Would a bank loan me 1 to 10 million dollars to start a business venture?
No.And I say that because your question tells me that you don't have what the Bank wants. In a word "Collateral". Banks won't lend you money unless you have a guaranteed way to pay it back even if your great business scheme goes belly up.And they want collateral that is going to cover their investment and make them money. So if you have 20M in Picasso's or $20M in gold bullion, then maybe you can get a loan for 10M. But your art and real estate will be forfeit to the Bank if you don't pay them back on their terms and timelines. Banks put their money where the risk is low and the return guaranteed. If they've got collateral then they don't care if your idea is stupid because they'll just take your collateral and still make a profit. Now if you have a plan to make lots of money, but you need some seed money to make that happen then what you want is an Angel Investor, not a bank. Angel investors take risks on ideas, people and businesses that they think are going to make it big. They are really gambling with their money. But before they take that gamble they want evidence that your plan is smart. They want to be confident that you will take their money and triple it (or better). If you can prove that, then they'll invest. And they'll take a large % of your company as part of that investment. Angel Investors also want to know that YOU have invested heavily in your idea. They're not going to give you their money unless they know that you're committed. The more your entire life is dependent on the success of this business the happier they will be.