If my bank mistakenly deposits $1,000,000 into my account, am I legally allowed to spend it before they realize their mistake?
Once a bank deposited mistakenly 150,000 in my account, I took it all and when bank sent me a notice, I refused to pay. The bank then collected the money from my other bank account which was with same bank. The bank informed me that how mistake was done. It was due to same debit card number on diffrent accounts. I went to a lawyer and sued the bank 1. Mishandling accounts2. Intention to create negetive credit report (before this incident I tried to apply for a loan and bank refused it since I had bad credit score)3. Agnoy caused. 4. Mental harrasment. The case was judged in my favor and bank needed to pay me another 250,000 as damages. Court also ordered bank to pay 150,000 to the person who lost money and damages of 100,000 Soon after this the bank manager was changed and bank forced closed my accounts giving reason a really bad credit report and as a negetive customer. I again filed a case against them since no bank can deny your account on basis of credit report. Since now this time it was in media, bank settled the case outside the court giving me 500,000 and 250,000 to my lawyer. Later after a year I applied for a loan under certain special conditions and bank approved it without going for in depth investigation. I was unable to pay installment on time so they sent a recovery agent to me who tried to force money illegally, since I have CCTV installed, I had all proofs that it was bank's agent trying to harras me. I sent it all to my same lawyer again and before any case could be filed, a settlement was made in which bank closed my loan and offered me a million dollar as damages. I again applied for loan bank approved it and even I don't pay my installments on time bank never calls me or sends a reminder. You see you need to have presence of mind and a good lawyer.
What happens when you can't pay your lawyer?
It really depends on your situation. Most times, lawyers take steps to protect themselves prior to beginning work for a client; we'll talk with you about expected costs, make sure that everyone is on the same page, and take a retainer up front for clients that don't have an established history of payment. That way, if the first bill or two goes out and you don't pay, we're at least covered for some of the work we do.But despite the best intentions of everyone involved, occasionally a client's finances take a turn for the worse, and a few months into a matter, they no longer have the ability to pay legal fees. If this happens to you, the best thing you can do is bring the development to your lawyer's attention immediately. If you are straightforward and honest about your situation, many lawyers will at least attempt to work out a reasonable payment plan or settle a debt. Some may even be willing to convert a case to a contingency fee or blended rate to reduce financial stress on the client.But unfortunately, many clients who run into financial difficulties either (1) make excuses and promise payments that they later fail to deliver or (2) begin hiding from their lawyer. And if a lawyer is doing work for you based on a misguided notion that he or she going to be paid in full, you'd better believe that they will not be in a generous mood when the truth finally comes out. There, a debt for legal fees is going to be treated just like any other debt, with the lawyer either suing/initiating arbitration and seeking a judgment or placing a lien against the debtor's assets. Lawyers don't like suing their clients, and most will try to work something out, but clients who are seen as taking advantage of their lawyers garner no sympathy.
What can I do if my principal is not allowing me to take a transfer?
Transfer during the first year of articleship is allowed without without any hassle and it is your right as an article clerk to take it. Also, your principal is under obligation to sign your 109 if you wish to take transfer during the first year. Hence, he can't stop you.Well, the first thing that you can do is to be courageous and not be subdued by your principal. Often students don't realise that they have the power to make their principal agree when it comes to transfer but they get scared. easily.Try to reason with him and make him understand your point of view. Persuade him by negotiating with him.If all else fails, there is something which can be done although I am not sure how your principal will react to the same. This is something that I did when my principal refused to give me transfer during the first year and the time was running out. I tried to reason with him for 1.5 months and when he didn't agree, I stopped going to the office altogether and joined another firm of my choice where they were flexible enough to give me some time regarding submission of my form 109. Well he threatened my by sending mails that he will report me to the Institute but I didn't care much as any action he would have taken wouldn't have any substance as it was my legal right to obtain transfer. When he realised that I won't be coming back he had to sign my 109. Although I should warn you that by taking such a decision the number of my leaves increased which will extend my articleship duration. But I didn't mind it much as a few extra days/ months won't matter to me as much as working at a place where I didn't want to for 2 years.Hope it Helps.