in my favor and bank needed to pay me another 250,000 as damages. Court also ordered bank to pay 150,000 to the person who lost money and damages of 100,000 Soon after this the bank manager was changed and bank forced closed my accounts giving reason a really bad credit report and as a negetive customer. I again filed a case against them since no bank can deny your account on basis of credit report. Since now this time it was in media, bank settled the case outside the court giving me 500,000 and 250,000 to my lawyer. Later after a year I applied for a loan under certain special conditions and bank approved it without going for in depth investigation. I was unable to pay installment on time so they sent a recovery agent to me who tried to force money illegally, since I have CCTV installed, I had all proofs that it was bank's agent trying to harras me. I sent it all to my same lawyer again and before any case could be filed, a settlement was made in which bank closed my loan and offered me a million dollar as damages. I again applied for loan bank approved it and even I don't pay my installments on time bank never calls me or sends a reminder. You see you need to have presence of mind and a good lawyer.
If I signed the contract for a new car, but never took possession of the car, can I cancel the deal?
I made the deal at 11.30 pm at night as th dealer was not allowing any other way. I was unsure but he convinced me otherwise. I signed the deal, paid deposit money, left without the possession of the car and without any insurance papers. After reaching home I realised what I had done, I stopped the check first thing in morning and called the finance manager of the dealer. But he didn't pick up the phone, so I left voice mail. Further I mailed and faxed the letter saying I am cancelling the deal. Am I still tied to the contract that I was really pressured to sign? It was the next day at morning around 8.15 am when I called them up and I have stopped the payment but I worry they could try to force me to stick with the deal. I never test drove the car because it was brand new and just packed. They of course told me that they would deliver the car at my conveinence. I was supposed to give my electricity bill and insurance papers when they would do the delivery. I fell for it. What is their recourse against me. I have my check. I never drove the car. Can they still try to charge my account or sue for the down payment? Will it affect my credit history, as I had signed the loan papers with them?
Can you cancel a car lease after you sign it but still have not taken possession of the car from a dealer yet?
Absolutely yes - until you take delilvery of a vehicle (and that means you've signed paperwork AND driven the car home), you don't own squat. No dealer can force you to own a car that you've never taken delivery of.Therefore, you can walk away without consequence. The biggest danger is that you would lose your cash deposit, but the odds of that happening are very low.My advice: Explain that you're not going to take the car, and explain that any attempt to collect payment will result in a lawsuit. Then politely request your down payment back and a copy of the voided contract. If they balk, ask for the GM. If he or she tries to make you buy, call BMW's corporate help line.If all else fails, call your state's dealer licensing authority.
Why does it take so long at a dealership to buy a new car?
In many cases, it only has to do with the inefficiency which that dealership is run. Typically, all these people are talking to you so that you don't get upset for the wait so they're just trying to keep you busy. They may also be waiting for a response from banks about the loan (keep in mind that many sales managers base the interest rate on their knowledge of what the banks will "probably" give you and not until a deal is accepted do they actually input all of your information and send it to the bank for an official approval. Whether they do this will depend on your credit.) They also have to get the vehicle ready for you to take delivery. This entails a thorough washing and detailing as well as putting gas in the vehicle. The finance manager has to get all the paperwork ready for you as well. There are many factors that could be a reason why you have to wait BUT many dealerships nowadays have made the process more efficient for customers as they know that many people feel like you so they are making their processes more efficient so that your experience is more pleasant.
What can a landlord do if a tenant refuses to leave after an eviction notice?
That depends on what you mean by “eviction notice.”An eviction notice is issued by a court after a legal process in which the landlord has been awarded possession of the premises.The eviction process is handled by a court and, if necessary, by local law enforcement pursuant to a court order. If the tenant refuses to leave after the eviction notice has been served then he or she will be forcibly removed from the premises. There is nothing the landlord needs to do.A landlord cannot issue an eviction notice because only a court has the power to evict someone from their home.But a landlord can issue a “termination notice” or a “notice to vacate” or similar notices to the tenant pursuant to the terms of the lease. If such notices have been properly issued and served, and the tenant refuses to leave, then the landlord must file a dispossession action in the local civil court which, after due process, will result in the court issuing an “eviction notice” as described above.