Because Obamacare health plans cover less than 7% of the whole population.The first thing to understand is that health insurance in the U.S. is tiered in the following ways:Age (twice — 26 & 65)Income (Medicaid)Employment (Employer Sponsored Insurance)Military Service (VA)Heritage (Indian Health Services)Individual (Non-Group) CoverageNon-ObamacareObamacare PlansGoldSilverBronzeEven after all this “tiering,” we still have about 9% of the population that’s uninsured — meaning they don’t have any health insurance. (Footnote: there’s also millions of Americans that are underinsured because a single major medical expense — say $5,000 — could easily bankrupt them and medical expenses remain the leading cause of personal bankruptcy in the U.S.).Here’s how the (non-profit) Kaiser Family Foundation calculates the number of people by general insurance type for 2016 (latest full year):Employer: 157,381,500Medicaid: 62,303,400Medicare: 44,550,200Uninsured: 28,051,900Non-Group: 21,884,400Other Public: 6,192,200Total: 320,372,000Obamacare plans are considered a part of Non-Group coverage because they are individual insurance policies. The whole category of Non-Group (both Obamacare and Non-Obamacare health plans) accounts for less than 7% of the total U.S. population. [1][1] Health Insurance Coverage of the Total Population
Medicaid:Medicaid is a social welfare program designed to provide healthcare coverage for the poor in the United States. Certain people with disabilities can also qualify. Funded both by the federal government and individual state governments, the healthcare program was created to help provide health insurance to people lacking the money or resources to afford coverage. Each state has its own eligibility requirements and policies. The key thing here is: it’s a health insurance program that’s provided and run by the government.Obamacare:Health plans under Obamacare are not provided or run by the government; the government merely helps you find affordable, health coverage through its health insurance exchange (Health Insurance Marketplace ’s “Marketplace”). In some cases, though, you may qualify for an Obamacare subsidy (a sum money from the government to offset some costs) to help you pay part of your monthly health insurance premiums.“Obamacare” doesn’t actually refer to a specific health insurance plan or program. When people say “I have Obamacare,” what they actually mean is “I’m covered by a health plan made available through Obamacare.” The Affordable Care Act (“Obamacare”) made it so that private health insurers could provide consumers with more affordable healthcare options.Important to note: plans offered by private insurers through the Marketplace (“on-exchange”) differ from healthcare plans that those same private insurers offer outside the Marketplace (“off-exchange”). You can read more about those differences and why they’re different here.
Honorable medical discharge benefits?
Why would you get BAH when your husband isn't working anymore? He would have to be in the army for twenty years before he could retire, injuries or not. Your husband can sell back his saved vacation days before he leaves for a little extra cash though. Now if your husband has medical issues, he can go to the VA hospital now and get them taken care of. There is a slim possibility he could get some disability pay, but it likely won't be much, and might take a year to go through the system. He doesn't get the GI Bill because he hasn't been in long enough, but he can get GI home loans and gets preference on civil service exams. Edit: Actually, the poster below me is wrong. Any veteran whose income is less than a certain amount can get treatment at a VA hospital. It's a change of policy from the Obama administration.
Congress has had plans straight off the exchanges from day 1 of Obamacare. This counts as private insurance since Obamacare is, yes, implemented entirely as private insurance. Congress does receive a subsidy for their premiums though so they don’t notice how much more old people pay for premiums compared to young people.I don’t know how VA works with private insurance. My understanding was that VA requires that you go to a VA facility and it’s entirely likely that there’s a better cancer center outside the VA in Arizona. You’d have to ask him why he chose one over the other but that is my guess.
Can I drop my insurance and get a medicaid card?
KS welfare did not decline you because of your other insurance. You can have other insurance and Medicaid at the same time. In these cases the other insurance is primary and Medicaid is secondary. They declined you because you are not eligible. KS welfare generally doesn't give benefits to able bodies people, however, they do have a program that they give benefits if you are a parent of children under 19. To qualify for a family of 5 you must have countable income under $558 monthly. To figure countable income: the earned and unearned income of the child and the adults they are living with must be considered. This includes wages, unemployment benefits, Social Security (except SSI), VA benefits, and child support to name a few. A $90/month work expense deduction is allowed for each person with employment. So if your husband is the only one working you can subtract $90 per month off of the income and then if under $558 monthly you qualify.
Unless there is some side deal involved you will receive a notice that you are no longer covered unless you are willing to pay an astronomically high premium, or you are eligible for state MEDICADE or similar program. Basically you need to get your affairs in order just in case….You and tens of thousands of others. If you’re a veteran you might check in with the VA… if they have funds available they won’t let you die… but if there are no funds…. let’s hope there are!
Why is the GOP campaigning on repealing Obama policies so they can enact Obama policies?
The Republicans unveiled their new agenda for governing if they take control of the legislature, and among the things they would like to do is repeal what is popularly known as "Obamacare" and replace it with several Republican health care reforms. You can find a summary of their ideas listed on their website here: http://gopleader.gov/UploadedFiles/Summa... Okay, so here's the thing... that's Obamacare. "Allowing Americans to buy insurance across state lines..." is a summary of section 1333 of the bill they voted against. "Encouraging Small Business Health Plans..." is part of section 1312. "Promoting healthier lifestyles..." is something Republican politicians, pundits, and candidates such as Glenn Beck, Rush Limbaugh, and Christine O'Donnell have all been attacking Michelle Obama for promoting. Why is it tyranny when she does it but just common sense when they want to do the exact same thing? "Establishing Universal Access Programs to guarantee access to affordable health care for those with pre-existing conditions..." Republicans fought anything like this tooth and nail when Democrats proposed it, but pre-existing condition protections went into effect today. "Prevents insurers from unjustly cancelling a policy..." went into effect today. "Allowing dependents to remain on their parents’ policies..." the Republicans say through age 25 and the current law says up to age 26, but it's the same thing at the end of the day. Oh yes, and it also went into effect today. So apparently Barack Obama isn't so much a Republican as he is what they aspire to be. Seriously, is "we want to repeal everything the Democrats have done so we can waste legislative time passing the same laws" the best the Republicans can come up with? Couldn't we just save some time, cut out the middle-man on that process, and move onto something new?