Waiter stole my credit card information what do I do?
So my husband and I went out to eat a few days ago. We handed over our credit card, like so many of us do when we go out to eat. The waiter took a very long time getting our card back to us, I didn't really think anything of it. We got our card back and went on our way. I didn't notice the small charges at all. (luckily though I was totally broke, so charges were only about $14.10) Anyway, today I check my banking information in order to get ready for a upcoming ski trip, and checked my finances and almost all my money is gone!! Over $2,250 in charges! $1,750 of it was from the Apple store and the rest from Best Buy and GameStop. I left feeling so bad and violated. I am so mad at that people can do that! Anyway, what should I do should I contact the bank to get my money back or file a lawsuit against the waiter for credit card theft? And I'm so sorry I had to vent and warn you all about the dangers of handing your credit card to a waiter as well very scary stuff.
How do I know if my information was stolen because of the latest Quora hack?
As Adam wrote, Quora will email individuals whose data was compromised.Here’s the statement we all saw today at log-in:Quora Security Update by Adam D'Angelo on The Quora Blog
What should I do if someone stolen my information and opened a credit card in my name?
Hi,That’s a terrible situation to be in. I hope you aren’t in one.It would be a case of identity theft and is punishable under law. Here’s what you should do.Immediately report your case to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.Contact credit reporting agencies like Equifax and TransUnion and report your case. Request for a credit freeze. This will ensure that the thief does not ruin your credit by doing something outrageous (like maxing out a credit card in your name or taking a loan)Contact your bank and report that your identity has been stolen. They will have a standard procedure to follow on your accounts that will protect you.Call up your credit card company and report that there’s been an ID theft. Comply with their proceedings.File an ID theft report with the local Police administration.Apply for new IDs and documents following the process here Replace Your Vital Records.Watch out for your credit score via a credit reporting tool like Credit Karma or Credit Sesame and watch out for new accounts being added. If you note one, call up the bank/institution and report the case.Nothing to worry. Hope you get it all sorted soon. All the best!
If my credit card information is stolen, what is done to catch the fraudsters?
That depends on you. For a credit card company, generally all they care about is that a fraudster does not use or open an account in your name now. And prevent it from happening in the future. You are responsible for filing a police report. They need information to go off of. The most useful is probably where the credit card was used. Like in the gas station for example, gas stations generally have cameras at all kinds of angles to record license plates of entering and exiting vehicles. That could be something. But it depends on the police organization and how resourceful they are.
What are the chances of getting your credit card information stolen on the Internet?
What are the chances of getting your credit card information stolen on the Internet?The chances of compromise are higher than you think, but they’re mitigated by banking fraud prevention measures, though you can tell your friend his information has already been on the Internet and possibly already been stolen!No, really.If your friend has ever swiped his card at the terminal in a store, his number has been been transmitted via the Internet. Sure, this is a secure transaction most of the time. But just look at the T.J. Maxx compromise of 2007–45 million account numbers were stolen, and only a fraction of those accounts were used to shop online. And these large compromises happen with alarming regularity.In addition, credit card generating algorithms can steal credit card numbers before they’re even issued to cardholders, so your card number could be compromised while your card is in the mail being delivered to you.Nowadays, every credit card transaction is processed over the Internet, so it’s impossible to keep your card perfectly safe. That’s why major credit cards have fraud protection and $0 fraud liability. If you want to add a layer of protection, you can follow certain guidelines, but you can’t stop the hackers every time, even by refusing to use your card on the Internet because—as you can tell your friend—we’ve all been using our cards online for years.
Stolen Debit Card Information. Will Bank of America Refund Money?
There is a good chance that BoA will refund your money simply to keep you as a customer. BUT, they are not required too. Debit cards do not have the same protection from fraud that a credit card does. Credit cards in the USA are generally limited to no more than $50 of losses from fraudulent charges. Debit cards are not limited, so if somebody drains your bank account - too bad for you. Because of this fact, I strongly encourage people to not use or own debit cards. When my bank discontinued ATM cards, I cut up the debit card they sent me and started paying for everything with a credit card. Even McDonalds takes Visa now, why not? You just need to have the discipline to track what you spend and budget your money and never carry a balance on the card.
How do I find out if my identity was stolen?
I'm only 17, but last month I lost my wallet and it had my ID in there. I just now found out that my SSN card was in there as I thought all along that it was mixed in with some papers and I couldn't find it. What do I have to do to find out if my identity has been stolen and can I alert the government of this mistake?
If someone gets hold of someone else's passport information but not the passport itself, how can he use it to harm that person?
Most people couldn't or wouldn't do anything with your passport information.Identity theft (for the purposes of fraud) would be your biggest concern. Most identity thieves are not going to steal your money, they will use your identity to get credit cards and loans and / or buy goods and leave you with a debt you never knew you had.The information on the passport alone is not enough on it's own to set up a usable false identity, but it does give the identity theif a couple of useful clues (more than they would get from a driver's license) that they can then use to get the other information they need.It takes a few bits of information to successfully “steal” an identity. You would be surprised how much of this information people just give up in “normal” conversation if the identity theif knows the right way to steer the conversation.A good and determined identity thief will be able to get all the information they need to impersonate you on line and run up debts from several different sources. You have probably already provided a lot of this information yourself and don't know it ( just think how often you have written your name, address and telephone number on forms and online) and a lot of other information is open to the public.Everyone needs to be vigilant - get regular credit reports etc. But, in this day and age, you can't stop identity theft.
Is there a good website to check if my credit card information has been stolen?
The best place to start checking to see if your credit card information has been compromised is your statement. If there is any suspicious activity on your statement, odds are that your personal information has been compromised in some way.You can also check with your credit card issuer to see if there are automatic protections on your account. Bank of America, for example, automatically offers fraud monitoring for their credit and debit cards. Depending on the issuer and the terms, you may already have this protection in place on the card you currently have.