Is a money-back guarantee, if not satisfied, forced or by the discretion of the seller?
A publicly posted money back guarantee is a contract saying “if you buy this; here is what we will do if you’re not satisfied”.IF a company fails to honor their posted mbg, without good and just cause, it is a breach of contract issue from that point.There are any number of circumstances “good and just cause”. So, if you believe you’re the victim of such a breach of contract; please consult a reputable, local, civil attorney with the specifics of your situation; they will provide you with proper legal advice from there.[Be advised; I don’t believe there are many attorneys who will take this type of case on a contingency; so, there will likely be some hefty fees to pursue it. Is this situation on that you believe in deeply? Are you willing to spend the time, energy and money to reach a judicial conclusion win, lose or draw? Just a few things to consider.]Good luck with your situation.
Do we get money back invested in health insurance if no claim is done?
Yes, but it depends on what policy you have bought.Most term policies covers you against health risks and are not investment instruments so in that case you would not get your premium back nor you will get any bonus or interest on the premiums paid.But there are few health insurance policies available that gives you fixed return on your premiums paid and you might get extra bonus on top of that amount if you haven't made any claims. These things differ though.Search for health insurance with money back (it is same like life insurance with money back plans) and you will get what you want.
If a Kickstarter project fails, can backers still get their money back?
The answer should be “it depends”.So for example if a campaign doesn’t reach it’s goal (say raised $9,999 and the goal was $10,000 when it ended), and you backed the campaign then you get your money back - so you don’t get charged.If a campaign reached it’s goal at the end (say raising $10,001 and the goal was $10,000), then you’ll be charged by Kickstarter usually via Paypal.So the question is, if you’re charged and you don’t receive the item - do you get your money back?Well, this is where it’s complex. As after the campaign ends, it’s nothing to do with Kickstarter. Kickstarter has facilitated the transaction, took their % and that’s all their involvement.It’s all down to the campaign owners, who may of given you a time/date for you to receive the item - but there’s some stats out there that 60% of all successful campaigns don’t deliver on time (if at all).If you don’t receive your good, you’re able to complain (leave a message on Kickstarter Comments, contact the company directly and if it’s a lot of money then you can hire a lawyer to start legal action).Best of luck!
Does one get their money back if they have not utilised the cover provided by the health insurance and the cover period is over?
Yes, but it depends on what policy you have bought.Most term policies covers you against health risks and are not investment instruments so in that case you would not get your premium back nor you will get any bonus or interest on the premiums paid.But there are few health insurance policies available that gives you fixed return on your premiums paid and you might get extra bonus on top of that amount if you haven't made any claims. These things differ though.Search for health insurance with money back (it is same like life insurance with money back plans) and you will get what you want.
If my parents claim me as dependent, do I still get tax return money?
I recently received a letter saying that I claimed myself as dependent however my parents also claimed me as a dependent and I have to amend my taxes. I don't really know what any of this stuff means but I've been working for the last 3 years and I've got 2 tax returns already, and when I filled out the forms I don't remember what I put. All this stuff really confuses me, and I just want to know if i'm going to get a tax return this year if my parents claim me dependent.
How can I claim refund from Qnet?
Your uplink would have kept some share from your money and invested remaining in the Qnet. Collect this money from your uplink, remaining invested money in Qnet could be refunded like below:These are the steps to REFUND your money:Collect your IR ID from your Uplink and Your business email ID which they have used to register you to Qnet. With this email ID you need to send email to Qnet Support center.Draft an email, with subject line: IRShip cancellation and REFUND request .IR ID No.:IN-------.And write the details about your order ids and tell them how you were misled by your uplink in investing money in QNet.Send this email, from your registered email ID in Qnet to: support.centre@qnetindia.in ; rekha.s@qnetindia.in; global.support@qnet.netWithin 2 working days they should reply you, if not mail them again and follow up with them.Also, you can call their customer service number Monday to Friday: 8880632532.They will reply back, and send your request to verification team. I have attached screen shots which might help you.Request them to refund your entire money and follow up with them through emails every alternate day.After couple of follow ups they replied, these are the screen shots:Provide them your bank statement which has to include the above asked details in the screen shot.I got this email after I gave them bank statement:After couple of follow ups I finally received my entire amount within 45 working days.
Is it better to claim 1 or 0 on your W-4 Form if you are single and don't own anything?
The more you claim on your W-4 (0, 1, etc) the less money the government takes out of your paychecks. However, at the end of the year, the amount of tax you pay will be the same, regardless of your witholding. The difference is whether the amount they took out was enough to cover your taxes for the year. If you claim 0, you will have more money taken out of your paychecks, but your refund will be bigger (or if you owe, it will be less). If you claim 1 or 2, you will have more of your paychecks left over, but you may get a smaller refund, or owe more money at the end of the year. To say it another way, let's pretend that you have to pay $12,000 a year in taxes. If you claim 0, they may take $1500 a month in taxes from your paycheck. At the end of the year, you have paid $18,000 in taxes. ($1500 x 12 months). So you get a refund of $6,000. If you claim 2, they make take $600 a month in taxes from your paycheck. In this scenario, you have an extra $800 a month to live on, save, etc. At the end of the year, you will have paid $9600 in taxes, and will have to pay an additional $2400. Make sense? In terms of which way to go, if you are really good at saving or investing, claim a high number and earn some interest on your money. If you tend to spend it all, then claim 0 and be safe.
What percentage of consumers return products when purchased with a Money Back Guarantee?
Very few. Most people think that if they put a 30/60/90 days money back guarantee, they will get a lof of refund. It is not true. Provide that your product/offer will give enough value/help other people, those money back guarantee is the final punch to the customers.So instead of thinking about: should I put a money back guarantee, you should ask: how should I draft my offer so that it would be a complete lost for customer if they return your offer?Therefore, depends on what you offer, you can put a 60 days or 90 days money back guarantee on your offer, and 90 days would be better than 60 days, and 60 days would be better than 30 days. The worst thing is: you do not have a money back guarantee.
I got scammed on amazon?
Not being able to track a package does NOT mean you've been scammed. When did you place your order? Have you allowed enough time for the package to arrive? Have you contacted the seller? Have you asked for your money back and been refused? If all of those things have happened, go to Amazon and look for their "A to Z Guarantee". That will tell you how you file a dispute against the seller. You'll get your money back.
If I sent money via PayPal to a wrong email address, can I withdraw the money back?
Yes, probably. Assuming the email address you sent your paypal payment to is not set up as a paypal id, it is no problem.Log on to your paypal account and look at the payment. If you sent it to a random email address without a linked paypal account, the payment will show as unclaimed. If it is unclaimed, you cancel it. There should be an option onscreen to do that.You might want to do this sooner than later because the owner of that email account got a notice from paypal saying they have a payment waiting for them and all they have to do is set up an account to claim it.If by some chance there is actually a paypal account at the address you sent the payment to, it’s going to be a little more difficult. In that case, the best idea is probably to tell the recipient you sent the money by accident and hope for them to return it.Otherwise, you will have to go through paypal and it may be a bit of a hassle. If you stated on the payment what the money was sent for, you could wait and file a claim for non delivery of the item you paid for, but I would probably call paypal customer service and see if they can do anything sooner.