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Dirt Bike Insurance In Ontario

Do you need insurance for a dirt bike?

you really don't need it,but its a good thing to have in case you do wreck it or it gets stolen,and its cheap enough to have, i have it on mine,and its 97 dollars a year ,that's cheap enough for me,,but id get it anyway you never know what could happen to it,,good luck,i hope this help,s.

Legal consequences of riding a dirtbike on the road?

I recently moved out of my parents house and had to move all of my stuff. One of which being my dirt bike. I don't have a truck so I was forced to ride it on the road to my new house. With that being said, the house is only about 75 yards away, so it's not like I got on the highway or anything. I was wondering what would happen if a cop were to see me and pull me over. I think I might be able to talk my way out of it (since the house is so close), but what would happen in the worst case scenario? I live in MD. I wear a helmet and don't ride like a dumbass, if that means anything. As far as I know, I wouldn't get arrested or anything, they'll just impound the bike and maybe put something on my record. Anyone else know more info?

Thanks.

Do I need a license to drive a dirt bike? I currently live in Arizona, I am 17 and I have a driver’s license. Do I still need some other license to drive an ATV (four wheeler) or a dirt bike?

If you want to ride these vehicles on private property, you don’t need any license at all.If you want to drive them on any public highway or property, you do need a motorcycle license for the dirt bike, and a driver license for the ATV.As a matter of fact, if you try and drive a dirt bike or ATV on a public highway, you would probably get a ticket even if you DID have an appropriate license, unless they were properly registered, licensed and insured for travel on public highways. You might get the dirt bike licensed if it had appropriate equipment, but very unlikely that the ATV would be able to be registered and licensed, and I don’t know of any insurance company that would give you such a policy.

Do you need insurance for motorcycle if under 21?

As stated above you don't need insurance. I'm in the same shoes as you, 18 and live in Orlando, Florida. It's just great to have because you have to be able to have the money if you get into an accident.

When you register the bike they don't ask for insurance or anything, just for the title and your license. Also, you get a "special" license plate because you're under 21. It says in big bright red underneath the tag "UNDER 21".

Also, when a cop pulled me over he just asked for my license and registration.

What's the average cost of supplemental insurance for Medicare?

Medicare supplements vary in cost based on your zip code and your age when you acquire the policy. In addition, there are about 8 different choices of plans which are designated with a Letter, such as Plan G, Plan A, Plan N and so forth. Each has different benefits. The least expensive would be one that has a high deductible. In other words, they wouldn’t pay anything until you have met that deductible. That plan is called Plan F (high deductible) That plan could be as low as $40 a month. Better plans, which cover the remainder of whatever Medicare approves, with no deductible, could cost around $160.00 a month. There is a broker agency called GoMedigap.com that I like. They are very helpful in finding people the best plan for them. There is no charge for their service. (I have no financial interest in that company, I just have had good experiences with them in helping our patients get the plan they need.)

Can you drive dirtbikes on the road?

you can if it is street legal and you have a motorcycle license. It has to have blinkers, taillights headlights.... you also have to have insurance. It is expensive because of liability.

What could happen if I lie on motorcycle insurance?

I want to buy a bike (motorcycle) but insurance is ridiculous. I'm 24 almost 25 in two weeks (which is why I have waited so long to get a bike thinking my insurance would drop like everyone says). I already have a license and took a safety motorcycle class. I have rode dirt bikes all my life and now want to get a sportbike. I have called almost every insurance company (major ones mostly and a few small local ones) all want me to pay $200. to $500 a month! That's almost $3000. to $5000. dollars a year! I could almost buy a new bike for that!

My question is, after doing online quotes I found that if I lie (or bend the truth) and say I have rode for 3 or 5 years the insurance drops to about $100 dollars a month! Which is great. Now I haven't rode a bike on the road, a lot, or close to 3 years, but I do know how to drive, and I have no speeding tickets or accidents, so I'm safe. I just want to know, what's the harm in saying I have experience when I do, but not in the way they think. Are they really going to catch it or really care all that much? Is this a major deal, or do people do it all the time? I know people lie when they get insurance, like no one reports tickets or accidents, especially if they get them AFTER they get insurance. Let me know if there is ANY other ways to get insurance cheaper, I would love to have a bike and would appreciate any advice.

I am interested in learning to ride a motorcycle/dirt bike. I am 17, live the suburbs, and I have no friends who do this. Where should I start?

First, hit the books and pass the written test. Get the Official Ontario Motorcycle Handbook and Driver’s Handbook (free at http://dh.aca.cc or buy them in Shoppers, Canadian Tire or Service Ontario office - the price is the same everywhere). Do not buy any “practice tests” and do not use them to study for the test. Everything you need to know to pass the test is in the Official MTO Handbooks. You need to study from both, so I suggest you do both the G1 and M1 test at the same time (if you don’t already have a G class license) - it will save you time and money later.Once you get your M1, sign up for an M2 course. I recommend those ran by colleges as opposed to private companies. Centennial, Humber and Sheridan colleges all offer motorcycle courses. Pick the one that’s closest or most convenient for you.M2 courses provide motorcycles and are held by experienced trainers that will teach you everything you need to know to pass the road test at the end of the course. They are also tax deductible and will lower your insurance.I passed my M1/M2/M as a new immigrant with 20+ years of riding experience. I strongly recommend courses for any new rider in Canada. I also worked for Service Ontario, on driver written testing among other things.Good luck and keep the rubber side down :)

Scooters Law Ontario?

How old do you have to be to drive a scooter in ontario thats 50cc or below? Does it need to be insured? What class of license is it? Do you need a different class if its 50cc+, thanks

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