Can you use an under aged individuals debit/credit card to purchase liquor?
You cannot use a minor's (under 21) card to purchase alcohol. When I was under 21 I was at the grocery store with my dad and he asked me to lend him money for the alcohol he was buying and the checker said I cannot do that. So I asked can he use my credit card and the checker said no. The credit card I had belonged to my dad, I used it for gas and it had HIS name on it. But the checker said it was in my possession so we could not use it. This is a law in California where I'm from, I cannot speak for other states.
Why does no bank offer a credit card for 30K+ salaried individuals in India?
Its not the actual case.If the bank is not offering a credit card or not approving a credit card, then its not actually on the basis of your salary.The First & foremost thing is the Credit Score of the individual who is applying for the credit card.The Credit Score, commonly known as CIBIL in India, gives the credit issuer the report of your credit health on the basis of your past credit transactions with any financial institution in India.And if there is any delay or default on the payments, the credit report has all the records of it.And a new issuer will always think twice before approving a new credit.Credit = Credit Card or any loan.Coming to Salary, If you have 30 K salary, and if you have a statement where your monthly debits for any ongoing loan is taking out a good % of the salary, then also the credit issuer will not want to issue you a card. Because they need to be sure, if your income will take care of the credit card usages.Sometimes two more factor, which is quite less known & usually not impacting much on a new application actually impacts for certain users:Your Current organisation, from whom you are drawing salary, may not be in good books of the credit issuer/reports or are blacklisted. This sometimes prevent the credit issuer from issuing you a credit card, considering many factors.The area in which the credit is being issued for the customer. Sometimes those areas are considered as grey area, where according to the banks internal understanding, issuing credit shall be quite risky.
Can I rent a house with no credit?
I don't know much about the credit system, and I've been afraid to get a credit card. Any payments I've made have been paid except for my auto insurance bill which I had cancelled. Will that effect my credit? Will people rent out homes to me?
What is meant by no credit check?
No credit check loan means the lender doesn’t conduct a credit check. In hard credit check,the lender reviews your credit report and credit score. Too many hard credit check means you are applying for lot of loans and might be having money problems.With a no credit check loan, the lender doesn’t conduct a formal review of your credit review.This form of no credit check loan is common among payday loans direct lenders with bad credit, who provide loans to customers they know are unlikely to make payments on time. The pay day lenders profit when you fall behind on payments,as it allows them to charge additional interests and fees.Benefits of No Credit Check Loans:The credit score won’t be damaged by a hard credit checkYou can avail the loan easily even with a bad credit check alsoThe lender doesn’t check your credit report or credit scoreNo need of providing collateralWhat is Payday Loan?It is a type of no credit check loan, which is a short-term loan that is availed in emergency situations.The payment term for a payday loan is two weeks and if you don’t pay back the amount, you can rollover and extend it. But make sure you don’t fall in trap of debts.No credit check loans are unsafe in the UK but you can apply for a bad credit payday loan instead and receive from £200 up to £1100, today.
How can I get a personal loan with bad credit?
I am going to be honest with you...no you can not. When you do a search online it will produce a mountain of lenders who claim to give bad credit personal loans. Be aware! If your credit score is below 600 you are not going to find a personal loan without a co-signer who has at least a 620 credit score. The internet is very misleading. Places like Benefical, HSBC, American General, and Citifinancial all claim to give loans to people with BAD CREDIT. But when you apply they quickly, with a smile, deny you. This is frustrating and misleading. Bad credit personal loans are simply pay day loans. They offer short term loans with high interest rates and incredibly high fees on the pay back. For instance, the average pay day loan place charges up to $10 per every $50. That is ridiculous. My best advice is to try your financial institution, you have a banking history with them, or join a credit union and apply with them. Also look for a co-signer. My husband and I are going to our financial institution to apply for a personal line of credit. I am asking my mom to co-sign. We have experienced some financial difficulties the past 4 months. Earlier this year, around January we were planning to get a house built, my husband was approved for over $400,000, and he had a really good credit score. He took a job promotion that went bad, actually less money, then he tore his Achilles tendon. This put him out of work for a while. Due to the lack of income and all the physical therapy our bills started to suffer. We never stopped paying our bills, we just fell behind. Here is my last piece of advice. If you have a score above 500 try propser.com. They offer person to person loans. GOOD LUCK!
Bad credit personal loan?
There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements. Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on. http://www.axalda.info/bad-credit-loans.html
Looking for an all free no credit card people search?
Just type in the persons name, State, and hit enter The site is completely free↓ http://www.zabasearch.com/
Can I rent a house with low or bad credit?
A landlord or property manager would approve a rent application, based on the criteria established. One of the primary documents a landlord or property manager would use in determining if a property manager or landlord would approve a rental application would be the applicants credit report which would provide the credit history and credit score of the applicant(s). The credit report is a history of how the applicant(s) have repaid their debt over time.Their credit score would indicate their credit risk. If you do not have a good credit or no credit your application would not be at the top of the heap to be approved. If your credit scores are not what the rental unit criteria call for, you would not stand a very good chance of being approved as a tenant. The risk of renting to individuals with little or nor credit and low credit scores would not beat the top of the heap to be approved. Paying a higher rent, or deposit would not be a guarantee that you would be of less risk that paying the normal rent and deposit required. You are still a high credit risk. I hope this has been of some benefit to you, good luck. "FIGHT ON"
How do you buy or lease a car when you have bad credit?
I used I used to sell cars occasionally on the weekend at the dealer tent sales. Most of the people that attended the sale for people with bad credit. One day the radio advertisement said that the tent sale was giving away $500 to the person with the worst credit score. In the car business we called these people the bottom feeders. I'm ban one with a 480 credit score. He had several charge-offs and owed child support. When he was awarded the check he was all smiles! They advertised on also included that a person could buy a car for $45 down payment. I had a woman come in they wanted to buy a particular car and since she also had bad credit the interest rate on those individuals is usually about 33%. The reason why the interest rate is so high is because leaves individuals show a high risk buyer. The $45 to buy a car would be to a person that only has what is called in the business Golden Balls credit. A score of above 740. The bottom line is that if you have bad credit your interest rate is going to be significantly higher. To re-establish credit make the payments on time and also if you don't the car will be repossessed.