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College Funds Someone With College Experience

What was your community college experience like?

Personally I had a great experience in community college. I went to el camino college (which is near Los Angeles) and transferred after two years to UC Irvine. Transferring is not all that difficult especially if you go to a community college that is local to or part of the same system as the college you want to transfer to. Anyways I graduated in 2011 and most of my closest friends are the ones I met at junior college. It also have me a chance to compete in track for another two years I saved a ton of money and it gave me a chance to figure out what I wanted to study and major in without dropping thousands every year. In all I had a great experience, saved at least $20k, I graduated from one of the best schools in the country, and my total tuition cost for all 4.5 years was about 35k. (Less than one semester at USC).

The "College Experience"?

They say one of most important things about going to college is to enjoy the college experience.
That in college, your mind will be broaden and it will open your horizons to other opportunities, but other people think it makes you more indecisive which ultimately leads you into changing majors and spending more years in college which means more debt. They say that you will improve your social skills while other says you just get drunk and wasted, play video games, and go to parties alot more than in high school. They say that college will give you better career opportunities, and it does not matter you what major you went into, a college graduate lives better. Other says that many college graduates are unemployed, living with their parents, and have mountains of debt.

I am a Senior in High School, and this two sides are really confusing me. What is your take on "Going to college or not" debate?

I never had the college "experience" because I lived at home to save money, did I miss out?

Yes. I figured this. I have heard good and bad stories I think it depends who you room with.

@ Mellisa, I went to college for my major, but now I can go back for my minor, the question is whether living in a dorm is a life experience thats worth it.

What happens to a college fund if someone doesn't go to college?

Assuming we’re talking a 529 college savings plan, either:It can be cashed out and used for other purposes, however, this comes with a substantial tax penalty.The account can be used to pay for someone else’s college expenses, such as the children of the original beneficiary. The beneficiary of a 529 can be changed at any time.

Community college ruins college experience?

Yes, you should totally do community college first. That is what I did and I have no regrets. I don't think you really miss out on anything.

No experience college student?

Try snagajob.com. It's where I got my job. Also if you actually go to an employer's website, like Macy's and Sears they have an updated list of job openings. You'll find something, you really just need to spam resumes and applications.

Good Luck!

Boyfriend wants the "College Experience"?

My boyfriend and I have been together for almost 2 years now. The first year and a half we were going to the same college close by. His plan was to move 3 hours away to go to another college, and he did just that a little over a month ago. I stayed here, and was planning on moving down there with him in January.
But now I don't think I should because of the things he's saying.
All we do lately is fight because we're in a long distance relationship, he does things even though he knows I'm uncomfortable with it.
Sometimes he'll say things like he feels like I control him, or I have expectations of him, and just last night he said "I'm only a college student once, I want to have the college experience."

And just to clarify, I've never done anything controlling, I've only told him how some things make me FEEL. I've never told him to not do anything. Nor have I held any expectations of him.

I told him we should probably break up then because I don't want to be a part of that. He was always telling me he was going to school so he could make OUR future better. Now he's saying he wants the college experience and such. Which isn't something he even showed any interest in before lately.

Every time I try to tell him we should just break up then, he fights it. He doesn't want to break up, he loves me, all that stuff. But I refuse to be resented because I don't want him doing the college party bull crap, and I refuse to just suck it up and deal with it.

What should I do?

Is being $200,000 in debt worth the college experience?

They say that you should never take out more loans than what your estimated yearly income is after you graduate. I'll take a wild guess and say that most, if not all, careers where you make $200k+ a year require you to go to graduate school. So, that means that while you're in graduate school trying to get a degree that would get you enough money to pay all of those loans off, you'll also have to work full time to start paying back those loans, AND you will be accumulating even more debt because graduate school isn't cheap either.

What school are you looking at that is that expensive? I'm assuming you're looking at a private school. Have you went onto their net price calculator? A net price calculator calculates all the tuition, fees, etc, and then gives you an estimate on how many scholarships and grants you'll receive. You can find most net price calculators for different schools by going to collegeboard.org. You'll notice that most private schools are very generous with grants and scholarships, so it most likely will not cost you $200k.

I personally am taking the cheapest route possible. I go to a public school in my city and live at home with my parents. It's not a community college, it's a public 4 year school, so I am getting a pretty decent education. The best part is that I will be graduating with no debt. I chose this route over going to my dream school because I decided that I want to save up as much money as I can to go to my dream graduate school(and THEN I'll hopefully be making enough money to pay off student loans from that, AND I can focus on my education instead of working full time to pay off my loans from being an undergrad).

You can still get the college experience if you don't live on campus. There are many activities to do and clubs to join that don't require you to live there. Also remember that the price of the school does not always equal the quality of the education that you'd be getting there.

In the end, it's all about your career choice. If you're not going to graduate school, maybe you could afford to go into some debt(average is about $30k). It's almost guaranteed that you will not be able to afford $200k, though. Also, don't listen to your friend or teacher. Try talking to a guidance counselor. Good luck!

How do people without university or college experience make a lot of money?

Work to make capital, do business and invest.Loaning out money is even a business.A degree is a lot about passion as opposed to making money (I mean it does make you more money). Scientists usually don’t become one for pay but for acquiring new knowledge and the power of science. They do get paid well… they are f’ing scientists.I agree with Dimitris that you don’t really need a degree in business to do business, but it helps with theory. FWIW, business management doesn’t teach small business… you need to go specifically for small business. Nothing beats actually doing it though.It’s getting harder and harder without extra training to get the wages everyone expects.

Why is college so expensive in America and is the college experience often overrated?

College is expensive in the U.S. because people have lobbied for cheap college money.Economics 101 tells us that when more money chases the same number of goods, the price increases. Government college loans and loan guarantees made a lot of cheap money available for college. This in turn allowed colleges to jack up tuition.As to the college experience, the loans don’t discriminate between good investments (medical, science, engineering, etc.) and bad investments (Asian Pottery Appreciation Studies). So far more people pursued worthless majors than the market would normally bear. The result is dissatisfied graduates with huge piles of debt and few job prospects.Worst of all, some shrewd politicians are dangling the idea of forgiving these irresponsible loans. When you rob Peter to pay Paul, you can always count on the support of Paul. In this case, the “Pauls” don’t realize that it is these very loose college funding policies that got them into their predicament in the first place. (That, and their poor schooling choices).

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