Can I transfer money from credit card to debit card?
Credit Card’s are supposed to be used for making the payment for Goods Or Service.If you want to use it for taking cash out, you can use the balance transfer facility from the bank. It will cost you something around 4–5%.If you want to use Credit cards money to pay for something, then why dont you use the legitimate way. I came across this blog of Paydeck & I found it as the best solution for using my credit card on my wish to pay for anything:Pay with Credit card anytime, anywhere & anyone through Paydeck!Most important thing I found was: Your Reciever is not required to be on Paydeck. You have to be responsible towards the payment & you have to provide your Pan card while making the payment to verify, you are using your card only & you are not sending money to your own bank account, which is actually not correct use of Credit card.You can pay using your credit card for the following things through Paydeck:Purpose of Payment List: ( As available on Paydecks website )Home/Office RentHome/Office Security DepositHome/Office CAM chargesReal Estate Agent PaymentHome/office RepairContractors PaymentEvent Managers FeesInterior DesigningVendor PaymentTuition FeesCoaching Institute PaymentHostel FeesFor more explore Paydeck website.( I am currently exploring opportunity to work with Paydeck, as I had to take a 1 year break from my last job. I am not an employee yet of Paydeck. You can say a Fan )
How can I transfer my HDFC VISA credit card balance amount to my HDFC bank account? Will they charge me for this transfer?
First of all you can only transfer the Credit Balance of your Credit Card to your Savings Bank Account. Assuming that, you can simply call the HDFC Credit Card Customer Care and then place a request with the executive to transfer the Credit Balance in your Credit Card to your Savings Bank Account but remember to keep the Account Number handy for the confirmation.The credit balance on your Credit Card will be then transferred to your HDFC Bank Account and of-course the Bank will not charge any fee / amount for this transfer.Also alternatively, if you are a regular user of Credit Card, just use your card and the Credit Balance will be adjusted to your future purchases.As simple as that.. Enjoy Banking... The author is one of the founder member of Perfect Banker
Standard chartered bank transfer Help ! - Paypal?
im now scared as i am a 1st time user of paypal .. without noticing that i have to 'Start Process to confirm bank account ' function on paypal , i just went to standard chartered website and transfer $50 into paypal.. but the most scary thing is that i dont know which type of transfer should i use.. so i use a transfer called 'Interbank Payee' so .. in the interbank thingy, it shows the 'Payee's name' so i type in the paypal's name.. but in the paypal web, it show that instead of 'Payee's name' it write as 'Beneficial name' so now im scared.. anyone can tell me if i send in was correct through 'interbank' ? and also i sent the transaction thru Friday , so will it start at monday or will it start on Friday as the bank is not servicing on saturday and sunday.. PLEASE HELP !
Can a different bank cheque be withdrawn at another bank?
If you are asking whether a cheque of Bank A can be withdrawn across the counter at Bank B, then the answer is no.If you have an account with Bank B, then you will have to deposit the cheque for collection in your Bank B account. Bank B will then send the cheque to Bank A for collection.Bank A on receiving the cheque will validate the cheque and check if there is enough balance in the account of the cheque issuer. If the cheque is valid and if there is enough balance, then Bank A will debit the cheque issuer’s account and transfer the amount to Bank B.Bank B will then credit (deposit) the cheque amount in your account with Bank B. Then you may withdraw the money from your Bank B account.
How do I transfer money from my bank account to my PayPal account?
Step 1 Login into your PayPal account and click on Payment Methods tab. Bottom of the page you will see option Link a cardStep 2 Provide your debit card or credit card details.Card type -Select your card type such as Visa, master card or otherCard numberExpiry DateCVVAddress - Will display by defaultClick on Save button.Step 3 If PayPal accept credit card or debit card from your bank then you will get a display message that your credit card added successfully. Other wise you will get some error messageNow lets understand in which situation you want to add funds in your PayPal account.You want to purchase something online and site is giving as Payment option PayPal. In this case what you need to do is click on PayPal button. After clicking you will be redirected to PayPal site. Login into PayPal with user name and password. After login your credit card detail such as your card number, your name , amount to be deducted will be display.Verify all details and you are done with Payment.CREDIT CARD OR DEBIT CARD ACCEPTED BY PAYPALAlmost all Indian bank credit cards are accepted by PayPal. But there are only few Banks debit card are acceptable by PayPal to transfer money from bank account to PayPal account.Below I am providing name of bank and debit card type acceptable by PayPal. This list may be not 100 percent accurate because Its not possible for me to check manually all debit card of all banks, nor I can own all type of debit cards. If any card not working or any debit card is working, you can inform me by sending email and I will update the list. Contact information you can find on contact me page,HDFC Bank (Platinum Chip Debit Card)ICICI BankAXIS Bank (Chip Card)Indian Bank (EMV MasterCard World)Standard Chartered BankKotak Mahindra Bank (Gold Chip Debit Card)CITI Bank
What the differents between dabit card and cradit card?
A debit card (also known as a bank card or check card) is a plastic card that provides the cardholder electronic access to his or her bank account/s at a financial institution. Some cards have a stored value with which a payment is made, while most relay a message to the cardholder's bank to withdraw funds from a designated account in favor of the payee's designated bank account. The card can be used as an alternative payment method to cash when making purchases. In some cases, the cards are designed exclusively for use on the Internet, and so there is no physical card.[1][2] In many countries the use of debit cards has become so widespread that their volume of use has overtaken or entirely replaced the check and, in some instances, cash transactions. Like credit cards, debit cards are used widely for telephone and Internet purchases. However, unlike credit cards, the funds paid using a debit card are transferred immediately from the bearer's bank account, instead of having the bearer pay back the money at a later date. where as a credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder's promise to pay for these goods and services.[1] The issuer of the card creates a revolving account and grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user. A credit card is different from a charge card: a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers a continuing balance of debt, subject to interest being charged.
How can we transfer money from SBI Bank account to another SBI Bank account through online?
Well everybody has told you about SBI Online Banking. Well it is the most safe way to transact your money to any other account of SBI or any other Bank. But the main disadvantage of SBI Online Banking is that we have to add beneficiary and we can add one beneficiary in one day when we approve our beneficiary through OTP. If we have to add more beneficiary we have to approve the beneficiary through ATM.So if you want to transfer money in another SBI Account, then there is another way. I will not say that system is online, but it is ontime. It is Card to Card transfer and Card to Account transfer.It can be done with the help of ATM card in any SBI ATM machine. In this system you are not required to register and approve the beneficiary while the money is transferred instantly. You just have to know the beneficiary's account no. or his Debit Card no. It can transfer any amount upto the withdrawal limit of your debit card.This feature is available in every ATM of SBI.
How do I transfer money from a PhonePe wallet to my bank account using UPI?
You can not transfer wallet money to bank via UPI.However you can withdraw your wallet balance to your account linked with that UPI.There are two type of balance in phonepe wallet ,one is cashback balance(Non-Withdrawable balance) and another is added balance(Withdrawable balance) .You can not withdraw cashback balance to account however it can be used for another purpose such as recharge ,pay bills etc.And added balance can be withdrawn in your account. For this go to wallet section ,click on withdraw and then swipe wallet icon to bank icon . It will be credited in your account.Thanks
How can I transfer money into a Kotak Bank 811 Account?
There are so many easy ways to transfer the money in your Kotak 811 account which make your transactions easy and hassle free like…you can deposit the money in account by visiting any branch.you can transfer the money by using NEFT or RTGS.fastest way is IMPS you can do the IMPS to get money instantly in your account.you can use payment gateway using your Debit Card or Net Banking.Your 811 account offers you:Up to *6% interest p.a.Zero balance accountA Virtual Debit Card to shop onlineFree online transfersBelow are the some more benefits of having a Kotak Bank 811 Mobile App.And that's JUST the account. There's so much more you can do (more than 100 features!) with our best-in-class app mobile banking app:Transfer funds easily & on the go, without having to register a beneficiaryTrack all your Banking Transactions all in one placeShop within our app on Flipkart, PVR, goibibo and more with the benefit of seamless paymentRecharge your mobile & DTH subscriptions with easeUse Scan and Pay or mobilePay for your offline/instore paymentsPurchase and redeem Mutual Funds and keep track of your investmentsRegenerate your Debit and Credit card PINsSwitch your Debit Cards on and off if you need toPay your bills, open a Term DepositKotak Bank App requires following permissions:Contacts: This is required to allow you fetching mobile number while mobile / DTH recharge or sharing IFSC/MMIDLocation: This is required for Branch / ATM locatorPhotos / Media / Files / Camera: This is required to let you access gallery / click an image to set profile picture.Phone: This is required to let you dial customer contact centerSMS: This is required to auto activate the device during activation process.Please note that your data is safe with Kotak Mahindra bank. We do not share any information with third party without your initiation.