Is it possible to bring your parents to live in Australia if you are a permanent residence holder?
You can definitely bring your parents to Australia if you are a permanent resident. The most important condition you need to meet is the Balance of family test. Check out the link belowBalance of family testThe balance of family test requires that at least half of a person’s children live permanently in Australia, or that more of their children live permanently in Australia than in any other country.If you meet the requirements of Balance of family test, you may apply for your parents under the standard parent visa (subclass 103) category or Contributory parent visa (subclass 143) category. The difference is that the standard category takes a lot of time (current waiting times at 10–15 years) and Contributory parent visa (subclass 143) category is quicker (1–3 years) but it requires you to pay higher visa fee for faster processing. Contributory parent visa (subclass 143) category requires a payment of approx $47,120, plus a bond of $10,000 to cover any welfare payments made over a 10-year period. If you wish to bring both your parents to Australia the total would be approx $105,905.All the best.
No insurance accident. Can't afford to pay damages. What are my options?
You don’t indicate a number of facts which are important in providing an answer.Were you deemed to be at fault for the accident? If so (and depending upon the U.S. state) you may be required to pay for damages (and injuries if any) to other partyAre the damages to your vehicle severe enough that it is undriveable? If so, public transportation for you.The other driver may have coverage called uninsured motorist for your actions, which if you were at fault means that his/her insurance will take care of the damages/injuries for their customer.However, in the event that the other insurance company pays their client, they are going to want to get their money back.From YOU.Depending upon the state, you may also have issues with the DOT, and they may revoke your license and require you to file proof of insurance before you get it back.And oh yeah, when you look for insurance now, it’s going to cost an arm and a leg. Insurance companies don’t like irresponsible people.Good Luck, and thanks for the A2A.
How does rent assistance work (centrelink)?
Just from the start what are the procedures of getting centrelink rent assistant.Do you have to find your own place first and tell centrelink or do they find it for you.Do you need a certain amount of money in your account.Do you pay weekly of fortnight rent.
Should I send a clingy child to preschool earlier?
if you send him to preschool unprepared then it will be more difficult for him to adjust to new surroundings with new people... make him well adjusted first with your current situation before introducing another... when other kids take his toy, it is your cue to teach him social skills... no hitting, no biting, no kicking, no screaming... so if I were in your position I wouldn't let the other kid get away with murder and I would either (firmly albeit nicely) tell the kid that taking things like that is not nice and that we should share or wait for his turn to play with the toy OR I'd call the attention of the kid's mom. That way your child learns that every child should behave and nobody is an exemption. Also, choose a playmate who is nice to him and help the kids bond at the beginning and leave them to lead their play once they are comfortable with each other. He will learn to make friends by himself in the future. Honing his self-esteem is your sure way to make him more independent.
Retirement: What's the difference between 401k and Australian superannuation?
I cannot respond to the Australian program as I have no experience with it. The 401(k) program is part of the US tax code and allows an individual to take fund$ (up to $18,000) out of her/his salary and place this (untaxed) money (matched at the discretion of their employer, often up to 5% but may have constraints like "must be employed on 12/31 of year to retain that year's match" or a vesting period) in an investment plan chosen by the employer, not just any investment company offering. This plan is frequently with a large investment company: either the full breadth of their offerings or the employer's reduced choice list and may have investment councilor/s to assist employees in their choices. E.g., so Jane Doe earns $150,000 and takes out the full $18K; her salary is now (for tax purposes) only $132,000 minus her other deductions. Her employer matches up to 5% but only offers her ten "fund" choices: an Standard & Poor's 500 index, an International fund index, a small-medium business fund index, a bond fund and a government securities index (with a further five funds established as Lifecycle funds that are apportioned fractions of the other non-L funds). Jane can choose which of the ten (or proportions of each) she'd like to invest in. Certainly, on the first 5% of her salary, Jane has a 100% effective return (the match) on $7,500 so she's "banking" $25,500/year for her retirement, not just $18K. Given the actual activities by Jane's co-workers, it's possible she's only putting money in the Government securities fund (and barely beating inflation thereby) but on the other hand, she's not losing money either (all of the other funds have occasionally posted losses.).The real bites are in the management fees charged and the actual rates of return; often the latter is less than the former. :( Investors who read the prospectus can see the fee schedules if they are diligent and persistent.
My landlord offered me money to move and i said yes and now i don't want to no money has been received can i? ?
i've lived in a rent controlled housing building for 2 yrs and now the new owners want to pay me to move because they say i go over the income i said ok but still haven't got any money from them and i don't have anywhere to go because the apartment i had in mind didn't go threw and now i can't move can i pull back?? being that my lease is still active???
Can parents kick out an 18-year-old in year 12 even though he's still in high school and hasn't graduated yet in Australia?
A real parent cannot kick out a high school kid, for any reason. If they do so, they are “pseudo- parents”. Legally, you are an adult therefore, they can kick you out. But its horrendous act and the so-called parents have to remember that they are on the decline of their lives and will need love and care at some point in time.It is the responsibility of the parents to provide their children with good education within their means, help to grow physically and emotionally and provide moral support to be socially acceptable individuals. Parents are not merely a baby-making machine with an expiry date on kids.
What can I do to get payment from the bank if I lost my fixed deposit receipt?
Nothing to worry.You contact the Bank in person.In case of joint accont, joint holder may also be accompanied. Any how, even if the joint holder is not available you may contact the branch.On the basis of the ID proof, bank may consider to issue duplicate receipt, with or without indemnity.It is suggested that if deposit is made online, you can generate e-receipt any time and this is valid throughout the tenure, there is no need of storage of physical receipts.