Is there a limit on the amount of cash you can withdraw from a bank teller at once?
You can withdraw any amount you want. If its a large amount you need you may have to give the bank a couple days notice. Depositing money is different. I once deoosited 15k and the bank asked me where i git this .oney. If i didn't tell them they would call the police and report it as drug money so i had to fill out a form. Leaving or returning to a country you can't have more then $10,000 on you. If you do and customs finds it they will confiscate your money. I seen this happening in Calgary Int. Airport to a chinese couple.
Is it ok to leave a bank account empty?
Most banks will classify an account inactive if there is no activity on it for over 3 months. if you account should happen to have zero balance (and are accruing monthly service fees), the bank's database software are usually programmed to automatically close your account, and charge-off the negative balance (meaning they're restore the balance to zero, and send you a bill for what the negative amount was before the charge-off). Due to the collections list shared by most banks, you may need to settle a charge-off or else other banks will not offer to open an account for you. The course of action would be to ask a M&T representative and seek advice on what your friend should do, as every bank's standard procedure is different.
Can I use my UK bank account if I no longer live in the UK or have a UK visa?
Yes, you most certainly can, particularly if you have a VISA or MASTERCARD debit card and credit card. Cheques are virtually extinct, with the exception of large companies who still print them off; but more are using electronic funds transfers as they are cheaper.Even though you may not live in England anymore, if you are still doing transactions in the UK, or need a Sterling Account, using England as “foreign exchange, correspondent bank”, then I would certainly keep the UK account.It will mean that having Sterling in there if you need to work in that currency, you will not have to pay foreign exchange and processing fees; particularly if you Credit/Charge Card is registered to that account as well. If you are doing a lot of work using Sterling it will save you a fortune in FOREX Fees, and you do not have the volatility of the Exchange Rates themselves. That would only come in to play when you are “topping up” your account in the UK from USA.Certainly when I was in retail banking, it was frequent that businessmen who were flying around the world would still have a UK account, even though most of the time they lived in another Country 90% of the year.The only caution I would place would be the costs of holding the account if you declare it as a business account, and the voloume of the transactions are not very high. If you just want a “pocket money” account, for use for cash when you are in the UK, to save carrying other currency on you, then I would suggest that you open a deposit account with an ATM card. Most Deposit accounts work like this these days and the voucher & pass-book system near extinct.The advantage is that you can draw up to a ceiling on the card in any one day/week, as agreed by you and the bank from and ATM; further it is safer than carrying a lot of currency on you; and if you do have an excess, you can pay it in to the bank as well. Again, it solves the issues relating to foreign exchange costs; further because it is encoded with a PIN, it makes it safer if it gets lost, more to the point can be stopped quickly.
Can someone create a U.S. Military bank account and make use of it in any part of the country?
Let me guess.You fell in love with someone who says they are in the military and stationed over seas.You text them all the time. Trade photos. They can't video chat…. security reasons.They can't send you their email address…must end in .mil and nothing else, security reasons you know.Maybe they can't chat real time either…that pesky security again.They need money…can't access their bank account…security again, or because they are overseas.They are not now and have never been in the military and they have never been in the US.YOU ARE BEING SCAMMEDDON'T SEND MONEY TO THEM IN ANY FORM, NO ITUNES OR GREEN DOT OR WALMART CARD.NO WESTERN UNION OR MONEYGRAM.YOU ARE BEING SCAMMED.YOU HAVE BEEN WARNED
Can you open a bank account and use your maiden name, even if you are married and carry your spouses name?
Yes. Your legal name is NOT ALWAYS the same as your married name. The bank will allow you to keep your maiden name on your bank account if you have a valid birth certificate and another form of ID with your maiden name on it. The only way your married name becomes your legal name is if you go through a legal name change and alter the name on your birth certificate.
Where can I cash my unemployment check? I have no bank account because the bank closed my account soon after?
~~Almost any grocery store will cash state issued checks for free. You just need ID.~~
Can I sue a hotel if they took extra money out of my bank account?
Ok, I've worked in both the hotel industry and the banking industry so, here's how it works. When you check into a hotel, they will do what is considered a pre-authorization to your credit/debit card. This basically means that they have put a hold on your account for the amount of your stay, sometimes including insurance for any phone calls and/or movies or damages. It ensures that the hotel will get their money. It can sometimes take 2 or 3 days for this pre-authorization to drop off your account, without actually charging you. Check online to see if the transaction for $143.17 says pre-auth. If so, that charge will drop off your account in a day or two and you will have access to spend that money. The charge for $123.17 should be the actual amount you owe the hotel and they will actually get this money. This is why you should never use a debit card attached to your primary checking account for hotel stays. It will happen at almost EVERY hotel, especially in the U.S. and the bigger chains will definitely do it. You also need to remember that December 25th is a holiday (not to mention a Saturday) and is not a banking business day, at least in the U.S. So while you would normally have to wait 2 or 3 days for your account to return to normal, it may actually take 5 or 6 because of the holiday and weekend. To actually answer you're question, no you cannot build a case against the hotel. If the charge for $143.17 does not drop off your account in a few days the only thing you can do is file unauthorized ACH paperwork with your bank. The bank will then send the charge back to the hotel, give you provisional credit for that amount, and wait for the hotel to either prove that the charge was in fact yours or drop it. Chances are the hotel would just drop it if it were your charge. And I in no way mean to say that you actually owe both amounts.
How can I transfer money from my bank account to my boyfriend's account?
We both have accounts at Wells Fargo, and I lost my debit card tonight, and we're leaving for Disney World in the morning. I don't want to tell him and freak him out, but my card is the one we have all of the Disney stuff going to if we have any extra expenses. Is it possible to do this transfer? If not, can I go to a Wells Fargo on the way down there and give them my social and stuff to take money out with an ID, and then he can put it in his, or do I have to have my card? I know they also offer the temporary cards which are active immediately, but I don't know how I'd get one since it's the weekend right now. I'm absolutely freaking out, PLEASE HELP!