Medicine and Healthcare: What is the difference between Medicaid and Obamacare?
Medicaid:Medicaid is a social welfare program designed to provide healthcare coverage for the poor in the United States. Certain people with disabilities can also qualify. Funded both by the federal government and individual state governments, the healthcare program was created to help provide health insurance to people lacking the money or resources to afford coverage. Each state has its own eligibility requirements and policies. The key thing here is: it’s a health insurance program that’s provided and run by the government.Obamacare:Health plans under Obamacare are not provided or run by the government; the government merely helps you find affordable, health coverage through its health insurance exchange (Health Insurance Marketplace ’s “Marketplace”). In some cases, though, you may qualify for an Obamacare subsidy (a sum money from the government to offset some costs) to help you pay part of your monthly health insurance premiums.“Obamacare” doesn’t actually refer to a specific health insurance plan or program. When people say “I have Obamacare,” what they actually mean is “I’m covered by a health plan made available through Obamacare.” The Affordable Care Act (“Obamacare”) made it so that private health insurers could provide consumers with more affordable healthcare options.Important to note: plans offered by private insurers through the Marketplace (“on-exchange”) differ from healthcare plans that those same private insurers offer outside the Marketplace (“off-exchange”). You can read more about those differences and why they’re different here.
How do you find your health insurance policy number?
How do you find your health insurance policy number?Your Health Insurance Policy Number can be found on the Insurance Card and you check from the online tool Policy number finder, that should have been provided at the time your policy was issued. You can also call the company for the number and to request your number and replacement cards.Below are some sample ID Cards and Customer Service Phone Numbers for the Top 10 Health Insurance Companies in the USA:Unitedhealth GroupContact Page: UnitedHealth Group - Contact UsPhone Number: 800-328-5979ID Card:2. Wellpoint Inc. GroupContact Page: Anthem, Inc. - Contact UsPhone Number: 317-488-6000ID Card:3. Kaiser Foundation GroupContact Page: Kaiser Permanente Insurance CompanyPhone Number: 800-464-4000ID Card:4. Humana GroupContact Page: Health Insurance Advisors Can Help You with Your Insurance NeedsPhone Number: 800-833-6917ID Card:5. Aetna GroupContact Page: Contact Aetna - About UsPhone Number: 800-872-3862ID Card:6. HCSC GroupContact Page: Health Care Service Corporation (HCSC)Phone Number: 312-653-6000ID Card:7. Cigna Health GroupContact Page: CONTACT CIGNAPhone Number: 800-244-6224 (groups)ID Card:8. Highmark GroupContact Page: Contact Us | Group HealthPhone Number: 206-901-4600ID Card:9. Coventry Corp. GroupContact Page: Coventry Health CarePhone Number: 301-581-0600ID Card:10. HIP Insurance GroupContact Page: HIP ContactsPhone Number: 800-447-8255ID Card:That should give you an idea of what you are looking for. If you do not know the insurance company that you are insured with, contact your employer's HR department and inquire directly with them.Best of luck!Find Your Health Insurance Number Online By Clicking Here
DNA test and medicaid?
If you are asking for medicaid for the baby, the state will pay for a DNA test to establish paternity in the case of an unwed mother......there is a catch though, they aren't doing it out of the kindness of their hearts. They want to establish paternity so that the father can, as part of child support, be forced to provide insurance or pay a portion of insurance or medical expenses for the child. Even if you aren't applying for child support services, by applying for medicaid for the child you signed something somewhere that allows them to persue medical support from him. If you apply for cash assistance they will also persue him for child support, regardless of if you want them to or not. They can also make him reimburse the state for the cost of the tests, etc. There is no free ride involved.
Does medicaid cover curcumcision?
Last I heard it was covered in Michigan so you should be alright. It used to be covered in all States but circumcision activists have been lobbying Medicaid in all state to stop funding and have had a number of successes in other states. It is such a compromise of public health and predictable health consequences will drain the public purse so much that the American Academy of Pediatrics specifically call for Medicaid to fund circumcision in their policy statement released yesterday.
Does Walmart Vision Center accept Medicaid?
You need to call the Walmart Vision Center you plan to visit and your Medicaid MCO (The company on your insurance card) if your state has them. Some Walmart's accept Medicaid, some don't. Vision benefits vary from MCO to MCO. The basic Medicaid benefit *shoud* cover your exam, single vision lenses (ie not bi or tri focals) and a limited number of frame options once every two years for adults. If you have an MCO, some offer richer benefits. I've seen some who will go so far as covering contacts even if they are not medically necessary.
Will insurance cover the abortion pill?
It depends on your insurance, to be sure you would have to call them ask about the plan and have and find out if it was covered. Planned Parenthood can usually do it for you for 50 - 300$. If you answer all the financial screening questions right, it can be very cheap. Say you have no money, no job and no support; my girlfriend didn't have anything but was still able to get her abortion and she only paid 100$. If you have more questions or need to talk, email me. I don't judge because I've been there and done that. ~Pro-Choice Momma; Have had an abortion
How long does an medical claim take to process electronically?
I agree with the other respondents with regard to claim processing time from provider to payment. I will just add that an electronic claim received by a payer automatically processes for payment or denial, or rejects (meaning it will not be accepted by the payer due to to some kind of data issue), or it will pend (stop short of processing for some kind of payer intervention, (such as a need to request additional information or to obtain a clinical review). When a claim pends, it can require seconds or sometimes weeks or longer, depending on the issue. There are requirements that payers must meet relative to timely payments and keeping claimants informed. Automatically processed claims are not paid instantly. They typically batch and are queued to issue payments on a schedule established by the payer. I’ve seen large carriers issue payments multiple times a day, but generally they are transmitted daily or weekly, or at various intervals in-between.
Should I use Kaiser Permanente or Blue Shield for health insurance? Besides cost, what else should I consider?
Kaiser mostly offeres HMOs, so I’m assuming you are comparing Kaiser HMO and Blue Shield PPO. Most of the points below are still valid if your Kaiser option is a PPO.I live in Northern California and was on Blue Shield PPO last year before switching to Kaiser HMO this year, so I can only speak to my personal experience. Additionally, I am generally healthy, so besides the yearly routine checkups, I go to the doctors around once a year.I strongly recommend Kaiser HMO over Blue Shield PPO.Before I talk about why I choose Kaiser, I’ll first go over some downsides of Kaiser:You need a referral to see a specialist, so you can’t just pick a doctor on ZocDoc and waltz in to a heart surgeon’s office. I haven’t found this to be an issue yet since my primary care doctor is pretty competent.Cost wise for the plans I have, Kaiser has a slightly higher copay for non-routine visits (routine checkups are free), but honestly for me it’s the difference of $20 vs $30, so not a big factor.With that out of the way, here’s why I like Kaiser:Centralized, online medical record system (they even have a mobile app!). You can email your doctors to ask them questions, manage all your prescriptions and renew them online, see all your test results with your doctor’s comments, schedule appointments online either for an in person visit or video conferencing or just a call, see your vaccination history, etc. This is literally my dream come true.You can pick up whatever meds they prescribe you in the pharmacy IN THE SAME BUILDING instead of sending your prescription to CVS or Wallgreens, physically driving 10 minutes there and hoping they are open, giving them your insurance information, waiting however long, and realizing that you’ve spent a good chunk of your day picking up prescriptions.There are lots of Kaiser locations in the Bay Area.If you urgently need to see a doctor and your primary care is booked, you can just call Kaiser and they'll schedule you an appointment ASAP with a different doctor.I like my Kaiser doctors a lot more than my previous doctors that i find on ZocDoc.In the past, I’ve had issues with doctors billing me incorrectly because they weren’t able to look up my insurance information, eventually causing me to have to deal with a debt collection agency. When your medical provider and health insurance provider are the same, life is just much easier.