Is Car Insurance In The Suburbs Of Philadelphia Affordable

What are some of the good and safe suburbs in Philadelphia with a reasonable commute to center city?

I live in Elkins Park, a part of Cheltenham Township, adjacent to Philadelphia on its northern border. I love it. The streets have sidewalks, te entire township is very walkable, there’s a teeny tiny shopping area walking distance from my Victorian house, and two train stations and several bus lines serve the neighborhood, with a twenty-minute commute into Center City, or rides of varying length into other Philly neighborhoods, so it has a few urban amenities. However, it’s leafy and not too dense, low crime and superior police protection, and the schools are excellent (though sadly, not as great as they were ten years ago, due to our broken school funding system in PA, and some problems with a previous superintendent, but still as good as you’ll find anywhere in the area). Cheltenham Township is known as one of the most liberal townships in Montgomery County, before 2000 it was the only one that elected Democrats to local offices. We have committees for several environmental issues in the township (environmental advisory committee, shade tree committee, historical commission) and we take our quality of life seriously. Downsides, the real estate taxes are very high, because you don’t get great schools without that in PA. You’ll certainly need a car, but insurance is one third what it is in the city, and parking is never a problem. You won’t need that car to go into Center City, but your lifestyle would be very limited without a car out here.You don’t mention what your personal situation is. How old are you? Married or single? Kids? How much will you be earning? I wouldn’t recommend this area to a young person with no family and a starter salary, but if you don’t need too much excitement, have a family, and can afford to keep a car, look into Elkins Park.

Are there any counselors in Philadelphia who accept my insurance or have affordable rates?

I’m in PA - here’s what I know:Sadly, the lists provided by insurance companies are often out-dated or the therapists listed aren’t accepting new clients. Council for Relationships has offices in Philadelphia as well as the suburbs. Though they don’t take insurance, their student interns are very well supervised and provide therapy at reduced costs. You may want to search the online Psychology Today directory. Start by narrowing the list down to your zip-code. Each therapist lists their specialties and which (if any) insurance they take. Other options include large group practices such as Springfield Psychological or Delaware County Professional Services - both groups have multiple sites, including in/near the city, and generally accept Keystone.Good luck!

Which place is better to live, DC or Philadelphia?

First off, it's not ever Philli. Personally, I don't like the abbreviation of my hometown even to the more appropriate Philly. It's just Philadelphia. Philadelphia is very different from DC in that it is not the nation's capitol. We are not populated mainly by politicians and government workers. The cost of living is lower because of this. There are a lot of cultural options - a world-class orchestra, ballet and many great museums. The historical attractions are too numerous to mention. We have the expected major sports teams. The city is in a building boom with formerly dicey neighborhoods becoming reborn as highly regarded areas with new and newly renovated homes, restaurants, clubs, and amenities popping up everywhere.

Public Transportation: In which U.S. cities is it possible to live well without a car?

Boston, MA.Extremely walkable city. So small is the land area that there is absolutely nowhere to park and you can walk the length of the city (from Fenway Park to the North End) in under 30 minutes (this would be like walking from Harlem to Wall Street). Public Transportation will get you anywhere you need to go in the surrounding areas (Cambridge, Brookline, etc). Also, we have a bike sharing system. I've lived here for ten years without a car. I forget how to drive.

What is cheapest budget for a Bethel College student to live in Redding, CA?

Having lived in Redding as a student, I can confidently tell you that you can do it really cheaply. My first year there I lived in a 2 bedroom apartment on Hilltop with three other girls. Since we shared rooms, we each paid 1/4 of the rent which was amounted to about $115 if memory serves me correctly. Utilities wouldn't have pushed it up past $150. My most expensive living situation was in a 3 bedroom house where I had my own room and I paid $315 a month and about $50 in utilities. When I got my car up there, I paid about $20-$30 a week for gas. The good thing about Redding is there is no traffic and you'll never have to drive farther than 15 minutes because then you would outside the city limits. As for food, I spent between $20-35 every two weeks. Yes, every TWO weeks. Food isn't taxed in California which makes your overall grocery bill much cheaper. Also, in California they have this chain called Winco. Don't shop anywhere but Winco! It's crazy cheap and you can buy a whole bunch of things in bulk. Say, for example, if I were making a recipe with a 1/2 cup of quinoa in it, I would take my 1/2 cup to Winco and dispense exactly that amount. That saves you from buying more than you actually need which saves you money. And for the record, I ate very healthy food --- it wasn't a ramen noodle heavy diet. What I would do is plan out four or five recipes (breakfast, lunch dinner, dessert, maybe a snack), go shopping for everything on a Saturday and then spend the rest of the day cooking all the recipes at once. Once every was cooked, I would split it up into portions and then freeze all of it. Voila! Food for the next two weeks and nothing rots or gets wasted.My car insurance was about $45 a month and my phone was $12 (I didn't have a smart phone -- but now I do and it's still only $25 a month). I put aside $100 each month for miscellaneous expenses like entertainment and clothing, and I usually used up all of it because I really love shopping. My last year there I joined the Y and paid $75 a month. Hope that gives you an idea!

Where can I find a cheap long-term car rental option? I need to have a car on hand for 3–6 months, but don’t want to get tied down into a lease or a loan.

If you are looking for 3-6 months car lease, LeaseTrader or SwapALease are you best bets. If you hustle enough, you will be able to find a good deal. Do read my blog to know more about these.LeaseTrader.com / SwapALease.com – There are people looking to get out of their lease before its expiry and are willing to strike a deal if someone takes it over for the remaining months. These two sites are quite popular among such people. You can find great luxury cars there: BMW, Audi, Mercedes etc.Turo.com / GetAround.com – Both of these websites are peer-to-peer car sharing marketplace. Anyone can register and list his/her car for car sharing while they are either away/out of town. You can get really good deals here. GetAround has a mobile app too and their website is quite nice. I usedGetaround myself and had a pretty good experience with them.Hotwire/PriceLine – As you would know, these are most popular car rental aggregation websites. They have partnership with Avis, National, Alamo and many more who offer long term renting options. However, there are very limited options available here and will cost you higher.FlightCar.com – Another car sharing website similar to GetAround.Enterprise Long term car rental: Enterprise is one of the most trusted brands in car rental space. Check out the deals on their website too. Some of the options are not shown on hotwire/priceline.Hertz Multimonth: Hertz also have a program for long term car rentals. They are priced a little higher than their competition but offer good service. If you are a Hertz member, you can avail this service.Alamo Insider deals – Sign up as alamo insider program and use the option for last minute deals. You will be surprised to get a ‘too-good-to-be-true’ kind of deals here. There are no membership fees.ZipCars.com – If you need car for just a few hours in a day in a long term, you can evaluate Zipcars.com too. They have per-hour billing rates and you can save some money. Do your maths.AutoSlash.com – This wesbite looks for the best available discount code and books it on your behalf. Have heard decent reviews about this site.You can read about them in more detail in my blog post here: Are you looking for long-term or monthly car rental? These options might help.

Can I live in New Jersey if I’m making $25,000 a year?

NJ has some very beautiful & scary towns. You, unfortunately, can only afford the scary towns, which are expensive also because of the proximity of the suburbs, colleges, or NYC/PHL. Camden county would probably be the most affordable decent area. You'd require low income or affordable housing which means you'll probably be on a waiting list.If you have a car forget about it…Although gas is cheaper than other states, the auto insurance rates are the most expensive in the country and will quickly make up the difference. Some people pay more monthly for car insurance than their actual car payment.So, in conclusion, $25K isn't enough to relocate to NJ or anywhere in the Northeast. Always factor in cost of rent, auto insurance, etc before relocating.*If living in Philadelphia is an option, you'll have to pay a wage tax of 3.93% whether you work there or not.