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My Credit Score Is 550 What Percentage Rate Will I Get On A Car For 16k

What is the minimum credit score required to get a mortgage loan?

There are a quite a number of individuals these days whose credit score ratings are not as good as they once were. The economic problems has gotten a lot of financial changes for the rich, the middle-class, and the low-income folks as well. At one time, you may be thinking that this is the perfect time get that desire house you have been looking for years. You may just be right, too. Interest rates on loans are at all-time levels, housing prices are dropping, and some suppliers really want to move their property despite the lack of significant benefit. If this situation seems like yours, you are probably thinking to yourself, what is the lowest credit score score on a mortgage loan?The answer is that there really isn't one particular ranking that pertains to every loan provider. Different creditors have different guidelines. However, most traditional creditors will not offer to someone who has a ranking lower than around 610 or 620. And a ranking at those levels will not get top-notch prices and conditions.Now that we have seen the effects of a home financial loan "crisis," even the FHA is making different specifications as far as a credit score score goes. For years, FHA financial loans have been available to individuals with less-than-stellar credit score ratings. In fact, that was the whole point of FHA financial loans. Most of plenty of your energy, there was no such thing at least credit score score at all. The whole financial loan acceptance practice was based on individual conditions rather than just figures as figures.We are providing 100% Loan Guarantee Apply 04433044488 With Instant Approval Nationalized Bank. Get more information Call @ 9642445885 Mortgage Loan in Chennai

How much time will it take to improve the CIBIL score?

CIBIL score depends on 5 major factors. If you know where you are lacking, you can work towards improving your CIBIL score yourself. It will take about 6-12 months.Following are 5 major factors:Repayment History (35%) – Pay all your loan EMIs and credit card dues on time. Credit Utilization (30%) – The ratio of total credit (liabilities) that you owe to your total credit limit. Duration of Credit Servicing (15%) – The amount of time for which you have been servicing credit (loan) also has an impact on your credit score. If you have been making timely payments for your loans/ credit cards for a longer period of time, it will increase your credit score.Credit Mix (10%) – A better credit mix i.e. your credit (liabilities) spread across credit cards, auto loan, personal loan, home loan etc. also helps in improving your credit score.Number of Credit Inquiries (10%) – Whenever you apply for a loan or a credit card, the lender will run an inquiry on your CIBIL report. More number of inquiries indicate that you are credit hungry which is not a good sign for your credit health. Check this guide on How to Improve CIBIL Score | 8 Tips to Increase CIBIL Score. You will find some great tips.

530 credit score, credit union loan?

I am 21 years old and ive had a big slump in my credit record due to identity theft when i was 18 years old. When i was 18 someone from Utah was using my social and i had it investigated but did really nothing; credit went downhill from there =[. I was wondering i need a loan for 16,000 dollars and i have bad credit but i make a steady income of 3300 a month. I had the job for more than 3 years now, and i can show the proof of income. Can i obtain the loan with my credit being so low but i have income to pay it off? Credit union loan borrowers, or any people that have knowledge in this field, please help. Thanks!



P.S. Please no @gmail @live answers saying they can lend me 1,000-1,000,000 please dont spam here, its really annoying!

How do Packers Movers companies charge for shifting services in India?

Vijay Packers & Logistics right after we identified a gap in the Packers and Movers India industry for reasonably priced moving solutions. Vijay Packers & Logistics began in 2002 by Vijay who has worked in the moving industry for the last 15 years, We have an extra large moving trucks which can match a standard 3 bed room home in. We have smaller sized vehicles for small loads and have the use of single item. Vijay Packers & Logistics offering professional award wining Packers and Movers Mumbai services successfully since 2002.We provide movers and packers mumbai, household moving solutions, corporate office shifting and car transportation at affordable price compare than the big moving companies and with additional personal care and added reliability.Why Us For All Your Moving Needs in India?We Have Branch Office's All Over India24x7 Great Customer SupportHousehold MovingCorporate Office MovingIndia's No#1 Packers and MoversOn-Time Delivery Any Where in IndiaUse Good Quality Packing MaterialNo #1 Packers and Movers in MumbaiWe have constructed a great client base up over the years with our efficient friendly packers and movers mumbai service and references constantly available.With over 15 years of packers and movers mumbai service to the customers, we attributes our longevity and success to the fact that we only hire experienced professionals mumbai moving companies and that we are able to pass on all the extra savings that professional packers and movers in mumbai companies are not able to. We provide our movers and packers mumbai services with incentives to be fast and efficient with no damages. Our professional team want to provide you with a fast, efficient smooth move with no damages.Stop searching more and Don't waste your time in searching for best packers and movers company in India.Call us for North Zone: +91-9311188880 | West Zone: +91-9325838488 | East Zone +91-9339555788 | South Zone +91-9392962929 and Get Relax!

Should I finance a car at 19 years old?

Here’s what you have to remember.. A car loan is a financial obligation that must be met, whether you are working or not, whether you have money in the bank or not.And the cost of a car is a lot more than just a car payment. You must have insurance, and if the car is financed you must have comprehensive and damage insurance to protect the lender. You must have the license, a place to park it, gas, maintenance, etc. A “part time summer job” is not gonna cut it unless you have other assets or a family member that is willing to help finance the car. In fact, I am not sure that I would trust any car dealer that would even accept a 19 yr. old kid for a car loan, given the parameters you gave us. The dealer (or bank) is going to require another adult to co-sign the loan. In other words, if you can’t make the payments, then the bank will require the co-signer to make the payments.So you might need a car to work. So buy a cheap one that you won’t mind discarding after a year or three when you can afford to buy a better one. Learn to manage your debt early, or your debt will manage you for the rest of your life.

A dealer lists his goods 20% above the cost price but allows a discount of 10%. What is his gain percent?

Let CP=100MP=120Discount =10% I.e. 10%of MP =10% of 120 =12SP = MP - Discount = 108Gain % = (gain/CP)*100% = 8%Hope it helps.[1]Footnotes[1] Profit and Loss - Important Formulas | Prep4paper

Can I get pre-approved for a 20K auto loan making 30K a year with a debt to income ratio of 22% and 660 score?

I am looking to purchase a used car for around 16K but I want to do it through pre-approval so I can shop around. I am 26 years old I currently have a 660 score and it will be a 700+ after a false delinquency is removed. I make approximately $2200-2800 a month on average. I also have about a 22% debt to income ratio. If not, what are my other options?

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