What is the best way to ask your boyfriend for money?
Situation 1. You loaned money to your boyfriend, who promised to pay you back.“Hey, [boyfriend], I would like you to pay me back the money I loaned to you. When is your next payday? We can work out how much you can afford to pay together.”Situation 2. You are in need of money for rent, bills or other important payments, and are low on your own funds for some reason.“Hey, [boyfriend], I’m running a little low on money. Could I borrow [amount] from you for [rent/bills/etc] and pay you back when I get paid next?”Situation 3. You want money to buy something.“Hey, [boyfriend], can you give me some money? I want to buy [item/s you want to buy], and I don’t have the money for it yet. I’ll pay you back when I get paid.”Always, always, always, offer to pay back any loan you get. If they then say not to pay them back, you don’t have to but paying them back still might be taken as respectful for their property and their earnings.Never ask for money you can’t pay back within the foreseeable future. Getting money as a gift is fine, so long as you didn’t specifically tell them to give it to you. (Excluding: “What do you want for Christmas?” “I don’t know, maybe just give me some money and I can put it to use on whatever I need down the track.”)
What can I do when someone owes me money and doesn't pay me back?
Decide whether they even have the ability to pay you first. If they really cannot pay, chalk it up to experience and move on.If they have the money, but are trying to screw you, consider that a declaration of war. Take them to court.If they lied to get your money, call the pokice and charge them with fraud.Be careful…Many people that are owed money get mad and say things that make collecting the debt turn into YOU in jail.“Extortion” is a crime. If you say. “You better pay me or I'll tell your boss you stole from me (or any negative consequence),” you may be in big trouble.As an employer I've been stolen from once big time. Saying “I'll ruin your reputation in this business is you don't pay” is extortion.The better way to say it is… “I'm calling the police and talking to the Prosecutor. You've had your chance to pay. That's going to rightfully get you known for who you are… A thief.”Notice I no longer asked for money. That actually worked for me. He begged me to take the money. I told him he could talk to my lawyer. The lawyer collected, and got his fee from me former employee. The guy signed a statement that he reacged out to pay the theft back of his own free will. It was written to keep him out of jail and to clear me of extortion.
A non rude way to remind someone they owe you money?
"I know times are tough right now, but I really need the money you still owe me. I've given you ___ months to pay me back, but I guess it might have just slipped your mind. Perhaps we could figure out a payment plan if you can't afford to pay all at once, but I really need to get my money soon."
How do I decline a friend asking for money and this is not the first time?
How do I decline a friend asking for money? We have been friends for over 5 years and she has asked for money many times in the past. Whether it's for rent, food, bills or transportation, she has asked me before. It has been 3 years that she has been asking me. It is every month or every other month. I remember one time it was every week for a month. She pays back what she owes but there a multiple times she hasn't and it all adds up. I'm so fed up. She doesn't have a stable job but lives in a place she can barely afford by her paycheck. The main point is that I feel used and don't want her to be using me, but I don't want to lose or upset a friend. And no, I never asked her for money! I don't want to feel like I'm a open bank account to her.
Someone owes me money, but are ignoring me and not answering my messages. What can I do?
From you post, it sounds like this is a friend of yours. I think the public shaming idea is NOT a great idea. This is why there are so many warnings against the friends and family loan. My suggestion is that if the amount is not very high, it may be best to forgive and forget the loan. Consider this the price for learning an important life lesson. If the loan is a lot of money, I would suggest looking into your legal rights to collect your loan. It will be good if you have something in writing to show the nature of the loan and expectation of payback.Money can create lots of friction in relationships, and some best practices for a loan request are: learn how to politely decline,loan and be prepared to forgive the loan, orhave the loan agreement legally binding and be prepared to lose a friend.Here is what a "decline" conversation might look like. "As much as I'd like to help you, I don't feel comfortable in loaning you the money. I have had bad experiences with this in the past where my friend was not able to pay me back a loan. It made our relationship awkward, and ultimately it ended badly. I value you as a friend, and hope you understand."
My friend doesn't want to give my money back, what to do?
Already you've learned a few good lessons from this experience. Never lend more than you can afford to give away. Always put any financial transactions in writing, so you know when you will get your money back. And friendship can be destroyed by money. I think your friendship is over, so now you have to decide how badly you want your $2000 back. If it were a smaller amount, I'd say just write off the loss as the cost of a life lesson, but $2000 is a lot! It's worth seeking legal advice, although if you don't have anything in writing, you will struggle to prove that you did lend the money to your friend on the understanding that he would pay it back. It wouldn't hurt to tell your friend that you're tired of waiting for the repayment so you are ready to seek advice - you might at least get a partial repayment! Don't feel bad for being naive, just because you trusted your friend. Countless people have made that mistake - the trick is to learn from it so you don't make the same mistake again.