Debt: Can you pay your credit card bill with another credit card?
You can not directly pay your one credit bill from another. There is no direct way, however it is possible to transfer your one credit card bill on another with which you can make the payment. There are several alternate methods with which you can pay your one credit card bill with another one.1- Pay your Bill with Advance Cash from ATMWithdrawal advance cash from with your credit card, can help you pay off your bill on time. You simply have to follow these steps.Go to an ATMWithdrawal advance cash from one credit cardDeposit that cash into your checking accountPay your bill with this other card2- Take the Convenience Checks from your Credit Card IssuerHave a deposit in your checking account with the convenient checks sent by your credit card issuer, and than pay your bill with this checking account.Things to Remember if you use any of the above Methods:Both of the method defined above will raise significant charges as the advance cash that you withdrawal from an ATM or go for a convenience check usually raise much higher interest rate. In the second method, your credit card issuer will apply a charge of 2% to 5%.3- Use E-WalletTransfer money from one credit card to e-Wallet and then pay your bill of your another credit card. This method will also incur a service charge.4- Pay with a balance transferThe method is one of the best can be used to pay your credit card bill with another one, however it is most similar to above one (pay through e-wallet)As you can not transfer the balances between the cards which are at same bank. So you can use the balance transfer method in which the new card has a lower interest rate than the card currently you are using.There are numbers of balance transfer cards that can offer you the facility to transfer your balances at 0% interest rates. The facility you can avail only till a certain time period. The method will also help you to avoid interest you pay on credit card debt.Things to Remember while paying with Balance TransferBalance trans can affect your credit score so while using this method to pay your credit card bills, you have to check the risks that could be raised. In short you have to carefully pay your bill with this method so that your credit score could not be effected.
How do I pay HSBC credit card bills using Internet banking? I do not see options, their net banking is very confusing.
You can now pay bill of all types (MasterCard, Visa, Diners, Rupay, etc…) of credit card using Cointab and pay via UPI.Enter your card numberEnter name of cardSelect bankEnter your billing cycle so that you get periodic updates about your credit card bill.Enter amountSelect your bank account from which u want to pay your credit card bill.Enter UPI pin and you are done.Credit Card Bill PaymentCointab Features
Can we do credit card payment through paytm wallet?
I don’t think so.If you notice the usual methods to pay credit card bills - they will not allow you to pay the credit card bill using another credit card. This is done so as to prevent one from mis-using the credit system (ie transfer of credit from one card to another & thus totally avoiding any payment from your end).Other reasons : Can You Pay a Credit Card With a Credit Card? | Credit.comSince paytm is a wallet, it can be mis-used to transfer credit from one card to another.So I don’t see support for paying credit cards bills from paytm.Alternatively they might allow you (in the future) to pay the credit card bill directly via your bank account rather than the wallet itself.
How do I convert SBI credit card payment to EMI?
You can convert SBI credit card payment into EMI very easily. There are three ways to do this:Convert your biggest payment into EMI: For this you will have to log in to your netbanking account, or contact your bank. Most banks provide the option of converting your bigger spends into easy EMIs, and you can opt for that through your net banking account. However, with this option, you will still have to pay the smaller amount, or the minimum balance due.Pay through a Balance Transfer: If you have another credit card, then you can use that card to pay the outstanding bill for your SBI card. After the SBI card bill is paid, you can convert the outstanding amount on the other card into EMI.Use a Personal Loan: You can get an instant approval on a Personal Loan and use the loan amount to pay your credit card bill. Once the credit card bill is paid, you can pay the Personal loan through EMIs, thus effectively converting your amount due into EMI.Some credit cards issuers also offer the option of converting your outstanding bill directly into EMI. For this you need to simply pay the minimum amount due, and the rest will be converted into EMI. However, you need to clarify this with the financial institution when you apply for a credit card. For more information, and to convert your credit card payment into EMI, you should contact your card issuer.
What happens if you don't pay your credit card bills?
what can a card company do to you.I want everyone to know that I am not trying to get out of paying my bills but my house payment is more important and my work has went down and I have 3 kids
Can I transfer money from credit card to debit card?
Credit Card’s are supposed to be used for making the payment for Goods Or Service.If you want to use it for taking cash out, you can use the balance transfer facility from the bank. It will cost you something around 4–5%.If you want to use Credit cards money to pay for something, then why dont you use the legitimate way. I came across this blog of Paydeck & I found it as the best solution for using my credit card on my wish to pay for anything:Pay with Credit card anytime, anywhere & anyone through Paydeck!Most important thing I found was: Your Reciever is not required to be on Paydeck. You have to be responsible towards the payment & you have to provide your Pan card while making the payment to verify, you are using your card only & you are not sending money to your own bank account, which is actually not correct use of Credit card.You can pay using your credit card for the following things through Paydeck:Purpose of Payment List: ( As available on Paydecks website )Home/Office RentHome/Office Security DepositHome/Office CAM chargesReal Estate Agent PaymentHome/office RepairContractors PaymentEvent Managers FeesInterior DesigningVendor PaymentTuition FeesCoaching Institute PaymentHostel FeesFor more explore Paydeck website.( I am currently exploring opportunity to work with Paydeck, as I had to take a 1 year break from my last job. I am not an employee yet of Paydeck. You can say a Fan )
Credit Card Limit Increase with Merrick Bank???
NEVER EVER intentionally go over your credit limit. You'll find yourself getting slapped with a default interest rate of 29.99%. Horrible idea.
How do you pay a HSBC credit card?
I have to say, HSBC has the most backward online self-service I have seen for any bank. They seem to be doing this on purpose to collect the late fees as people just don’t have the patience to figure out how to use their idiotic service.What kind of big bank would not have an easily accessible link so that you could easily pay your credit card online?Bank of America - has a better working online self-service than HSBC.Citibank - has a better working online self-service than HSBC.Chase - has probably the best online self-service. It is light years ahead of HSBC.HSBC has the worst online self-service out of any major US bank.DO NOT GET HSBC CREDIT CARDS!!!! Save yourself the pain and misery (and a lot of money in late fees)!Here is how you would navigate their awe-full website:Log in to HSBC credit card. Go to the link “My HSBC”. The top should look something like this:Find the link for “My Account”. It should look something like this:Click on the “My Account” button and HSBC will direct you to another website. It should look something like this:Go to the payments tab. Make a payment for this demonic card.Upvote if I have made you avoid this:Yea... FUCK YOU HSBC!!I will be canceling this stupid card, and will be telling everybody I know not to use HSBC in the future.Cheers.
Is it possible to pay other people's credit card statements?
Yes why not.Anyone can pay anyone’s credit card bill as long as they know the account no. associated with that credit card.All credit cards are assigned an account number and when you have to pay your credit card bills, you simply make a deposit into that bank account like depositing money into any other bank account. You can pay by Debit Card, NetBanking or by simply depositing a cheque / cash into that account. You are free to pay whatever amount you wish to pay. If the amount you paid is equal to the amount due, then the credit card bill will be deemed to have been settled. If you paid less than the amount due, it will be considered a partial payment and fines / penalties / interest on amount due will apply as applicable.In your comments you also asked “What is the practice for debit cards?”Well debit cards are very different. They are linked to a bank account where you maintain a deposit. A debit card directly ‘debits’ your linked bank account when a purchase is being done. So there is no concept of paying-off a bill because there is no credit line and thus no bill. If you have money in the bank, the payment goes through, if you dont the purchase is declined. You spend what you have.-Gunjeet Singh - Co-Founder @ GalaxyCard - Get a Credit Card in 3 mins
What time will the IRS deposit the money to HSBC (H&R blocks bank)?
Everyone I spoke to stated that they received theirs on the EC that morning... I am expecting mine tomorrow also on EC. Will let you know if it comes. Keeping my fingers crossed for you and me!! Checked this morning at 6:39 CST money is on my emerald card... Hope to hear the same from you!! Aye-Aye!!! Happy shopping and bill paying! :)