Lost my parents money, help?
So I m a middle school student, and I had picture day in the beginning of the year. The day it was picture day, I forgot my parents money (50 dollars) and hid it once i got home so no one would know. Now the school won t give me the pictures since I didn t pay. Please help, how should I tell my parents? My mom keeps asking for them and I m begging for advice! Thank you :)
My parents didn't save me any money for college?
Many students' parents can't or won't pay for their children's education. The worst is when the parents have a high income, but refuse to pay for their childrens' education. Then you won't qualify for most aid because your parents' income is high, but you're not getting any money from them, and your income is not considered independent from your parents' until you're 24. Don't let your parents dictate where you go to school unless they agree to pay for it! Hopefully, even if your parents won't help pay, they will at least co-sign loans for you. Get the best grades you can in high school. Apply to state public colleges and universities. Apply for all sorts of financial aid: scholarships and grants don't have to be paid back, loans do. If your high school grades and SAT scores are excellent, you'll have a good chance of getting scholarships at small state colleges. Consider going to community college for the first two years, and then transferring to a state university to complete your education. If you think a military career is a possibility, and if you are thinking about a science, engineering or nursing degree, you can apply for an ROTC scholarship, which will pay for your college education in exchange for a period of service (up to seven years) in the U.S. military. The College of the Ozarks is a Christian school that has 100% work study. You can earn your entire tuition, room and board by working campus jobs. This can also really help with your resume for after you graduate. There are a few other similar schools, but the only other ones I know of are state schools that require low income for financial aid. That said, don't be afraid of applying to some private universities as well. Schools like Harvard and Yale have needs-based scholarships only. If your parents are low-income, you definitely have a shot of getting all or a lot of your tuition paid; such school have rich alumni and large endowments, and if you're good enough to be accepted, they'll find a way for you to pay for it. Often for a low-income student, you can end up paying less at an Ivy League university than state college tuition. But if your parents are middle class or high income and just refusing to help out with college, you're probably out of luck.
How can i help my parents save money without them knowing?
it's mainly my mom who always feels bad. we are having a lot of troubles with money so i have been taking a shorter shower, sleeping with all the lights off even though i am EXTREMELY afraid of the dark, and more... but lately my school has been going on a lot of trips and doing a lot of activities and they cost a lot of money. example: my school went to Washington DC and i didn't get to go because it was like $600 and i didn't even want to go because that's just ridiculous. but my mom felt really bad about it and she seemed really upset even though i kept telling her it was ok and that i wouldn't have had fun anyway. and i told her that i didn't want to do summer school this year (for extra high school credits : like gym and stuff) because it was $60 dollars per class and she felt really bad that she couldn't afford it. and i know it just bothers her every time i say that i don't want to go on a school trip because she thinks i'm missing out. but i really don't care about the trips at all. is there any way that i can help her save money without her knowing? and is there anyway that i can tell her that i don't care if we don't go on vacation without her getting sad?
Why won't my parents help me get a new car?
I'm 17 and I've been driving this piece of sh*t truck for a year. Can't go anywhere else besides work because it will run out of coolant and start overheating. I have $1000 saved up for a new car and my parents tell me not to spend it on a car and keep saving. Why you ask? I have no idea. It's my money and I'll do what I want with it. They aren't doing much to help me out. Every time they tell me about a car that is for sale we never end up getting it. If my dad hears a cheap price he automatically assumes it's a piece of sh*t and we don't get it. It's beyond frustrating and I don't know what to do. It's almost like they want me to be stuck with a sh*t car. They don't trust me at all. If I tell them I'm going down the street to get food and I happen to take a while, they question me when I get home. They're always going through my room when I'm gone. I ask my mom every few weeks when she'll have some money to help get me a new car, and the answer is always "maybe next month". Anyway, why won't they help me?
Should I move back home with my parents to save money and go back to school?
I took the long road too - 8 years to get a bachelors degree and only went back to school once I realized I couldn't earn more without a degree. Sounds like you've already made the decision to move back home and I agree with it. I say, keep the job (or find another one) and start with community college to get the rest of your basics out of the way (possibly increase your GPA for 4 year college acceptance). CC is cheaper and I think easier than a 4 year college for the basics, plus their schedules tend to work better for people who have a job. See if your student loan payments go back on hold if you're taking classes, but make a plan to pay as you go through CC instead of adding to that debt - and try to pay down what you already owe because it's getting bigger with interest added to it. 4 year college will be more expensive, so you may need loans then, but do what you can now to limit your total debt upon graduation. Once you figure out which degree you're going for, consider getting a job in the field to get some experience. The previous answer has it right - keep doing what you're doing and struggle paycheck to paycheck for years or make sacrifices now to invest in a better future. The degrees you mentioned are worth the cost of the degree. Check out salary.com for statistical info about how much they make.