What bills should I expect to pay when moving out?
Build a budget including all income and expenses. Typical monthly expenses include: Rent, Loans, Water, Cable, Internet, Phone, Electricity, Car Insurance, Renter’s insurance, Groceries, Gasoline, and spending money. The cost of bills depends on where you live. There are lots of free budget forms for download; also check out DaveRamsey.com and mint.com for help budgeting. Rent should never be more than a third of income; many landlords verify this before they’ll offer a lease. If you don't have enough money coming in to cover these expenses, consider getting a roommate. Make a savings plan to prepare for moving out. There are lots of "start-up" costs involved in moving out the first time. Deposits for apartment and bills are the largest factor. Other things to save for are: Furniture (bed, couch/chairs, coffee/side tables, TV stand), electronics (TV, Computer, Microwave), Pots & pans, Dishware, Silverware, Bedding, towels, and the list goes on. Buy items that are easy to move before moving to decrease the amount you're spending at one time. In addition to saving for the items listed above, put some in savings for a “rainy day” in case of job loss, medical emergency or car accident. $1,000 is the minimum, 3-6 months bills is recommended. A great way to prepare for living on your own is to live by this budget before you move out and put what you expect to pay in bills into a savings account. Not only does this get you in the habit of living off the money budgeted for non-essential items, but it’s a great way to build up savings.
How to deal with moving out your parents house?
Im a senior in highschool in graduation is coming up fast. So I have been feeling some form of pressure that in just a couple of months I will be moving out and leaving my parents behind. Too be honest im kind of afraid, not of moving out but the mental aspect of everything my mom and dad wont be here. And im on my own, ill have grocery shop pay bills. I mean im ready to do that stuff but I guess just thinking about it that I am going to have to do it scares me if that makes sense can you all please give me some advice and how you were able to cope with moving out
It's my first time moving out, any advice?
I moved in with my boyfriend at 20, during my senior year of college. I'm 21 now, so we've been there about a year. What I WILL tell you is two things: Living with someone can put a lot of strain on your relationship, especially at a young age. If you're willing to get so serious at this age and are willing to be around your bf 24/7, then so be it. But it is a LOT harder than you know. It has torn my BF and I apart, actually. We aren't nearly as happy and close as we used to be. You're so young, too. Are you ready to take that step? Secondly, whatever you think you will spend a month? Add about another $200 to that.
MOVING INTO AN APARTMENT FOR THE FIRST TIME, HELP!!!?
Step one: All 3 of you get yourself bank accounts. This improves your credit rating and provides professionals with some assurance that you're mature, responsible adults. Step 2: After you get bank accounts, all 3 of you get yourselves credit cards. (You have plenty of time to get them since you don't plan on moving right away). This will do the same thing as Step 1, but even more so. Step 3: 1 month in advance of your moving, start looking for an apartment. The internet is FILLED with resources for that, so I won't insult you by telling you how to go about finding one. Step 3, (addendum). The most important requirement for your apartment is LOCATION. Pick a location that's safe, convenient to a commercial area and transportation, and one that all 3 of you find desirable. Second most important is price. 3rd is space. Make sure that you all have equally desirable rooms, so that no one feels jealous of the other 2 roommates. Step 4: Apply for that apartment. Be ready to either be the only person on the lease, or have all 3 of you co-signing the lease as tenants, whichever the landlord prefers. The landlord will probably want proof that you all have bank accounts, and that you have solid credit history and guaranteed income. That's why you followed steps 1 and 2. All 3 of you should be ready to provide that proof if necessary. That's about it for getting an apartment. As for living in an apartment for the first time away from your parents and with roommates, that's a life lesson all by itself. Good luck!
What happens if you don't pay your Comcast bill? Trying to cancel and its being a headache.?
I'm moving and would like to not pay for my comcast internet since I won't be here in December. and won't be a subscriber anymore. Moving December 10th to be exact. Tried to cancel a couple times, first time they told me it was to early and I had to wait till the bill for December came. I just called them now that the bill cam and I was on hold for 30 minutes and then 'trasferred' to another section which hung up on me. So if the bill for December is due on the 12th of December and I just don't pay it what will happen? Do they report to credit beraues or collections or anything like that? Of course I can't actually find legal agreements for their service online.
My boyfriend doesn't help me clean up, pay bills or look after the animals. What can I do to get him to help?
Well, who owns the house or is responsible for mortgage/rent?There are, from what I can see, two levels of sloppiness: There’s the “I leave my clothes on the bed and have things out of place but the place doesn’t smell or is otherwise gross” messy, and then there is “my home is a biohazard” messy. It sounds like to me the latter is what you are dealing with.Might be time to sit down with this guy, and tell him that if he doesn’t help you keep the place clean, it might be time to maintain separate residences, and if you’re the one who is the primary owner or renter, it’s him that will have to find a place to live. If it’s joint or it’s his place, it may be you that might have to move out.I myself couldn’t live with a slob like that and that is essentially what you’re living with. To me it would be intolerable to live with someone who is so much a slob that they can’t clean up after a pet has peed or crapped in the house. Leaving books or clothes out is one thing. But letting urine and feces to go without attempting to clean it up is another matter altogether—that’s just unhygenic and could make you sick.If you can’t get him to help out, and he is content to live in filth, then you either resign yourself to being the one who cleans up, or you move out and be with him from afar.
Is it selfish if I want to leave my parents and move out on my own?
As Sara Booth noted in her answer, the answer to your question is going to depend greatly on your cultural context. My family bridged Bangladesh, the UK, and the USA. I felt a great deal of guilt moving out of my parents’ home (in Bangladesh) for university (in the US) and again for not returning (to my mother’s home in the UK) after I had earned my BA at 22.Your parents and siblings may perceive you as selfish. However, putting yourself first isn’t necessarily a negative thing. By leaving my birth family behind me, I have been able to accomplish much more in my life than I could have if I stayed. I am now raising wonderful 10-year-old twin daughters who know that when they decide to venture out on their own, they will have my full support to live their own lives.If you’re not able to live up to your potential in your parents’ home, it is more selfish for you to stay than to leave. However, are their social repercussions to leaving? How does your society view unmarried (I assume you’re unmarried) adults living away from their parents?This is not to say you won’t feel guilt. It has been 19 years since I left home. My younger sister was 7 when I left, and I still wonder what I could have done to make her life better. Perhaps if I had stayed closer to home or stood up more to my parents, I could have made her life easier. By the time I was in a financial position to bring her to live with me, choices that would limit her options in life had already been made. I live with that guilt by doing my best not to put my daughters in a similar position.I wish you the best of luck.