Is AirHelp a legitimate company? They are asking me for my bank information to send me money, and I need to know if they are trustworthy.
I would never give out my bank details to anyone, not even IRS (not that they will ever ask)! If you are sure AirHelp really owe you money, let them transfer through PayPal, or Zelle (zelle if you have Chase or Wellsfargo) and you are familiar with smartphone apps.Beware of scamsters!Beware of fraudsters!Beware of scheming ligitimate looking companies or individuals!
One person asked me to give my bank account details so he can transfer the money. Is it safe?
Nope nope nope.Giving out your bank account information is harmful, regrettable, dangerous and a massive list of other insulting things. This has become more and more popular lately umongst millennial and many many other people in the older generations. You here about older people being scammed on a day to day basis. Papi Joel keeps getting random calls from hackers pretending to be his grandson in trouble so they get money wired to them or even direct checking information to just take it. It's upsetting. While banks are getting hacked and cleared out all the time, keep your personal data safe while you can.Something I've seen in recent social media is people asking if you'd like to “make some money real fast” by just “flipping” what you send. Again, what a scammy scam scam that is. I'm a gay guy on dating apps like Jack'd and Grindr and it happens so very often where fake accounts will send you a message saying they work for Western Union and it can be hush operation if you send them something. Long story short, I've never fallen for it and I'm not going too. People will come up with any attempt to get your information. For those who actually want to send you money or receive it as well have actual options.I use “Google Wallet” as my handy dandy “mom can I borrow money” tool! (Now that borrow thing doesn't happen often but when it does, Google Wallet is handy.) I set up an account with GW by filling in my bank account information as well as basic information and done. This is secure on Googles side and acts as an interface between the accounts sending and receiving. I prefer this over sending account information anyyyy time! GW will pull the money from your account, send it to the GW account and then the receiver can choose how they want to deposit it and vice Versace.People have used other tools like Venmo, SnapCash and other ways to transfer money without giving their immediate data to others. These tools are safer, more efficient and overall not scary.
Is it legal for HR to ask for a bank statement for salary details?
It is not the point of legal or not since it is not a crime but a diplomatic policy followed by few corporate in this world.first of all, in the pay slips it is clearly mentioned that “PRIVATE & CONFIDENTIAL”. Then what is the need of the HR to poke into the private matter? It is simply of no use.second of all all the company do have a pay scale or a financial slab in which the salary is fixed for the employees. If the candidate is showing some sorts of experience and if he can crack the discussion rounds with the company people then what is the need of pay slips and bank statement. Just offer the job. By the way, does company need private matters to get disclosed or the talent of the person.Just for a negotiation HR reject a person who is technically too good.“CORPORATE ARE NOT DIPLOMAT , THEY ARE SIMPLY HIPPOCRATES.”
Someone asked me about my bank's Swift Code. Is it safe to give this out to them including my account number?
It's hard for me to even consider this a "real" question. I'm going to have to assume you just discovered the Internet because this scam is as old as email itself. Financial rule A (don't know really if that's true, but it should be) You don't get money for nothing, always remember that. My questions, Did you enter this raffle? Or, Is this the first time you've heard of it? If your answers were No and Yes, in that exact order, red lights should be flashing in your head right now. Even if you win a bi-gillion dollars in the lotto you still had to buy a ticket. A little more FYI, if some guy emails you and says he wants to give you a huge chunk of cash just for letting his "company" use your bank account for holds or something it's a scam. If you get some email saying this person left a bunch of money to a person who can't be found and has no other family, so if you please take it we just want a resolution to the problem. Just give us your bank account number, it's a scam. I could go on all day really, but these are the most common. It's all common sense really, just refer to rule A.
How can you tell if a craigslist buyer email is legit?
100% scam. There is no buyer. Notice how the scammer doesn't call what you are selling by name? He uses the generic word "item" or "merchandise", that is because he sends the same stock copy/paste email to anyone selling everything that he can find and he has no idea what you are selling and doesn't care. The scammer isn't interested in your identity, bank account or what you are selling. He is only interested in convincing you to send him your real email address. He is collecting emails to sell to spammers and to spam them himself. Delete any email like that. Don't bother responding, it isn't worth your effort. You could post up the email address and the emails themselves that the scammer is using, it will help make your post more googlable for other suspicious potential victims to find when looking for information. Do you know how to check the header of a received email? If not, you could google for information. Being able to read the header to determine the geographic location an email originated from will help you weed out the most obvious scams and scammers. Then delete and block that scammer. Don't bother to tell him that you know he is a scammer, it isn't worth your effort. He has one job in life, convincing victims to send him their hard-earned cash. Whenever suspicious or just plain curious, google everything, website addresses, names used, companies mentioned, phone numbers given, all email addresses, even sentences from the emails as you might be unpleasantly surprised at what you find already posted online. You can also post/ask here and every scam-warner-anti-fraud-busting site you can find before taking a chance and losing money to a scammer. If you google "craigslist buyer scam", "fake craigslist response scam", "email buyer fraud" or something similar you will find hundreds of posts from victims and near victims of this type of scam.
I'm getting paid through a bank transfer for a car I sold, It's 50K. What happens?
Ok people. It's not a scam, calm DOWN. Geez. I know the person, that's why I specifically said I can prove who is paying me is legitimate. I'm not worried about being screwed. No, I didn't get offered way more than it's worth. MY QUESTION is: What happens with the bank situation. What I got from this is that anything over 10K is flagged and I'm taxed on the rest, correct? So I should plan on just setting that money aside when it's time to file taxes, correct? Nothing crazy happens? I send and receive money all the time via bank transfer just never this large of an amount before.
How do investment banks monitor their employees' personal trading accounts? Also, what are legitimate ways to avoid this disclosure?
In the US, you are required by law to tell your broker that you work in a bank, and the broker will send your employer a complete list of trades for both you and anyone you live with. Also if you plan to do stock trades, you will need to get preclearance from a 800 number. You call them up and they say yes or no.There are no legitimate ways of avoiding disclosure. They are really serious about this and if they catch you with an account that you didn't report, or if you make a single trade that you didn't pre-clear, you are likely to get instantly fired. Also, you don't know what they know. It is highly unlikely that you will be allowed to do causal stock option trading. You will have to hold any position for at least 30 days, and you cannot short, which means that you will not likely be able to hold a put option. Also, you do not know if you have insider information. Insider information is a catch-22 because you may have insider information and not know it. For example, when I ran back testing, I had to do this with real trade data, and even seeing the names of the companies that we were doing trades with caused me to be "tainted."When you call up compliance, you tell them the trade that you want to make. If they say no, then won't tell you why, the person on the phone probably doesn't want to know why, and you don't want to know why.As far as why you are forced to go through this, you get a large salary and bonus, and having to give up the right to personally trade is one reason that you get your large salary and bonus.
Can fake bank statements be verified?
Technically speaking bankers don’t entertain verification of statements submitted to someone. However, if you have wish to verify a bank statement, there is an alternative method which Paypal uses to verify an account. Deposit small transfers in his account (e.g Rs.1.12 , Rs.1.09 ) and ask him to bring same statement with the deposits included. Cross verify it.Edit 1: This is something individuals can use to verify, but if you are a financier who wishes to do for multiple set of people then you hire a verification agency.
How is it safe to give credit card information over the phone?
A2A.How? Simple, intercepting a call is far more difficult nowadays than you might think. Legal wise, it is a legitimate approach, if a bank needs to confirm your credit card details or legitimacy of your account.Now a lot of concerns come into play. Is it a fraud? How can you confirm that? Usually, they should know your main details, like name, last name, when was your card issued and so on. Asking them for such confirmation on details will assure that you are dealing with the real company, instead of a potential fraud.As people have mentioned before, even if you do fall for a scam, you can dispute your transactions by saying it was a fraud and usually the money you lost will be restored, alongside your credit card details.When it comes to the security of the information, as mentioned intercepting a call is nearly impossible, unless a person has software on your phone to do so. If you don’t have any malicious spyware software, you shouldn’t worry about that too much.Additionally, I recommend reading other answers here, as they are equally insightful. Good luck!
Can a bank ask what a large cash withdrawal is for?
Yes. However, in most situations with withdrawals, the bank is trying to protect you from scammers.If you have a little old lady that is taking out their life savings to give it to the nice man that they met on the internet, they’ll bring out a manager to convince you that this is not a good idea. Also the bank would like to know if you can explain what the withdrawal is for, to make absolutely sure that you are who you say you are.Usually withdrawals in cash aren’t things that would cause them to be suspicious for money laundering, since money laundering involves money coming in and not out.Bank employees get a lot of training for this sort of thing. Usually they’ll make small talk with you.Finally, if you are doing something really dodgy, the time you should be worried is if the bank *doesn’t* ask you any questions. For example, if you are withdrawing USD 100k in order to buy cocaine, and the teller just hands you the money without asking questions, there is a good chance that the police monitoring you, and the first sign that you have that you are in trouble is when someone shows up with guns and handcuffs.