What is full coverage car insurance?
Full coverage insurance cover three area of loss. Collision your fault in an auto collision, comprehensive which covers fire theft and vandalism and liability - which covers damage and injury to others including passenger in your vehicle. There are endorsements that cover accesories added, rental car and tow. Also look for Personal Injusry Protection and/or Med Pay for injuries to the policyholder in an accident
Where can I get full coverage dental insurance?
when you type full coverage if you mean that your insurance will pay for 100% of your treatment costs then you are out of luck. no dental insurance company will pay 100% of all treatment. or if you mean that your insurance company will pay a portion of all the different types of treatment you may need then you again are out of luck. insurance companies as you know are not there to help you but are ther to make money period. most insurances will pay for a portion of your treatment while you pay the remaining copay. if you are lucky and brave you may be able to find a "dentist" who will waive the patient copay. good luck! there are many individual dentla insurance palns available from ameriplan usa, dorsey, qcd, cigna, delta dental, aetna etc.........
Should I carry full coverage insurance on a car valued at $2,500?
First off, there is no such thing as “full coverage” insurance.There is Liability coverage, which protects other people from your negligence. This is the most important coverage to get.There is Med Pay coverage, which provides a limited amount of money for medical expenses for you and the occupants of your car regardless of liability (or PIP coverage in No-Fault states, which provide medical and wage loss for you and your passengers).There is Uninsured Motorist/Underinsured Motorist coverage that stands in place of the at-fault driver’s insurance if he is uninsured or under insured. This is for you and your passengers and is very important.There is Towing and Road Service coverage.And, finally there is physical damage coverage for your vehicle: Collision and Comprehensive coverage, which carry deductible amounts.If your car is only worth $2500, do not buy Collision, Comprehensive or Tow & Road Service coverages. Join AAA or another motor club for towing and road service. The annual membership is cheaper than the effect on your policy if you were to use that coverage on your auto policy: your premiums would go up.Do buy Liability, MedPay/PIP, UM/UIM coverages.Use the money you saved by not buying the other coverages to increase your limits on Liability, MedPay/PIP, and UM/UIM coverages. Statutory minimum limits are not enough!
Help!!! How can I get cheaper full coverage auto insurance?
I'm 22 years old and a male..... I'm buying a new car, I will be the sole owner of the vehicle and searching for full coverage insurance has been a nightmare.. they wanna charge me 500+ per month for car insurance. I've checked with several different insurance companies.. my question is... can i add my car to my mom's policy and get a cheaper rate with her listed as a driver but not the primary driver?