I'm losing my job tomorrow, with two kids, a car and a house. What is my best thing to do?
Tell everyone you know you’re looking for a job. Network on LinkedIn and other social media.File for unemploymentPrioritize your bills - must have (electric), want to have (cable), can be late (credit cards), can ignore/deferred (paying back your brother/student loan). Know when you’re going to run out of money.[Edit] Thanks to everyone who pointed out to call your creditors. They’ll work out slow to delayed payment schedules.Plan for bankruptcy. There’s never a better time.Look into tapping your 401k after being laid off. Yes, it’s a bad idea… but better than homeless.Spend 50 hours a week looking for jobs in your field. Do this locally for a week, then spread out nationally if possible. Look for remote positions if you cannot move. Customize EVERY resume using key words from the job description. Have 40 bullet points and skills/results for your resume - use 25 on any given resume.Looking for a job is NOW your full-time job.After a national search in your field, go outside your field.After savings and unemployment are gone, take ANY job. File for federal assistance.Spend 15 hours a week looking out for yourself. Get to the gym. Start running. Make lunch plans with colleagues and friends. Immerse yourself in a hobby you used to love (after the job search hours are done).Go to parks with the kids. Take your wife out on a date to just watch the stars.Don’t panic or get stressed out. You’ve been without money before. You’ll be fine in a few months.[Edit: I was laid off seven months ago. This is how I prioritized.Your situation may be different. Your retirement may be a higher prioritization. Your credit score may be a bigger deal to you. You may not be able to move to a different part of the country.For me, it worked fine. I had a job offer 7 weeks later. I moved for the new job 10 weeks later about 500 miles north. Grabbing some dollars out of my 401k, that became available after rolling over to a traditional IRA, kept me above water. I probably put my retirement target age back about 6 or 10 months. If I was 58-years-old, it would have bothered me - a lot. But for now, it cost me a 10% IRS penalty and I lost future earnings on what I took out.Thanks for reading]
I'm RUNNING AWAY FROM HOME. IS MY PLAN GOOD? I have an abusive mom?
DO NOT listen to anyone who says this is a bad idea. I'm only a year older than you, and I'm stuck in a foster home now. I hate it. My foster parents only care about reputation and fitting in, and their 16 yr old daughter is the biggest princess I've ever met. I'm so sorry about your parents, but I think you're making the right decision. I was thinking about running from my foster parents, but I'm no where near as organized as you seem to be. Just make sure that you don't run into anyone you know in the first half of the plan, cuz they might try and send you back. Good luck, and have an awesome time in NYC (totally would go there)!!!! Xxx
16 and pregnant. Can i move out without my parents permission? ?
I am 15, about to turn 16. I live in pennsylvania and i am almost 6 months pregnant. I need to move out for the sake of my baby. My home is an INCREDIBLY unstable one full of drugs, alcohol, and abuse. But my guardians wont let me move out. Someone told me that i can go before a judge and get special permission to move out, without going through the entire emancipation process. Is this true? If so, how do i go about setting it up? Any answers are greatly appriciated.
Im 15 and pregnant, can I qualify for any benefits or am i too young?
Wow...how dare you people tell this young, scared girl to get an abortion, or give her baby up for adoption. This is YA...not Dr. Drew. You have absolutely NO RIGHT to tell her what to do with HER baby, and the fact that you don't even know her, but are judging her is despicable. It is up to her, and her parents what she will do. She asked a simple question, and needed an answer, not a lecture. Sweety, you are too young to get on food stamps alone, and if your parents make a lot of money, you won't be able to get them. You will have to apply with your parents. You can apply for Medicaid though, just bring a parent with you. You will qualify due to you being pregnant, and this will cover all of your healthcare costs during your pregnancy, and your delivery, which are VERY expensive. Go apply for that as soon as you can, so that you can get to the doctor. About WIC...WIC is an AMAZING program for mothers. As of now they will provide you with vouchers for milk, eggs, cereal, bread, cheese, peanut butter, and other things, but when your baby is born, they will give you vouchers to cover all of you baby formula (if you do not breastfeed) and trust me, formula is EXTREMELY expensive. Also, when your baby is 6 months, it will also cover baby cereal, baby food, and juice for baby. Please apply for this as well. I wish you the best of luck. It will be hard, but I have faith in you.