Can I withdraw dollars in US using Indian axis bank ATM debit card & what would they charge?
You will be charged a BOMB as already answered by Mayur Shetty. I suggest you take a travel card with you. It works like a debit card. The Banks here load it with whatever currency you wish to carry. Then you can use it as a local debit card over there. Still, there are charges but very minimal. You cam use it for making merchant payments etc also.
What are the cash withdrawal charges for Indian debit/credit cards in Thailand?
What Is The Best Currency To Use In Thailand and other Questions?200 for every transaction.Our advice is never ever to use your credit or debit card abroad because there are too many charges involved. You may get points etc. but the charges will be too many to be compensated.The reason being the charges levied on you when you use your debit or credit card abroad.There are basically three types of charges involved:Foreign Currency Conversion fee -The fee that Visa and Mastercard chargeForeign Transaction Charge-Your Debit/Credit card provider’s chargeCash Advance/Withdrawal Fee -1-4% additional fee by the bank that owns that ATM (Comaprison of charges done here)The best option for you would be to take a Forex Card along. These are the benefits for you. Whether you’re travelling to Thailand, Europe, UK Or US or anywhere else:you get best rates (If you can find a better rate, BookMyForex Promises to beat that rate)best customer support, available 24x7 on every medium (FB/Twitter/Call/Email)free 3 ATM withdrawals,no foreign transaction fees,no charges or hidden fees andBookMyForex ensures that in case of emergency, emergency cash is arranged for you.
Can I withdraw money from an Indian HDFC debit card in UAE? What amount do they deduct as a fee?
You definitely can use your HDFC card overseas. However, there are couple of things that you should be aware of before using it outside India.The card has to be enabled for international transaction. As per RBI mandate, all debit cards issued after December 01, 2013 are blocked for International usage, which means you cannot use it overseas without enabling it. Enabling it is pretty simple. You have to log into your HDFC internet banking account. Go to the Cards tab and on the left side you will find “Debit Cards” mentioned. Click on Request>Set International/Domestic Usage. On this page, click on the second option which says “Card to be enabled for International and Domestic Use (At domestic & international merchant outlets, ATMs & Online Websites)”. You are done!You should also be aware of international usage limit for your card. Again to do this, you can log into your internet banking account and under “Cards” tab you have the option to “Modify International Limit.”At the ATM always look for Visa/MasterCard sign to make sure whether it accepts your card. You can pretty much find the sign on the machine itself.As far as charges are concerned, HDFC bank charges Rs. 25 + taxes per Balance Enquiry & Rs. 125 + taxes per Cash Withdrawal. The service tax rate is 15% of the charges.If you still have queries, you can always contact the customer support team. Refer to the bank website for contact details.
What are the withdrawal charges of SBI global debit card if used in Canada?
Rs.100+Servive tax at 14.5% + Swatch Bharat cess 0.5%= Rs.115 per transaction + 3.5% surcharge as cross currency conversion fee.So if you withdraw Rs. 68,000 which is equivalent to $1000 then, after three day your savings/current account will debit Rs.115 + Rs.2380 ((3.5% of 68000 is Rs.2380)) the cross currency fee and the atm withdrawal fee overseas will carry out by T+2 days method , where T is the day when the transaction was done.Apart for using a Debit card overseas you can visit the SBI main branch in your locality, go to the foreign exchange department and apply for a Prepaid Tavel card which will be issued to you instantly. where if you load $10000 in it then you will be charged - Rs.68000+Rs.250 = Rs.68250 only, which you can use overseas to transact at shop/online at no extra charge and for ATM withdrawal you will charged $1 only.All you need is to carry your flight Ticket, Visa and SBI check through which you will pay for the Prepaid Travel card.
How do I withdraw and deposit money through forms and not from cards in SBI?
Money can be withdrawn from Savings account by using withdrawal slip but you can withdraw upto ₹25000 only through your home branch.OrYou can use cheque to withdraw money (any amount) from your account from any SBI branch.For depositing cash you can use deposit slip to deposit any amount to your account or you can use cash deposit machine to deposit cash.
Can I use my HDFC debit card obtained in India in US?
Yes you can use your HDFC debit card obtained in India in any other country. Since, the HDFC Bank issues international debit cards. However, before using it internationally you may need to activate your card for International Usage and set its limit for the international usage.Steps for Activating Card for International Usage are as follows:Login to your HDFC Bank net bankingVisit the Cards Tab at the topSelect Debit Cards > Requests > Set International / Domestic UsageSelect your card from the drop down and confirmThen on the next screen select your desired option from the two (in your case second one):Card to be enabled for Domestic Use( at merchant outlets, ATMs, Online Indian Websites)Card to be enabled for International and Domestic Use (At domestic & international merchant outlets, ATMs & Online Websites)Then confirm. Your card is enabled for International Usage if it was not prior.Steps for Setting International Usage Card Limit:Login to your HDFC Bank net bankingVisit the Cards Tab at the topSelect Debit Cards > Modify International LimitSelect your card form the drop down and confirmThen you will be displayed the current international limit of your card and there you can modify / set the new limit of your card and press continueThen you will be displayed with the confirmation message, press continueThen you will be prompted for your debit card PIN and Expiry Date and press continueGreat! Your new limit has been setHowever, it has been always suggested that you should always get a Multi-currency Forex Card from the bank with pre-load the currency as this will save your lots of money on every transaction. As the transaction charges for:Cross-currency mark-up charges on foreign currency transactions3.5% on foreign currency transaction carried out on Debit Cards.The exchange rate used will be the VISA/MasterCard wholesale exchange rate prevailing at the time of transaction/merchant settlement.Charges for use at non-HDFC Bank International ATMsRs. 25 + taxes per Balance Enquiry & Rs. 125 + taxes per Cash WithdrawalFurther and updated details of the charges can be found at bank’s website and under your card variant at HDFC Bank - Debit Cards. Well enjoy the Tour.The author is co-founder of www.perfectbanker.com