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I Wait To Apply For Medicare

Medicare for low income.?

Medicare is a health program offered by our marvelous United States government. In applying for medicare there is no income requirements.

You would be required to add to your medicare by adding a different insurance company called medicare part "B" to assist you in the payment of your medicare payments, when you visit your doctor or is prescribed prescription drugs by your physician.

This has nothing to do with your former earnings. Based on the Part B medicare insurance you decide to sign up with would determine any co-pays you would be required to pay as well as how much you would be required to pay for prescription drugs you would be given by your doctor.

I think you are speaking of your social security benefits The amount of social security benefits you receive would be based on the highest two years of income you earned over the years. You are able to go on the social security web site to figure out the amount you would be able receive each month.

You would be required to provide your social security number and other information to be able to get into the social security web site.

Once there you are able to ask a few questions of which one is the amount you would be receiving each month. You would be able to find out when you are able to apply for your social security benefits on this web site.

So you would not be surprised, there is an amount that would be deducted from your social security benefits each month.This amount would vary based on the amount of social benefits you receive each month. Each social security recipient has this amunt deducted from their social security benefits each month.

Just a warning so you would know.

You are also able to get this information while making application for your social security benefits at your local social security office. Since you would reach 65 in January, I think you are able to apply for your social security benefits this month.

You would need to call or go by your nearest social security office to find out when you are able to apply for your social security benefits.

Social security benefits and medicare benefits are two very different government programs offered to those that have reached the ripe ole age of 65 or older.

I hope this has been of some benefit to you, good luck.


If you have never applied for Medicare part A or B, under most circumstances you will have to wait until January of NEXT year (the annual enrollment period is January 1st to March 31st). This will make the effective date July 1st of that same year. At that point, you will have the opportunity to also sign up for a Medicare Supplement and Part D(for prescriptions); or Medicare Part C(also known as Medicare Advantage).Please also keep in mind that if you are applying for Medicare part B and a Medicare Supplement or Medicare Advantage plan because you have a group plan insurance coverage that is ending, you will be able to enroll anytime within 8 months after the group insurance ends.Lastly, if you have not had Medicare parts B or D from the time you turned 65—and you were not enrolled into a group employer-sponsored plan for that time period, you will probably be subject to late enrollment penalties for waiting.Please feel free to contact me at Kind Insurance Home (on the ‘Contact Us’ page) if you need any further information or assistance.

Do i have to apply for social security and medicare at 62?

Only the disabled can receive Medicare before age 65. If you want it when you are 65, you can sign up for it 3 months before the month you are age 65 until 3 months after you are 65. If when you reach age 65 you are still working and have health insurance through your employer you don't have to sign up for it until you've stopped working.

As for monthly benefits, you can get it as early as age 62 if you want to. Otherwise you can file an application whenever you like up to 3 months before you want your benefits to start. You might be able to file online at or call 1-800-772-1213 to make an appointment to file either over the phone or in the office.

You can go to for a benefit estimate.

Medicare is automatic at age 65 ONLY IF you are already receiving monthly benefits. Otherwise you must file an application for it.

The only people who MUST file for social security benefits at age 62 are people who are getting SSI because they are disabled. SSI is a federal welfare program and because of that they are required to file for any benefit they can get to cut down on the cost of the SSI program. Other income will reduce or terminate SSI.

Can dogs/pets get medicaid or medicare ?

Dog training are excellent and very helpful to build you a stronger relationship with your dog. Read more

After I started training my dog, he became very attached to me and loves to stay by side as long as he can. But just going to them won't help. You have to practice what they teach you outside of the class and you need to keep up with it at least every now and then after the class ends otherwise they'll just go back to previous habits. This course is a really good place to go for dog obedience classes. It get's your dog around other people and dogs to socialize while getting the training you need. As for electric collars, I would say to not get one. In my experience, they're only a negative effect on your dog. I mean of course you're going to need to correct your dog, but being positive and encouraging your dog works a lot faster and easier.

Every dog is different, so unless you have a german shepherd or a really smart dog, it might take a while to train her. You might get frustrated with her, but go easy. She's still a puppy and has a lot of energy. A backyard or somewhere to run will help her get rid of a lot of energy that might cause her to misbehave from boredom.

I'm not sure if you mean "How does one get Medicare benefits?" or "How do people defraud Medicare?"For the first, you can call Social Security at 1-800-772-1213, go to your local Social Security Administration office, or apply online at Most people are eligible for Medicare to start on the first of the month in which they turn 65. If your birthday is on the first of the month, it will start the first of the prior month.  Some people can get Medicare before they turn 65 if they are disabled, or have End Stage Renal Disease (kidney failure).Medicare is different from Social Security.  Most people will get their full Social Security at age 66-67, but Medicare is still at age 65.  If you take Social Security early (age 62 or as disability income), your Medicare will start automatically unless you tell Medicare or Social Security you don't need it. They send you your card in the mail.It is best to start applying with the Social Security Administration about 3 months before you become eligible. There are certain times you can apply, and if you miss your window, you may face premium penalties or waiting periods or both. Generally Medicare will not backdate transactions - so don't think you can wait and get retroactive benefits.If by "take advantage" you mean to defraud... :Some doctors recruit people who may or may not need treatment and either perform a lot of unnecessary treatment or don't even do anything,  and file claims to Medicare for payment.  Then when they get paid they kick back money to the "patients". They may even file claims for patients who didn't get the treatment and not even tell the patient.  They even buy Medicare numbers to do this. Some scammers file claims for people who have died, but their death is not yet reported.   It is getting more difficult to do this as the computer systems get better at capturing and reporting deaths.

If you sign up for Medicare when you're first eligible at age 65 you can do it online in ten or fifteen minutes. In fact, if you started getting Social Security benefits before you turned 65, you may be signed up for Medicare automatically. Watch for a letter in the mail.If you're covered under an employer plan when you turn 65, you might want to sign up for Part A only (it's free) and wait until you lose the employer coverage to sign up for Part B (not free). That's what I did. In that case you'll need to make sure you follow the procedures for a Special Enrollment Period, which involves a form completed by your employer and a form you complete. Getting all that done took me more than a day, including waiting at the Social Security office. (I could have mailed the form but given how important it was I wanted to give it to them in person and get confirmation of receipt.)Read the instructions on the Medicare website carefully: Part A & Part B sign up periodsOkay, you've signed up for Medicare A and B. You aren't done.You need to decide if you want a Medicare Advantage (Medicare managed care) plan, and if so which one.If you stick with traditional Medicare, you may want a Medicare supplement (Medigap) plan to cover what Medicare doesn't.Finally, there's prescription drug coverage, which you can get as part of a Medicare Advantage plan or as a separate policy. Again, you have choices of plans.This page on the Medicare website will help you with making those decisions. Your Medicare coverage choicesYou have to apply separately for each of those plans, and you deal directly with the company, not with Medicare. Choosing the plans, applying and getting enrolled in a supplement and a Part D plan took me about a week. (I guess it could have taken less but I was indecisive.)Since my husband wanted to keep his doctor, his only choice was one specific Advantage plan. So that "decision" was easy. He applied online and got enrolled in a day or so.

Yes, after 24 + months of approved disability, a person can get Medicare on the 25th month. Also someone with ESRD ( or on the transplant list) can get it. Plus special needs children and those legal citizens who qualify at age 65 due to 10 years (40 quarters actually ) of work history or their spouses work history.

When should a person apply for Supplemental Medicare?Medicare Advantage (Medicare C) and Supplemental Medicare (MediGap) are two different programs. The former is Medicare C instead of Medicare A&B. Every year you get to choose between A&B or C.Supplemental Medicare is “MediGap”, a 3rd party healthcare insurance to pay the difference between the bill and the 80% paid by Medicare A (inpatient) or B (outpatient). Depending on the state, you can purchase it after becoming eligible for Medicare, usually age 65 during the MediGap open enrollment period of six months. Some states offer MediGap to those under 65[1] .SOURCE: diaTribe. . . Medicare Supplement plans aren’t meant to provide stand-alone health coverage; these plans just help with certain out-of-pocket costs that Original Medicare doesn’t cover. . .SOURCE: medicare parts | Senior Market SolutionsSOURCE: MediGap-Plan-Default - Medicare Solutions Blog[If you have Medicare because of SSDI], depending on where you live, you might not be able to purchase the policy option you want—or any Medicare Supplement policy—until you turn 65 [because not every state offers early MediGap[2][3] ] . As mentioned above, the best time to enroll in a plan is during your Medicare Supplement Open Enrollment Period, when you have guaranteed-issue rights.Open enrollment last six months beginning from the day you turn 65. . . .The insurance company can’t charge you more if you have health problems or deny you coverage because of pre-existing conditions. Your special protections during this period are known as “guaranteed-issue rights.”. . . the company is allowed to make you wait up to six months before covering your pre-existing conditions. . .[You cannot have both MediGap and Medicare Advantage simultaneously with few exceptions.]Eligibility for Medicare Supplement (Medigap) Plans - Medicare.Related Medicare ArticlesIs Medicare Supplement Plan F Going Away?About Medicare Supplement (Medigap) Plans F, G, and NMedicare Supplement (Medigap) PlansMedicare Supplement (Medigap) Plan Comparison ChartWhat is Medicare Supplement Plan G?Cost of Supplemental Health Insurance for SeniorsWhen can I buy Medigap?I’m retired - do I need Medicare Supplement insurance?How to Choose a Medicare Supplement PlanFootnotes[1] Can I get a Medicare Supplement Plan if I am under 65? - Medicare FAQs[2] Find Medicare Supplement Plans by State[3] Medicare isn't enough for retirees — here's how much extra coverage costs in every state, ranked