If I Earn $3200 A Month After Taxes Is A $1500 A Month Car Payment Do-able

Is a monthly income of $3,000 enough to live a comfortable life on your own in the US?

3000$ is good money if you are in your 20–30’s i would say.One of the main reason being that you are most probably single and dont have to raise or look after a family. If you go to gym and eat and clean and healthy diet most and dont binge eat at chillis and TGIF you should be good with about 500–800$ to save every month.Now if you do have a family it doesnt look like a good enough bet for you as there will be expenses and you probably have to take care and provide for your family. sometimes in these situation you would have to cut out your needs to tend to your family wants so it is more appropriate to say that you would probably need a more sum of money to live comfortable life , per say .If you are working a job than this would seem like a challenge to hurdle a project, go to gym , have a social life as well as spend quality time with your family and kids. Mostly people tend to live in this reality for 30 years because they feel that there is nothing they could do to change this situation.There was a time until recently that i use to feel less money is no money until i met Stuart Ross who opened my eyes to the infinite riches of the world and helped me start my own online affiliate marketing business . Ever Since i have had a different view of life and dedicate my time to teach many of the intellectual and hungry for knowledge minds to empower this freedom Live The Laptop Lifestyle 2 (video)Best,AkramThink Businessly

Is 4,000 CAD per month enough for a couple to live decent in Canada?

It depends very much where in Canada and what you consider decent living. For reference according to CBC average rent prices for a 2 bedroom can range from $594 to $1552 per month: Rents increasing at twice the rate of inflation across Canada, CMHC saysKeep in mind these are average prices that people actually pay. Because of rent control, the actual price you’d pay if you were to rent an apartment today would be higher than that. In case you are unfamiliar with rent control this means that a landlord can only increase your rent by a certain % per month. But if you move out they can set the price for the next tenant as they see fit. In Toronto specifically this generally means hundreds if not thousands of dollars higher.Even within a city the price can vary wildly. A studio apartment downtown Toronto can go for $2000/month. While out in the outskirts you can find something for $1000/month or less.In terms of lifestyle, what kind of neighbourhood do you want to live in? How many bedrooms? Do you want a car? How often do you go out for food and/or drinks?Here are some numbers for Toronto specifically. Other places in Canada for example Montreal or Halifax can be drastically cheaper.Rent$800-1000/month for a 1 bedroom in the outskirts.. this would likely be in a basement with poor access to public transit$2500/month for a 1 bedroom downtownOwning a car$150-$400/month car insurance depending on car and length of driving record$200/month parking downtown or free in the outskirtsGas $1.20/litreAn oil change $40Public transport$3-$3.25 per one way trip depending how you buy the ticket$146.25/month for a pass2 people going out for food and 1 drink each$15 at a cheap fast food$30 at a cheap restaurant$120 at a fancy restaurantGroceries$200-$400/month/person depending on how frugal you are

Is 6000 AUD per month (after tax) sufficient to live in Sydney for a family with a kid (1 year)? I will be moving to Sydney with a TSS visa subclass 482.

Yes. We live in the Inner West about 5km from Sydney CBD. Rent is 600/week for a 2 bedroom 1 bathroom flat in a building with no lift. Electricity and gas is 600 every quarter for a 3-person household.Commute takes about 30–45 minutes during peak hours from our place to Sydney CBD. Choose a suburb that has a good access to public transport ideally with access to both trains and buses. If you already have a work when you arrive here, choose a suburb that may not be close to work but one that has good and FREQUENT bus-train (or vice versa) connection to get you from home to work. You can check Google Maps for this info.For your food, it really depends on how much you want to spend. I’ve been tracking my food, coffee, takeaway spending this month and between 18/11–3/12 I’ve spent $435 on food including my once or twice daily takeaway coffee. I cooked most of my meals when I started tracking my expenses and have only bought takeaway food a couple of times since 18/11. That is for one person only.The money I’ve spent on bus fare since 18/11–3/12 is A$73.50. I don’t own a car, I don’t pay for private health insurance. If you are a PR or a citizen you have access to free healthcare although it may take you some time to be treated if your condition is not critical or considered life threatening. You can still see a General Practioner that bulk bills and you do not have to pay the gap.My phone bill is $20/month prepaid 10gig per month. I bought my phone outright. Our internet bill (I guess) is $60/month I don’t pay for this one but you can get deals from different companies for internet/mobile phone bundles for your whole family.Other matters such as child care, I have no idea because I am a single person living in a shared apartment with a couple who have money but chose to share their rented apartment because they want to save on rent and are waiting for the property prices to fall (I don’t know when this will happpen or if it’s ever gonna hapoen) so they can eventually buy in the area where we are living in.Good luck on your move and learn as you go along. Don’t try to listen too much to what other people say when you first move here. Focus on your job, build a network of trustworthy and reliable friends over time and live within your means. And oh! There are plenty of toys that you can borrow in your local library for your child. You can rent a different one every week. :)