If your account is -200 dollars can you overdraft if say you need 500 for rent or something?
Not unless you have overdraft protection.
Can I overdraft my Wells Fargo ATM?
Yes, unless Wells Fargo allows you to turn off the overdraft “feature” And you have elected to do so. I’d personally turn it off if possible.The only reason overdraft exists is for the fees the bank can charge for your account having a negative balance and again for each transaction you make on top of the first one that sent you into the negative. So your account goes even more negative not even just for the transactions but the ever increasing fees. Until you deposit enough money to bring your account into the positive AND pay off the fees, that money you deposit will not be yours, or even work towards bringing your account positive. The bank will take it as payment for the fees before applying it to your balance, and each month you are negative will add another fee.Banks justify this by saying “"it prevents our customers from being embarrassed at the table or register when a payment is declined”. Personally I’d rather deal with the possibility of being declined.
I have 200 dollars im 13 what do i do?
If you don't need the money for a year you should get a CD (certificate of deposit). You'll make about 5% on your money, which is a lot more than any savings account out their. Good luck! -Bob
Stealing from debit card?
Im 13 and before like 2 weeks me and my brother stole 200$ from my dads debit card. We each got 100 $ . We were supposed to spend them in the mall but i already spended mine. Now i want to withraw another like 80 bucks so i can shop in the mall because i dont have good clothing in my house. My parents have like 10 000 dollars in the bank but they are saing that they are poor. .Im 100 % sure that my dad is not gonna give me 100$ to spend in the mall . im just wondering if i withdraw 80 bucks , does the bank is gonna send letter home do something else so i can be busted
I love saving money?
Okay so Im 22 years old got a job about about 4 years ago. I only enjoy skiing, gym and traveling. I make about $2200 a month and pay my rent $800 a month and $200 for cheap foods in a grocery store in my wallet from money my parents have gave me and stuff. I have save up to $40000 money kinda but im too cheap i guess or scared to buy things even if its under 10 dollars. i feel so guilty and like im wasting my money. i dont know if its bad or good but i literally dont wanna spend money on anything unless its super cheap and also I don't ship for clothing and its hard. Even spending 10$ or treating myself to a drink or food i hate it. Also my friends invite me out to eat I always say no.
Can I get a cash advance through an ATM with a debit card?
The answer yes but one thing to keep in mind is that the money you get from an ATM machine by using your debit card is actually your money. It means that you must have enough available balance in your bank account in order to be able to withdraw money from the ATM. Otherwise, you would be using money that belongs to the bank and not to you.If you meant to ask if you are able to get an advance cash loan through the ATM machine by using your debit card then the answer is no. You might still be able to withdraw money from the ATM machine even if the available funds in your bank account are either insufficient or you have reached a zero balance point. However, that type of loan is a negative loan that is deemed unacceptable and questionable and which will only bring you issues rather than any positive solution because you owe money to the bank when you use an amount of funds that is greater to the one available in your bank account and of top of that; the bank will charge you an overdraft fee for surpassing the limit. For example, let us pretend that the funds available in your bank account is 20 but you are able to withdraw 100. Now you owe 80 to the bank plus they will charge you 35. So you owe 115 in total to the bank because you were allowed to use money that is not yours and of if you do not pay it all back to the bank and in a timely manner then your debt will keep on increasing and there will be further and greater consequences.The way to obtain money through the ATM machine is that you must insert your debit card into the ATM.The second step is to input your debit card personal pin number by using the ATM keyboard.And then press the button ENTER which is usually the green button in most ATM's.The next step after entering your correct debit card pin number at the ATM machine is to press the “withdraw” option from the ATM's menu options.After you select the withdrawal option from the ATM's menu option; the next step is to enter the exact amount of money that you want to withdraw from the ATM machine.You must also select where the money will come from. Either from your bank checking account or from your bank savings account because a debit card is linked to your bank account.Then if you have enough available balance in your bank account or if your bank agrees to proceed and give you the money even though your funds are insufficient then the ATM will dispense the cash for you to receive it.