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Is Buying From New York Stock Market Cheaper Than Buying From Ordinary Supermarkets

Is liquor typically cheaper at a liquor store or a grocery store?

In Maine liquor pricing is set by the state. Beer and wine pricing is a free area however. Our state has multi-national grocery chains that rule the shopping patterns (Hannafords, Whole Foods, Walmart, Target, and now Trader Joes). These places will often carry certain items AT COST, sometimes below cost!!, and often at a margin so thin (.50 cents profit for an item) that an independent wine and craft beer shop simply can not match. Whole Foods prices things higher than anyone across the board often three dollars more on wine.Customers are often confused but the answer is simple. Those stores carry 50,000+ other items that have giant profit margins (and you can buy your adult diapers there too). My shop only carries beer & wine.That said, my wine & beer shop is often lower on many wines that may overlap these multi-national chains, and for six packs of beer almost always cheaper unless you compare to a chain that runs ultra-low margins across the board on all beer packages. Then again, we have many unique products you can't find in every chain store in every city. Sorry we don't carry Flip Flop wines or every Barefoot sku. But we do have wine from 4.99 and up.As for the notion that a big chain buys in bulk therefore a lower price... not in my state. Distributors have to offer the same price to every buyer. The only thing that might happen is direct support from a winery or importer at a national level. Those deals are not easy for an independent to suss out but it's always either the chain is using it as a loss leader or they have national programmatic support.Of course I want you to shop in a locally owned store where you money is being used in the same state, in the same community, to buy a dancer shoes, to support local sports teams at a core level, and more...

How do people shop for groceries in New York City?

In car-centric/car-friendly towns and cities, the standard practice is to drive to the supermarket once a week and buy everything you think you'll need for the next seven days -- typically, several rather heavy bags of food.In New York, it is quick and easy  -- and quite common -- for people to stop in a grocery store or a farmer's market on their way home from work and buy only what they're planning to cook that night and/or tomorrow night. Particularly in Manhattan, most people live quite near a supermarket (walking distance) and don't bother using a car for groceries (many don't even have a car). Because you buy less at any given time, it's not a big deal to  take 10 or 15 minutes to buy what you need and carry it as you walk home.This works out well in reducing food spoilage, too. People eat out on a whim more often, in part because it's not just convenient, but also often only marginally more expensive than cooking yourself. It doesn't make sense to buy groceries unless you know for sure that you're going to cook it that night or the next. Because you don't know if two days from now you'll end up working late and eat near the office (or get takeout), and the next night some friends will text and say "Haven't seen you in a while, let's have dinner tonight!" and then  the night after that, you'll simply not feel like cooking, and the night after that you have a date,  etc. etc. Then you realize that the stuff you bought on Sunday, planning to cook it on Tuesday, has gone bad because a week's gone by.This is what we did when we lived in NYC. But of course, there are easy alternatives, too. Many people use Fresh Direct, where you order your stuff online and arrange for it to be delivered to you at a predetermined time. And some people still do weekly shopping, using their own utility cart to get it home.

What cheap food can I buy with $20 to survive for a month?

There is a surprising range of foods that can be purchased from discount grocery stores to enable a frugal diet, however, $20 will not stretch to a full month depending on where you are. As Anonymous, there isn’t any additional information such as where you are and working condition. For now, the response is moving forward with the thought that the OP is in the States, likely in an urban area and has a roof plus kitchen. If you don’t have the last requirement, then food kitchens are part of your immediate future while seeking thrift kitchen tools.To survive on a frugal budget, cooking your own food is an imperative. Asking a question on Quora hints ongoing access to the internet via phone or PC, so look to websites that cover cooking on a SNAP budget or seek basic recipes.Foremost, protein needs to be covered, such as beans and rice. Discount grocery stores sell 1–2 pound bags from around $.60-$1.50. Occasionally 2lb bags will show up in Dollar or 99Cent stores. Look for ethnic markets in urban communities as some of these carry these cornerstone diet essentials very inexpensively and often in larger 5lb bags for less than $10 for both needs. A combination of beans with rice, such as Red Beans & Rice, is a complete protein. Sustaining and will keep the gray cells perking. While you are working into these bags of veggie protein, I would strongly press seeking a food pantry or bank for supplement source of foods to stretch this very meager budget.Look to farmer’s markets toward the end of their day for boxes of produce they don’t wish to pack home again; consider offering to run errands for the vendors, assist in loading or unloading for end-day bags of food or tips. Look for greens, carrots, cabbage, potatoes, the relatively inexpensive vegetables that will augment the beans’n rice diet. If your location is not an urban but rural community, then there will likely be town organizations or churches that have food box projects to aid those in a monetary pinch.If farmer’s markets are not a ready source, check any local grocery stores for their policy on end-day disposal of sad produce such as apples, bananas, peppers, anything you can use. You can purchase cheap canned or frozen veggies, but if a bag of free only entails cutting out bruises, it’s easier than diving in the dumpster later and saves a few more dollars. If the latter becomes your last option, watch yourself as not all communities or corporate markets are kind if they don’t condone this.

How and from where do grocery stores obtain food at wholesale prices?

In the actual FMCG industry, large retailers do NOT buy at wholesale prices.That's because, wholesale is also a form of retail: it's bulk sales direct to consumers.Retailers usually buy from manufacturer sales division. And that's cheaper than wholesale, because wholesale has a markup on cost acquired from a manufacturer.Large companies have 2 main distribution channels: direct distribution (directly from supplier to stores) and centralised distribution(from supplier to own warehouse to stores).Both have significant advantages. But I'm going to explain the obvious one: cost.With direct distribution, the supplier/vendor carries the financial burden of storage, logistics, transport and risk. Of course, this is off set by higher prices to retailers.With centralized distribution, this burden is shared between vendor and retailer. This is then offset by lower prices to the retailer.The vendor would also offer deals and rebates on total sales targets, as opposed to individual invoice costs. This will increase profits even more for the retailer.Wholesale implies final selling price between retailer and vendor, ie invoice price, but in the industry, rebates and discounts make a significant impact on profit. For this reason, many FMCG items are sold “below cost” and the huge retailers still make a killing in profit.

What are penny stocks?

By accepted industry standards any stock selling less than $5 a share is considered a penny stock.

When you invest/trade in penny stock you should never put up more than you can afford to loose and you should assume you will loose it all. Unlike regular securities, penny stocks do not let you use risk cutting procedures (options and/or stop orders) since most are not traded in a regulated market place. Since there no requirement on market makers in the OTC Market it may be difficult to find a buyer when selling is required.

They say when you buy securities you have a 50%-50% chance of making money, when you buy penny stocks you have a 50-50-90% chance, 50-50 chance of making money and a 90% chance of loosing money. Since there are no meaningful regulations for trading only those with trading experience stand a chance of being successful trading in penny stocks. Penny stocks are not for newbies.

When buying penny stocks, like any other security investment, you never invest 100% of you investing capital. Penny stocks are fun to trade, but you should never count on them to be considered part of your primary investment objectives. One should not trade penny stock unless they have several years experience trading regular securities.

And before you enter an order for penny stock, read what the SEC has published regarding penny stocks http://www.sec.gov/investor/pubs/microca...

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