No financial aid, can't afford college?
Basically my parents make too much money for me to qualify for grants but they have mortgages and bills to pay and can't afford to send me to college. How do I afford college?
How do you apply for financial aid in college?
I’m an freshman in high school and I heard that college tuition are pretty expensive. I heard financial aid can paid for my college tuition until after I graduate, and pay back the money. So after high school, how and where can I apply for financial aid and how can I pay the money back?
How much financial aid will I get in dental school?
You would need to complete the Free Application for Federal Student Aid (FAFSA) to determine how much financial aid you are able to receive. The FAFSA will compute your information and give you your Expected Family Contribution (EFC). The lowest EFC score is 0. With a 0 EFC, you are eligible for $5645 in the Federal Pell Grant. This is money which does not need to be repaid. The amount you can receive each year will vary, and you can only receive a total of 6 full-time years of this grant. For loans there are annual and aggregate limits. Your loan amounts will be based on your class standing and dependency status (as determined by FAFSA). For a dependent student you can receive the following: Freshman - $5500 (of which $3500 can be Subsidized Loan) Sophomore - $6500 (of which $4500 can be Subsidized Loan) Junior - $7500 (of which $5500 can be Subsidized Loan) Senior - $7500 (of which $5500 can be Subsidized Loan) Aggregate - $31000 (of which $23000 can be Subsidized Loan) As an independent student you can receive the following: Freshman - $9500 (of which $3500 can be Subsidized Loan) Sophomore - $10500 (of which $4500 can be Subsidized Loan) Junior - $12500 (of which $5500 can be Subsidized Loan) Senior - $12500 (of which $5500 can be Subsidized Loan) Aggregate - $57500 (of which $23000 can be Subsidized Loan) If you will be pursuing a graduate degree, your annual limit increases to $20500 and your aggregate limit increases to $138500. The school may offer you other federal and institutional grants/scholarships/loans as well. If you need additional funding, you may need to seek an alternative student loan. Each year you will have a Student Budget or Cost of Attendance. For financial aid, you cannot receive more than your Student Budget/Cost of Attendance.
I need financial aid secrets for grossmont college (san diego)?
I want to go back to school to become a dental hygienist and need some financial aid secrets, I'm 24 (filing independent status) and have always worked full time. This year i do not qualify for financial aid. I've done a TON of research so I need some financial aid ninjas out there! Show me the money!!!! I will be working part time (annually making $20k) when school starts this June. I plan on getting the Stafford loan and another private student loan (need $20k total). I've pretty much got my first year of school (prerequisite classes) covered with loans. Year 2 - Working part time ($9k/year - eek that's low), Stafford loan ($10.5k), pell grant ($5.5k), perkins ($4k), Calgrant ($1500). With a total of $30.5k and I still need another $10k to cover all of my expenses. How does an adult go back to school who doesn't have rich parents, children, any other financial help, good credit (it's ok and I will have cosigners) or a trust fund. This is a full time program and i'll be lucky to work one day a week after the program really kicks off. How is one to survive???
Does your college/financial aid know what you spend your financial aid money on?
A college first determines the total expected cost of that year's education:TuitionFeesRoomFoodBooks and SuppliesTransportation (to/from your home if it is far away)Then based upon the forms you fill out (Typically the FAFSA and sometimes the college board Profile), the college determines the Expected Family Contribution (EFC).Aid is the amount that May be grated after taking total cost (adding the six items at the top) and subtracting the EFC.The aid First goes to offset Tuition and Fees.After that, if you are Not living on campus, the FinAid office will work out a method to give you four monthly payments to apply to your off campus housing and food costs. It is up to you as a "responsible individual" to spend the money correctly on housing and food. Otherwise, you will be "out on the street" and/or suffering from malnutrition and most likely unable to complete your studies....NOTE Federal Funds (loans, etc.) are paid directly to the college.
Student loan for dental work?
It is not illegal to use student loans for anything other than direct educational expenses. You are allowed to use students loans for tuition, fees, books, room and board, transportation (either gas for your car or a bus pass) and "living expenses". That's kind of a generic term, but I'm thinking that braces wouldn't fall under that! I believe they're referring to things like shampoo, deodorant, etc. A lot of orthodontists will have a payment plan option (either interest free or low interest). Have you checked into that?
HELP!! In desperate need of extreme dental work in Texas. Grants, Loans or Miracle!?
my bf is in the same situation here in Birmingham, AL you can try to find low-income dental clinics... but around here the first visit is $95 & each tooth filled is $65+ (some as high as $115) pulling a tooth is $65 and those are the lowest rates... for single individuals earning less than $900 per month my bf needs fillings in all but 3 of his teeth ---- but we simply can't afford it, even at the low-income clinic rate (he makes less than $1,000 per month working as many hours as they will give him while in school full-time) you can look for donated dental... but in our area, they closed the applications 4 years ago & are now trying to get through a 5 years wait list before they will re-open the applications the best place for you to start is to find low-income dental clinics in your area
How do I become a dental assistant?
You would probably make a wonderful dental assistant if you like to work with people. It is a very rewarding career and the schedule is great for parents because you don't have to work night, weekends, or holidays. In most offices you don't have to work Friday's either! I understand the struggle with money and time. The dental Assisting school I went to was an ADA accredited school (which any are not, so be careful) and was one of the best in my area. It only cost me $3800. I took the day classes because I have no kids or anything, but the program offered night classes Monday through Friday 5:00-9:00. Not every school has this and you should do much research on it. There are many programs that tell you that you can be a dental assistant in four weeks or something like that, but be weary! In my year at my program I learned SOOO much and there was still so much more I could have leaned. I went Monday through Friday 8:00 to 2:30. Once the internships started in the second semester I was in classes from 8:00 to 11:00 or so then went to my office till 5:00. I went to three different general dentist, one endodontist, one pedodontist, and one periodontist. It is a hard program if it's a good one but I came out VERY prepared and confident in my skills and started off making $15 an hour right out of school because the quality of education I received. If you go to the programs where you finish so soon then you will start much lower. The doctors in your area are very familiar with all the schools around there and the quality of them. But also be weary of the schools that charge 15,000 bucks! That is unnecessary. Also, many tech schools offer financial aid. You will just need to arrange child care and some kind of income. I needed to take loan out for when I was in internship due to the crazy schedule. I really hope you make it work. You will always have a job and like I said it is a great career. Good luck!!!