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My Credit Card Information

How is it safe to give credit card information over the phone?

A2A.How? Simple, intercepting a call is far more difficult nowadays than you might think. Legal wise, it is a legitimate approach, if a bank needs to confirm your credit card details or legitimacy of your account.Now a lot of concerns come into play. Is it a fraud? How can you confirm that? Usually, they should know your main details, like name, last name, when was your card issued and so on. Asking them for such confirmation on details will assure that you are dealing with the real company, instead of a potential fraud.As people have mentioned before, even if you do fall for a scam, you can dispute your transactions by saying it was a fraud and usually the money you lost will be restored, alongside your credit card details.When it comes to the security of the information, as mentioned intercepting a call is nearly impossible, unless a person has software on your phone to do so. If you don’t have any malicious spyware software, you shouldn’t worry about that too much.Additionally, I recommend reading other answers here, as they are equally insightful. Good luck!

Waiter stole my credit card information what do I do?

So my husband and I went out to eat a few days ago. We handed over our credit card, like so many of us do when we go out to eat. The waiter took a very long time getting our card back to us, I didn't really think anything of it. We got our card back and went on our way. I didn't notice the small charges at all. (luckily though I was totally broke, so charges were only about $14.10) 

Anyway, today I check my banking information in order to get ready for a upcoming ski trip, and checked my finances and almost all my money is gone!! Over $2,250 in charges! $1,750 of it was from the Apple store and the rest from Best Buy and GameStop.

I left feeling so bad and violated. I am so mad at that people can do that! 

Anyway, what should I do should I contact the bank to get my money back or file a lawsuit against the waiter for credit card theft?

And I'm so sorry I had to vent and warn you all about the dangers of handing your credit card to a waiter as well very scary stuff.

How do i find my credit card information on my hard drive?

When a website prompts for a credit card number or any other personal identification, it uses an encrypted SSL secure website us ally starting with https instead if http so that info will not be stored in the cookies, cache, or remotely hackable. There is a way to get info that users type on your computer, but I'm not telling you.

How did businesses take credit card information before computers?

The two previous answers are partly correct. Here is the procedure when I worked in stores in the 1970s:

1. The customer handed a credit card to a store clerk.
2. The clerk placed the card into a small imprinting machine, then fitted a credit card form over the credit card.
3. The clerk moved a slider from one side of the imprinting machine to the other. This printed the credit card information and the store's information onto the paper credit card form.
4. The clerk hand wrote the purchase information onto the credit card form.
5. The clerk called a toll-free phone number and gave credit card and purchase information to a person who worked for the bank. (This took less than a minute, usually.) The bank employee would approve or disapprove. If approved, the clerk had to write an approval number on the credit card form.
5. The customer signed the form.
6. If it's a carbonless form, the clerk tore off the customer's copy of the form and handed it to the customer. If the form had carbons, the clerk pulled the carbons out and disposed of them. Then the clerk gave the customer his/her copy.

Somehow, this system worked for lots of purchases and there was no more credit card fraud then than there is now. It was definitely a slower process, however.

Hope that helps!

Smart card VTM machines--is my credit card information safe?

They just upgraded my laundry room. Now we can only use a smart card to operate the machines. We have to use a VTM to add value to the card, no cash, credit/debit card transactions only. How safe is my credit card information? I don't want to be a victim of identity theft because of a couple loads of laundry. Any help on t his is appreciated.

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