Is USD 70k per annum plus medical benefits a fair amount for working in NYC, US as a trade support analyst in a bulge bracket IB? More importantly, will I be able to save any decent amount?
I think 60-70K for trade support starting salary is pretty fair. Once you have a few more years experience you should be able to make 75-85K. Some places pay pretty good bonuses for an all in package of 90-100K. If you are a manager or also work with the tech or product development side of trade support you could make a little more than that. I would say the downside of trade support is that the pay seems to plateau out at about 90-100K, and it gets a bit difficult to get paid any more than that. What do you consider a decent amount? If you live in the heart of the manhattan by yourself, it may be very difficult to save. If you room with someone and live a few train stops away in Brooklyn, saving is very doable. you can check out NYC craigslist room shares to get a sense for the costs.
What are the benefits that an on-campus Master of Public Health (MPH) can give you over a distance learning MPH? (Specifically, the context of London School of Hygiene and Tropical Diseases)
LSHTM is one of the world's leading research institutions in public health. On-campus learning will allow you direct access to the rich experience of both the faculty staff as well as the international body of students during lectures as well as tutorials. Discussion is an important aspect of learning and being physically present will allow you to benefit from this. A key strength of LSHTM's teaching is the hands-on learning experience in the computer labs. There you will strengthen your craft in statistical modelling. Nothing beats being there on campus.
If you are an American citizen and move to the UK, do you get free healthcare?
If you have a valid visa for more than 6 months then you will be treated by the NHS on the same basis as a local, but you must pay a health surcharge as part of the cost of your visa - the cost of that is £150 per year for students, £200 for other visas.For temporary visitors (e.g. tourists) without visas, or those with a visa length less than 6 months, you will be expected to pay the commercial cost of treatment (less than is typical in the US, but a long way from free). In practice you will never be turned away, and if you have no way to pay on you, you will be expected to provide details and sign an intent to pay. Having unpaid medical bills in the UK would hinder any future visa application you might make.For those who get NHS services, it is (mostly) free at the point of delivery for GPs and Hospitals, but you will be charged a fixed prescription fee (£8.60 per item) or you can pre-pay for a year (£104.00) that covers all prescriptions. If you are pregnant, under 18, over 60, or have a certain set of chronic conditions (e.g. diabetes) all prescriptions will be free. Dental services operate on a fixed fee scale (free if you are under 18). Opticians have a subsidy for check-up and lens prescription but you pay the commercial prices for glasses.
If a company offers full benefits do you get money taken out of your check?
"Full benefits" does not mean "free benefits." It depends on the specific benefits package offered by the specific company. No one here could possibly know that information for every specific employer.
Rough estimate on how much Obamacare will cost me per month?
I'm turning 26 in a few months and haven't looked at the website yet...I'm dreading it. I'm a substitute teacher and made $20,000 last year (hopefully I get hired as a real teacher with benefits soon!). I'm in good health, I don't take any medication, no kids, I live in California. I just want something that will cover a worst case scenario type deal.... say I had to go to the hospital and have a major surgery. I'd be comfortable paying the first $7,000 or so as long as the insurance kicked in and paid for the REST of the bill. Any idea what this will cost me per month? I'm really realllyyy hoping it's under $200
How would you fix the health care system?
I would simply allow any U.S. citizen by choice to purchase coverage through Medicare/Medicaid, and take away anti-trust protections away from the health insurance industry. Now they can all compete in a "free market" that is so touted by the Republicans and Libertarians. Let's see the Insurance companies drop their prices when they have to compete against Medicare/ Medicaid low overhead costs.
Is UK private health insurance worth the money?
If you are a UK resident and entitled to use the NHS, then you may feel (as I do) that private health insurance is a luxury you can manage without. It is quite expensive, and the NHS will cover you under all normal circumstances of actual need. Accident, sickness, the birth of a baby - the NHS is there, and the care will normally be not only good but provided by precisely the same consultant you would probably have seen, had you decided to claim on private health insurance, and probably in the same hospital too.However, if you rely on the NHS you will almost certainly have to wait a bit longer for surgery than you will if you go private. You will have a room by yourself instead of sharing a room with 2 or 3 other people, and may enjoy the comfort (such as it is) of staying in hospital a little longer than the NHS would really encourage. If you have a generous employer who offers private health insurance as part of the pay package, or if you are so well paid that you can afford private health insurance without difficulty, then you may decide to go for it.Personally, I am 63, have had 3 children and surgery once, have never found the NHS less than I needed, and neither has my husband. Which is just as well, as I am a teacher and really couldn't afford to pay for private health insurance! But luck enters into it, so you can't be certain; at this moment one of my kids has a back problem, and although he is being well cared for under the NHS, I would love him to be able to say "Never mind the expense, I don't want to wait, I want it sorted NOW." Ultimately, it is all up to you. It's a bit of a gamble, like all insurance: are you betting that you will be so seriously ill that private health insurance will be worth the stake, or that you're going to be fine and would rather not risk wasting quite a lot of money?