How do you not get ripped off when shopping for car insurance for the first time?
The quick answer, by doing a healthy amount of research and comparing prices/policies. Using websites like NerdWallet and Coverhound are generally very effective when it comes to aggregating traditional insurance policies.However, there is an alternative to the status quo. By taking control of your own personal driving data you can get a Usage Based Insurance policy (UBI) that is specific to you. Compared to traditional insurance and the general blanket policies, UBI allows users to obtain a policy that is based on their own data and reflects their individual driving style.The way UBI works with Insurance companies is pretty simple, users will typically download an app or plug in a small device to their car to start collecting the raw driving data. From there the insurance company analyzes your driving data and gives you a quote. The downside to this is that there is no way to actually price compare quotes that come directly from a UBI provider and, you have to share raw driving data with them.That’s why using a UBI aggregator like byteRyde makes the most sense. I use the byteRyde app to collect my driving data which is then anonymously analyzed and in return, it gives me a driving score. It then takes that driving score and submits it to insurance providers and, they come back to me directly in the app with UBI quotes. That means I can compare prices right from my phone from multiple UBI providers and I don’t have to go through the hassle of dealing with insurance providers until I’m ready to switch.
Buying car repairs warranty/insurance will protect me from ripped off at any fix on my vehicle?
You know insurance or some call it warranty. I am talking about pay your own money from your pocket. Not the factory standards warranty. You get those when buy new car as extended warranty or used car as warranty benefit. Do it protect you from being ripped off? Or protect you from unnecessary repairs? I just thought those insurance do have their own repair adjusters. When something happened on your car, you can request a file claims for repairs to be paid by warranty company. So any store like sears cannot ripped you off or lied to you about what is problem with your vehicle because adjusters will show up at store and inspect the vehicles before approved for repairs. I know warranty/insurance is high price but protect your investment on long run?
How do I make sure that I'm not ripped off by my car service centre?
Sometimes folks think they're being “ripped off” because a job costs more than they expected. An experienced shop should know how to prepare an accurate estimate. And know how to prepare a customer for potential issues. But what about actual dishonesty? Very few people ask to see the old parts. Ask them to show you visually what the defect was. Ask questions. Even if you have absolutely no idea what an EVAP vent valve is, ask for an explanation. Does the story keep changing ? Or does this sound plausible. Here's a common scenario. “You need brakes”. Ask very SPECIFIC questions. Don't just ask how low are they. The answer will always be “pretty low”. Ask “how thick are the pads on my car, and how thick are brand new pads? Watch the dance. Is the shop employee acting antsy, or are they actually taking the time to show you that your vehicle does in fact need the brakes repaired quite soon. Compare recommended services with your actual owners manual. Some flush services are required maintenance at certain intervals. Others are fluff. In short, ask for explanations. But don't be surprised if the diagnosis for your check engine light varies from your Google search results. And on the subject of diagnosis, obtaining a trouble code in a parking lot should not be confused with diagnosing a problem. Any reputable repair shop will charge a fee for diagnostic time.
Did I get ripped off on this car deal?
First of all, CPO designates the vehicle as “Certified Pre-Owned”, which offers some huge advantages to the New Buyer: The Selling Dealership has performed a Complete Service & Safety Inspection on the Vehicle to discover any problems that may exist (Possibly offering you a Service Warranty?); also they have tracked-down who holds the Current Vehicle Title (Finance Company; Because they do not maintain the Title at their location). Therefore the $895 you were charged for CPO should be viewed as a Bonus to You, giving you some Peace-of-Mind.Regarding the other $1869.85 that was added to your invoice, there are a few reasons for this number: Car Dealerships do not sell their vehicles for Free & there are certain fees that they must charge (Commissions to the Sales Staff, Vehicle Prep for Delivery, State Title Documentation Fees, the Cost of Obtaining Your Credit Report & Financing with a Willing Financial Institution and the State Costs of Temporary Registration until you receive Title/Registration Documentation from your State of Residence. Also, there is a Risk placed with the Dealership regarding Insurance of Their Merchandise until Your Automobile Insurance has taken affect.) in order to place you in that vehicle.Lastly, because You live in New Jersey & the vehicle may have been Previously Titled in a different part of the Tri-State Area, Interstate Commerce Tax may have come into play.The only way you could have reduced the amount of these “Fees” is if you had either gone into the Dealership with the Full Amount in CASH or been Pre-Approved through Your Banking Institution for the purchase of a vehicle within this price range. (The Dealership would have still assessed their Sales Fees for their Profit Margin.)I think you are fine & you should be happy with your purchase.
Have I been ripped off at my car dealership?
Last summer I bought a used 2004 Chevy automobile. It is your typical five passenger, 4 cylinder car, nothing fancy about it. The payments are 239 dollars a month for this car. I felt squeezed into this deal; but I couldn't mess around looking for another because my older car had serious problems that had become too expensive to even think about dealing with. At the time, I wasn't too happy with the 239 dollars, and now I am furious. I see ads on TV for BRAND NEW cars for the same amount of money that I pay for my USED car!!! Yeah, I am a woman. I have been played around with by a cheesy dealer. The question is: what to do now? Continue paying too much? Renegotiate? Trade it off? How can I settle with the bank if I do that? I also would like to know how to avoid being such a sucker the next time. I have one clue: don't start looking for a new car with an almost dead car on your hands!
How would my mechanic know my car is bad? Am I being ripped off?
Normally you’d do a back pressure test to verify restricted Cat. Also a laser thermometer can give you a good indication. If your check engine light is on there may also be a Cat. code or 02 sensor/air fuel ratio codes which are also a good clue as to whether or not Cat. replacement is needed. If your in doubt you can always bring it to another shop for a second opinion. Especially since generally Cat. replacement isn’t cheap. Good luck and hope this helps.
What can I do when I got ripped off by a car dealer ship?
Hello,There’s nothing you can do, but to be careful for the next time. It has also happened with me quite a few years ago but from that I have learnt a lot of things. Now I have changed my mindset of buying cars from the regular dealers to importing a car directly from Japan. I used few companies for this but the one I like the most is Jinjidosha Japan as their customer service and product quality is very good.I also recommend you to visit their website if your are looking for a car for yourself I am sure you will definitely find a best option for yourself.Thanks!
How do I compare used car prices to see if I am getting ripped off?
Decide first which model and make of the year you want 5o buy then search for similar models in gaadi.com, olx, amd another prominent site.After looking at multiple sites you will have a faire idea of the pricing of the models. Now deciding actual price is another factor when you actually see a car.You have to follow and check certain points based on which you cam do final valuation, but that is another topic.