I barely have money left over after paying bills?
Here are some ideas on perhaps cutting down some of those expenses: 1. you didnt mention this but if you all are eating out.....stop! that alone eats alot of your money 2. fix your lunches instead of eating out with co-workers 3. drop that $10 text messaging 4. if your cell phones are not under contract then consider a pre-paid (cricket is unlimited talking for $25 mth) or get 1 phone plan, add the extra phone for $9.99 and both of you talk to each other free....just limit your other calls 5. call around for cheaper insurance if possible....see if you can get a lower monthly rate from somewhere else 6. don't know how many bedrooms you have but cut down to a 2 bdrm because the kids are still young and can share a room 7. i hate to say this but lose that cable for a while....stick with basic/local if possible 8. as for your student loans....get them out of default and into deferment, you should qualify for hardship....so work on getting that done now before they garnish your check these are just a few pointers to get you started
How much is the average gas and electricity bill in one at north Hollywood,Ca?
It can vary greatly depending on usage amount, appliances, which are gas, which are electric, etc. In a one bedroom apartment, you should budget about $100 a month total for electricity and gas until you see your actual usage. You should be able to keep it at that much or less if you're careful about air conditioning. During the summer you'll be using air conditioning and that will be the bulk of your electricity bill and gas will be very low, during the winter it will flip. (If you have the typical electric and gas appliances.) Gas used to be a lot less than electricity, but in many areas of LA, that's not true anymore (it depends on the supplier) and winter bills (gas heater) can be about the same as summer bills (electric air conditioner). However, if you like it really cool, you can easily run up a $300 electric bill each month during the summer with air conditioning in a one bedroom apartment in NoHo. In part it will depend on if it's central air (better, but more expensive) or a window air conditioner (not as good, but usually cheaper). Some things drain electricity. We have a zillion things always plugged in/on and a not too bad for our size house electricity bill even including electric water heater, but I noticed when I got a satellite DVR the bill jumped $10 a month, which was surprising, but after some research I found out that they can drain more electricity than an energy efficient refrigerator. Good luck!
How much are utilities on average in Columbus, Ohio per month?
Me and two other friends are looking to get an apartment about 3 miles away from Ohio state campus to the north. We are getting a 3 bedroom apartment. I need to know on average the cost of gas, water, and electric would be per month.
Can I live comfortably in Brazil with roughly $1000 per month?
I'm going to answer as someone who has lived 22 years in Montenegro, a small city in the countryside of Rio Grande do Sul (RS).The population is of 60k people, and we are located 70 km far from Porto Alegre, the capital. This makes us an inexpensive city because we're not as big as Porto Alegre, Curitiba, Rio de Janeiro, etc; and we're not a city far from the urban centers.Considering that US$1000 is worth R$4000 right now, you can live very well.You can rent a house with 2 rooms for about R$450 near the downtown, so you don't need a car/bus ticket to work (if you're lucky to find a nice place to work in the downtown) or go out.Renting a house far from the downtown makes this value go down a little bit, at the cost of 30 minutes of commute every day (a bus ticket is R$3,50, and the gas, if you want a car, is R$3,80/liter).However, there's a warning: don't rent a house near the Caí river! It floods every year, and a lot of families lose all they have:If you are like me, and likes eating at home, sometimes going to restaurants, you're likely to spend R$600. This includes mid-range restaurants for lunching, and some cool pizzas.A house with a high usage of electricity is likely to make the bill cost R$200 nowadays (if you like to have the TV always turned on like me, and perhaps an air conditioner). The water bill is around R$40 (for those who bath all days!). Decent internet connections start at R$80.We don't have popular chain stores here, so you will not easily find cool clothes to wear. A new look will cost about R$200, including shoes, for those who don't care about it.Unfortunately, we don't have many places to go out or party here. However, you can always hit the road to cities close, like Porto Alegre, Novo Hamburgo or São Leopoldo (Porto Alegre being the farther city, 1 hour/car).You can, however, have a nice night with lots of beer with your friends for R$60.Summing up:House rent: R$450Food: R$600Commuting: R$300Electricity: R$200Water: R$40Internet: R$80Clothing: R$200Occasional parties: ~R$150Total: R$2020As you see, you can start investing in something cool (your own house, for example) right away with the rest of the money!Aerial view of the downtown
Monthly apartment cost & monthly salary?
I'm a junior in college majoring in education and I'm starting to think about what I might want to do after college. However, because I'm still young and lack experience in managing personal finances. I'm good with managing my money and saving, but when it comes to investing in a home or an apartment or a car, etc, I'm not very familiar with the financial aspects involved. So obviously I'm looking to get some advice from someone with a little financial/investing experience. The first goal I have after I graduate college is to find a job. And I just did some research and the average annual salary for a HS teacher in my city is roughly $39,000 (tough income, I know, but it's for the love of the job). So I figure, in order to find the monthly salary I just divide that by 12 and I get $3,250 a month (on average). [$756 a week | $108 a day] Next I started searching for apartments, and though there were cheaper apartments, I found this REALLY cool 1 bedroom apartment for $1,400/month. Well because I'm young and inexperienced I'm thinking: "well great, I can afford that if I'm bringing in $3,250 a month!" but for some reason I know that might not be the case. I know I'm neglecting taxes and utilities and insurance and basic everyday living expenses, and probably some other hidden fees or fees I'm unaware of, but I just don't know how much those things cost (thankfully, I've never had to support myself financially). But now I'm interested and I feel stupid for not knowing. I guess what I really want to know is how much of your monthly salary should go towards monthly apartment costs? Thanks for the advice everyone!
Is it possible to live off of $2300 a month? (27000 a year)?
You have to keep to a budget but trust me the vast majority of people live on a lot less than that a month.
How much a week/month do you pay for your utility bills?
If the utilities aren't included in the rent there are a few things to take into account. Hooking up utilities can require a small fee and/or a deposit if your credit isn't good enough or too new. Usage rates and night vs peak time rates vary. I suggest you look online at your local utility companies for information since the rates are generally posted. This will give you some idea of how much you need to set aside just to have the utility connected every month. Your usage of that utility, of course will cost additional. If you really want to know specifics for your situation, I suggest that you call customer service after you check the website if you have additional questions. If you are sharing the house with others, I suggest that the deal be put in writing with each person signing the agreement so that there are no surprises or excuses from anyone when someone would rather buy a pair of shoes than pay their share of the utilities and other shared costs. When sharing a residence, it's important to put things in writing up front so all involved will know what is expected and you can all remain friends in the long run. Money issues change people, so please consider this advice. Avoid opening joint accounts with anyone you roommate with. Any problems can affect your credit rating in the future and credit problems last a long time and/or take a long time to correct. Hopefully you will find a place with utilities included and all you'll need to worry about is splitting the rent. Additionally, if you have expensive electronics or other valuables, I suggest you purchase insurance for your items in the case of a burglary, fire or flood. Good luck and I hope I helped.
Is median per capita disposable income (PPP) a better gauge than GDP/capita (PPP) while comparing standards of living? Why don't we see the former being reported more often?
Yes, I think that, with a suitable definition, median disposable income would be a better measure of a society’s affluence than GDP per capita. You can find information on median household and individual income (PPP) (for example, Median income - Wikipedia and List of countries by average wage - Wikipedia). But for a fair comparison, we should be comparing individual or household income after taxes and necessary expenses, such as rent/mortgage, food, medical expenses/insurance, transportation, clothing, education, and services such as electricity, water, gas, phone, and internet. And then this needs to be adjusted for the local prices of non-essential goods, to get a picture of how much “stuff” people in a given country or region can afford after they pay for the normal cost of living.But I’m not sure how meaningful this would be. For example, in one city, the cost of a car might be astronomical, but it doesn’t matter that much because it has good, cheap public transportation, while in another place, cars are cheap but gasoline is expensive. In one place, electricity and natural gas are expensive, but the climate is very mild so heating and cooling are rarely needed, while in another place, electricity and gas are cheap, but the weather imposes huge heating and air conditioning costs. And of course those things vary from region to region within the same country, making it difficult to compare countries.There are some surveys that attempt to measure such things. A quick Google search found these:Cost of Living Index by Country 2017 Mid-YearCost of Living Ranking by countries. Updated Oct 2017Countries Compared by Cost of living > Local purchasing power. International Statistics at NationMaster.comUltimately, though, there’s much more to life than money. None of these attempts to measure standard of living can give you a very good picture of the quality of life. These might be better to look at:These countries have the highest quality of lifeThe 27 cities with the best quality of life in the worldThe 10 best countries to live in around the worldand even World Happiness Report - Wikipedia